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Health insurance that's right for you

At Medibank, we’re all about supporting better health. Better health for individuals, couples and families that’s easy to understand.

health insurance at Medibank

Health cover for life's little things right through to the life-changing

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Accident cover boost

If you have an Accident, you’ll get the benefits of our top level hospital cover, no matter what level of hospital cover you have.#

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Better value extras

Every Medibank Member with Extras cover gets 100% back on up to two annual dental check-ups with x-rays at any Members’ Choice Advantage dentist, after serving the two month waiting period.~ Plus, members also get 100% back on optical items at all recognised providers, up to annual limits.^

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My Medibank app

Most members can view their extras limits on the go, plus you can also make a claim on a wide range of extras with the My Medibank app.*

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Medibank at Home

With your doctor's support, eligible members can choose whether a treatment is delivered in the hospital or home, with a range of services, such as rehabilitation and chemotherapy.+

We're implementing all health insurance reforms to give you better value health cover. 

The new changes aim to make health insurance simpler to understand and easier to compare hospital products, so you can find cover that best suits your needs. 

Medibank awarded Canstar Outstanding Value 11 years in a row 2008 - 2018

Canstar awarded ‘Outstanding Value Insurance’ 11 years in a row

We’re proud to deliver outstanding value health insurance products designed to suit your needs. But don’t just take our word for it.

Understanding health insurance

There may be different times in your life when you need to think about health insurance, but it may be complicated if you're new to it. We've pulled together all of the information you need to help you get started.

health insurance at Medibank
Things you should know

# For Accidents that occur after your cover starts and for which treatment is sought within 7 days. Excludes claims covered by third parties such as WorkCover and our Private Room Promise. Out of pockets may apply.

~ Limited to two dental check-ups on all extras annually. Maximum two bitewing x-rays per check-up, where clinically needed. Not available in all areas.

^Waiting periods apply. Up to annual limits, Some lens coatings excluded.

* Some claims, like paper based, may take longer to update. If you have Visitors Health Insurance, Working Visa Health Insurance or Overseas Student Health cover, you may not be able to use all the features.

+ Not available in all areas. Must have eligible hospital cover, all relevant waiting periods must have been served and treating doctor must consider it appropriate. Out of pocket expenses may apply.
 

‡ Offer extended to July 21. For new members on new memberships who join and start eligible combined hospital and extras from 19 May – 21 July 2019 and who have not held Medibank health cover in previous 60 days. Must quote promo code JUNE6 and set up direct debit when joining. Must maintain direct debit and hold eligible product for 30 continuous days from the policy start date to get next 6 weeks free. 2&6 month waits waived on extras: 2&6 month waiting periods on extras waived. Other waiting periods apply (including 12 months on some dental services). If you’ve reached your limits from a previous fund you may not be able to claim straight away. Excludes Corporate covers, Accident Cover, Ambulance Cover, Overseas Visitors Health Insurance, Overseas Students Health Cover (OSHC), Working Visa Health Insurance, ahm covers and other selected covers. Not available with any other offer.