100% back on your yearly dental check-up
Claim 100% back on your yearly check-up with any of our 6,700 Members Choice dentists, excluding x-rays, when you join Medibank with any of our extras covers. Waiting periods apply.
100% back on optical
Get 100% back on optical, up to your annual limit, at almost any provider in Australia when you join Medibank with any of our extras covers. Waiting periods apply and some services, like lens coating, aren’t included.
Extras options that include psychology
Feel like it would help to talk to someone? Most extras covers include psychology, because we know that health isn’t just about your body. Annual limits apply.
Accidental Injury Benefit
If an Accident does happen, no matter what hospital cover you have you'll get the benefits of our top level of hospital cover^.
Unlimited emergency ambulance
No matter which hospital or extras policy you choose, you’ll have the peace of mind that comes from knowing that your cover includes unlimited emergency ambulance.*
Healthcare that never sleeps
Our hospital cover gives you access to around-the-clock advice from Medibank nurses, through our 24/7 Health Advice Line.
How much extra tax could you pay without hospital cover?
Use the Medicare Levy Surcharge Calculator to find out if you're eligible, or discover how much extra tax you may be paying by not having Hospital cover for a full tax year.#
Is health insurance 'better' for you?
When it comes to health, 'better' is different for everyone. Work out if health insurance is better for you. Use our 'People Like You' tool to get an idea of common hospital procedures for people like you.
Canstar awarded ‘Outstanding Value Insurance’ 11 years in a row
We’re proud to deliver outstanding value health insurance products designed to suit your needs. But don’t just take our word for it.
Things you should know
^ Cover only for Accidents that occur after join date. Excludes claims covered by third parties such as Workcover and our Private Room Promise. Out of pockets may apply.
* Waiting periods apply. For ambulance attendance or transportation to a hospital where immediate professional attention is required and your medical condition is such that you couldn't be transported any other way. Tasmania and Queensland have state schemes to cover ambulance services for residents of those states.
~ For new members on new memberships who have not held Medibank cover in the last 60 days and who join and start eligible combined hospital and extras cover from October 1, 2018, while stocks last. Must quote promo code SPECSAVERS and set up (and maintain for at least 45 consecutive days from policy start date) direct debit when joining. Excludes Accident Cover, Ambulance Cover, Visitors Health Insurance, Working Visa Health Insurance, OSHC, ahm covers, Corporate covers and other selected covers. Not available with any other offer. Gift card terms: Must maintain eligible cover and direct debit for 45 consecutive days after the policy start date. Gift card could take up to 8 weeks from the policy start date to arrive by post. Singles and single parents will receive a $200 Specsavers gift card, and families and couples will receive a $400 Specsavers gift card. Gift card can be redeemed at Specsavers stores, is not transferrable and is valid for 12 months from date of issue. Card must be activated within 6 months of issue. For full terms and conditions on activating and using your card see www.activatemycard.com.au/specsavers. 2 & 6 waiver terms: 2 and 6 month waiting periods on extras waived. Other waiting periods apply. If you’ve reached your limits from a previous fund you may not be able to claim straight away.
# Where annual income for Medicare Levy Surcharge purposes is over $90,000 as a single (or $180,000 as a couple/family).