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Health insurance that's right for you

At Medibank, we’re all about supporting better health. Better health for individuals, couples and families that’s easy to understand.

health insurance at Medibank

want 6 weeks free?

Join eligible combined hospital & extras cover by 31 October and you could enjoy six weeks free plus 2&6 month waiting periods waived on extras. New members only. ‡ Must use promo code: 6FREE

Get a quote Find out more

Why choose Medibank private health insurance?

With over 40 years of experience, we understand what better health means for our 3.7 million members.

 

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Accident cover boost

Medibank members with hospital cover get the benefits of Gold level cover no matter what level of hospital cover you have, thanks to our Accident Injury Benefit.¹

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24/7 Medibank Nurse phone service

Members with hospital cover can call our phone service to speak to a Medibank nurse about their health concerns at any time of the day or night.²

100% back on dental check-ups twice a year

Here’s something to smile about – all Medibank members with extras cover for two months or more get 100% back on up to two dental check-ups every year, including x-rays, at any Members’ Choice Advantage dentist.³

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New telehealth services

Medibank members with eligible extras can now access telehealth services—including psychology, physiotherapy, dietetics, occupational therapy, podiatry, exercise physiology, and speech therapy—and claim for services undertaken from 14 April until further notice.⁴

Introducing COVID-19 Health Assist

Eligible members with hospital cover may now access advice and support from dedicated health professionals at no extra cost.⁵

Visit COVID-19 Health Assist

Medibank awarded Canstar Outstanding Value 11 years in a row 2008 - 2018

Canstar awarded ‘Outstanding Value Insurance’ 12 years in a row

We’re proud to deliver outstanding value health insurance products designed to suit your needs. But don’t just take our word for it.

Switching to Medibank is easy

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1. Find your cover

We can help you find the health insurance that best suits your needs.

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2. Let us do the paperwork

Simple and easy. We’ll cancel your old membership for you.

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3. No waiting periods again

There’s no need to re-serve waiting periods you’ve already served with your old fund.⁶

Things you should know

¹ For Accidents that occur in Australia after your cover starts.  Must seek medical treatment within 7 days, and receive hospital treatment within 12 months, of the Accident occurring.  Excludes claims covered by third parties and our Private Room Promise. Out of pockets may apply.  

² OSHC members should call the Student Health & Support Line on 1800 887 283.

³ Limited to two dental check-ups on all extras annually. Maximum two bitewing x-rays per check-up, where clinically needed. Not available in all areas.

⁴ Check your cover summary to see if these services are included on your extras cover and if any waiting periods or annual limits apply. 

⁵ Available to members with active hospital cover. Standard waiting periods apply.

⁶ You need to join Medibank within 2 months of leaving your old fund, or waiting periods apply again. Also, benefits that have been paid under your previous cover will be taken into account in determining the extras benefits payable under your Medibank cover. 

‡ For new members on new memberships who join and start eligible combined hospital and extras from 1 September – 31 October 2020 and who have not held Medibank health cover in previous 60 days unless dependents coming off their parents. Must quote promo code 6Free and set up direct debit when joining. Must maintain direct debit and hold eligible product for 42 continuous days from the policy start date to get next 6 weeks free. 2&6 month waits waived on extras: 2&6 month waiting periods on extras waived. Other waiting periods apply (including 12 months on some dental services). If you’ve reached your limits from a previous fund you may not be able to claim straight away. Excludes some Corporate covers, Accident Cover, Ambulance Cover, Overseas Visitors Health Insurance, Overseas Students Health Cover (OSHC), Working Visa Health Insurance, ahm covers and other selected covers. Not available with any other offer.

Have questions?

Our team of experts are ready to help!

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Fill in the form below or get in touch by calling our dedicated line 1300 110 086.
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