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want one month free?

Join eligible hospital & extras cover and you could get one month free. Plus, we'll waive your 2&6 month waits on extras. For new members only. Use code MONTHFREE.~

Medibank

We'll help you stay on top

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100% back on your yearly dental check-up

Claim 100% back on your yearly check-up with any of our 6,700 Members Choice dentists, excluding x-rays, when you join Medibank with any of our extras covers. Waiting periods apply.

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100% back on optical

Get 100% back on optical, up to your annual limit, at almost any provider in Australia when you join Medibank with any of our extras covers. Waiting periods apply and some services, like lens coating, aren’t included.

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Extras options that include psychology

Feel like it would help to talk to someone? Most extras covers include psychology, because we know that health isn’t just about your body. Annual limits apply.

We’re there when you need us

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Accidental Injury Benefit

If an Accident does happen, no matter what hospital cover you have you'll get the benefits of our top level of hospital cover^.

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Unlimited emergency ambulance

No matter which hospital or extras policy you choose, you’ll have the peace of mind that comes from knowing that your cover includes unlimited emergency ambulance.*

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Healthcare that never sleeps

Our hospital cover gives you access to around-the-clock advice from Medibank nurses, through our 24/7 Health Advice Line.

tax

How much extra tax could you pay without hospital cover?

Use the Medicare Levy Surcharge Calculator to find out if you're liable, or discover how much extra tax you may be paying by not having Hospital cover for a full tax year.#

Medibank Canstar

Canstar awarded ‘Outstanding Value Insurance’ 11 years in a row

We’re proud to deliver outstanding value health insurance products designed to suit your needs. But don’t just take our word for it.

Things you should know

~ For new members on new memberships who join eligible combined hospital and extras from 1 March 2019.  Must quote promo code MONTHFREE and set up direct debit when joining. Must maintain direct debit and hold eligible product for 30 continuous days from the policy start date to get second month free. 2&6 month waits waived on extras: 2&6 month waiting periods on extras waived. Other waiting periods apply (including 12 months on some dental services). If you’ve reached your limits from a previous fund you may not be able to claim straight away. Excludes Corporate covers, Accident Cover, Ambulance Cover, Overseas Visitors Health Insurance, Overseas Students Health Cover (OSHC), Working Visa Health Insurance, ahm covers and other selected covers. Not available with any other offer. 

^ Cover only for Accidents that occur after join date. Excludes claims covered by third parties such as Workcover and our Private Room Promise. Out of pockets may apply.

* Waiting periods apply. For ambulance attendance or transportation to a hospital where immediate professional attention is required and your medical condition is such that you couldn't be transported any other way. Tasmania and Queensland have state schemes to cover ambulance services for residents of those states.

# Where annual income for Medicare Levy Surcharge purposes is over $90,000 as a single (or $180,000 as a couple/family).