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Why Medibank Currency Card

A Medibank Currency Card gives you safe access to your money, anywhere in the world. It takes the hassle out of paying for things while you’re overseas.

Use your card with confidence

Chip and PIN protected with access to Global Emergency Assistance 24/7 wherever you are.

Lock in exchange rate

Load your Currency Card before you go to avoid exchange rate fluctuations.

Accepted in millions of location

Use your card in-store, online and at ATMs wherever Mastercard® is accepted.

Load up to 10 currencies

Spend like a local, with up to ten currencies on one card.

Free international ATM withdrawals

Save money when you take out cash, with zero fees on international ATM withdrawals.

Easy online management

Check your balance, top up funds or transfer between currencies.

Save money on fees and maximise your holiday fun!

We've kept the fees low on our Medibank Currency Card.

That means more money to spend on experiences, so you get the most out of your trip. Here’s how you’ll save:

  • No card purchase/initial load fee
  • Free international ATM withdrawals
  • No card replacement fee
  • Free reloading via bank transfer

Lock in foreign exchange rates

Where are you travelling to? A Medibank Currency Card can be loaded with up to 10 different currencies. You could use your card to bargain in Hong Kong, take a ride on the London Eye, and book Broadway tickets in New York, all in local currency. The world is yours to explore.


Australian Dollar


US Dollar


British Pound




Canadian Dollar


NZ Dollar


Japanese Yen


Singapore Dollar


Thai Baht


Hong Kong Dollar

How to use the card

Using your Medibank Currency Card overseas is easy. Just follow these steps to get started:

Order your card

Fill out the online application

Activate your card

Create your account and get your PIN

Load money

Load your card with up to 10 currencies

Spend anywhere

Use wherever Mastercard® is accepted or to withdraw cash from ATMs

We’ve got your questions covered

Yes, your full name will be printed on the card.

Yes, you will need to use a PIN every time you use the card, unless there is the option of contactless payment.

You can contact Cards Services on 1800 098 231 (within Australia) or +44 207 649 9404 (if overseas).

You can call Card Services 24 hours a day, 7 days a week on 1800 098 231 within Australia or +44 207 649 9404 from overseas (call charges may apply).

If you have lost your card overseas and waiting for a replacement card to be sent, we can arrange for emergency cash up to the value of your card to be wired to you. This will normally be within 20 minutes of you contacting Card Services.

15% off travel insurance

Just because you’re on holidays, doesn’t mean your insurance should be. Luckily Medibank Travel Insurance offers market leading hospital, accident and medical evacuation cover while you’re traveling.

Medibank and ahm private health members can now enjoy 15% discount on Medibank Travel Insurance.

Get a quote now

1 - The exchange rate is locked in for the initial load only. The exchange rates for subsequent reloads will be set at the prevailing exchange rate at the time of transaction.

2 - Some ATM operators may change their own fees and set their own limits.

Mastercard Prepaid Management Services Australia Pty Ltd (ABN 47 145 452 044, AFSL 386 837) arranges for the issue of Medibank Currency Card in conjunction with the issuer, Heritage Bank Limited (ABN 32 087 652 024, AFSL 240 984).

You should consider the Product Disclosure Statement and Financial Services Guide at before deciding to acquire the product. Any advice does not take into account your personal needs, financial circumstances or objectives and you should consider if it is appropriate for you.

Mastercard® and the Mastercard Brand Mark are registered trademarks of Mastercard International Incorporated.