Live Better, get rewarded
To get your bonus Live Better points, follow these steps:
Join Medibank
Join eligible Medibank Bronze hospital and extras cover or above, and maintain cover for 42 days.
Sign up to Live Better rewards
Sign up to Live Better rewards via the My Medibank app.
Track an activity within 42 days of joining
Connect your wearable device or mobile health app and start auto-tracking, or manually track an action within the app.
Redeem your Live Better points
Within 10 weeks of joining you will receive your Live Better points which you can redeem for rewards.
What reward can I choose?
Redeem great rewards from a wide range of our partners, including Apple, adidas and Amcal. Here's just a snapshot.
| Reward | Points |
| $200 Premium Payment | 25,000 |
| adidas $200 e-Gift Card | 20,000 |
| $200 Extras Limit Increase | 20,000 |
| THE ICONIC $200 eGift Card | 20,000 |
| Apple AirTag (4 pack) | 16,500 |
| Remedial massage up to $115 | 10,000 |
| HelloFresh $100 e-Gift Card | 10,000 |
| $50 Specsavers Optical Out-of-Pocket Reward | 5,000 |
Why Medibank?
Medibank is one of Australia’s leading health funds.¹ With over 40 years of experience, we understand what better health means for our 3.7 million members.
100% back on dental check-ups twice a year on eligible extras
Here’s something to smile about – Medibank members with eligible extras cover get 100% back on up to two dental check-ups every year, including x-rays, at any Members’ Choice Advantage dentist.=
Accident Cover Boost
Members with hospital cover get Gold hospital benefits (no matter what level of cover they are on) if they have an Accident in Australia after joining - thanks to our Accidental Injury Benefit.2
24/7 Medibank Nurse
Members with hospital cover can call our phone service to speak to a Medibank nurse about their health concerns at any time of the day or night.3
24/7 Mental Health Phone Support
Members with hospital cover can talk with a mental health professional over the phone in relation to any mental health or emotional concern, 24 hours a day 7 days a week.3
Switching to Medibank has never been easier
1. Find your cover
We help you find the health insurance that best suits your needs.
2. Let us do the paperwork
Simple and easy. We’ll cancel your old membership for you.
3. No waiting periods again
There’s no need to re-serve waiting periods you’ve already served with your old fund.4
Awarded Outstanding Value Health Insurance 17 years running
We're proud to deliver award-winning health insurance products, but don't just take our word for it. Canstar have awarded Medibank an outstanding value award for health insurance in Australia for the 17th year in a row.
Are you ready to get a quote?
Things you should know
¹ Based on the number of policies set out in APRA’s Operations of Private Health Insurers Annual Report 2020/21 for Medibank Private Limited
= Eligible members on Medibank extras (excluding Healthy Living Extras and Gold Ultra Health) can claim a maximum of two 100% back dental check-ups per member, per year at a Members’ Choice Advantage provider (including bitewing x-rays where clinically required). For members on eligible extras, the first two check-ups do not count towards your annual limit. Members with Healthy Living Extras can get 100% back on one dental check-up each year at a Members’ Choice Advantage provider (including up to two bitewing x-rays, where clinically required) or at a Members’ Choice provider (excluding x-rays). Members with Gold Ultra Health can get 100% back on up to three dental check-ups at a Members’ Choice or Members’ Choice Advantage provider. Members’ Choice and Members’ Choice Advantage providers are not available in all areas.
2 For Accidents that occur in Australia after your cover starts. Must seek medical treatment within 7 days, and receive hospital treatment within 12 months, of the Accident occurring. Excludes claims covered by third parties and our Private Room Promise. Out of pockets may apply.
3 OSHC members should call the Student Health and Support Line on 1800 887 283
4 You need to join Medibank within 2 months of leaving your old fund, or waiting periods apply again. Also, benefits that have been paid under your previous cover will be taken into account in determining the extras benefits payable under your Medibank cover.
Apple, the Apple logo, Apple Watch and AirPods are trademarks of Apple Inc., registered in the U.S. and other countries and regions. App Store is a service mark of Apple Inc. Google Play and the Google Play logo are trademarks of Google LLC.
Beats, Beats by Dr. Dre, the Beats b logo, Solo, and Beats Pill are trademarks of Beats Electronics, LLC.
Rewards are subject to change without prior notice and are subject to availability. All Rewards are subject to availability (e.g. stock availability) which may not be within the control of the Medibank Live Better Company. If a Reward is not available, the redemption transaction will be reversed and the relevant Live Better Points will be credited back to the Medibank Live Better account of the relevant Rewards Member.
€ For new members on new memberships who join and start eligible combined Bronze hospital and extras cover or above from 18 September – 21 November 2024 and who have not held Medibank health cover in previous 60 days (unless they are dependents coming off their parent’s cover). Must quote promo code ‘6WEEKSPLUS’ and set up direct debit when joining. Excludes Basic cover, Corporate covers, Hospital only cover, Extras only cover, Accident Cover, Overseas Visitors Health Cover, Overseas Workers Health Cover, Overseas Students Health Cover (OSHC), Ambulance Cover, ahm covers, and other selected covers. Not available to Medibank employees. Not available with any other offer. Medibank reserves the right to amend these Terms and Conditions from time to time.
6 weeks free terms: Must maintain direct debit and hold eligible cover for 42 consecutive days from the policy start date to get next 6 weeks free. The 6 weeks free will not be issued if you change to an ineligible cover, terminate your cover or suspend your cover during this period.
2&6 month waits waived on extras terms: 2&6 month waiting periods on extras waived. Other waiting periods apply (including 12 months on some dental services). Annual limits apply. If you're switching from another fund and you’ve used any of your current limits (at that fund), that will count towards your annual limits with us. If you've reached your limits at your previous fund you may not be able to claim straight away on extras.
Live Better rewards points terms: Must maintain direct debit and hold eligible product for 42 consecutive days from the policy start date to receive Live Better rewards points. The points will not be issued if you change to an ineligible cover, terminate your cover or suspend your cover during this period. Policyholder will require access to a smartphone and will need to download the My Medibank app. Policyholder will need to have registered a My Medibank account, sign up to Live Better via the My Medibank app and track a Live Better activity within 42 consecutive days from the policy start date. Must be 16 years or over to register for Live Better. Live Better rewards points could take up to 10 weeks from the policy start date to be loaded to the policyholder’s Live Better account. Singles and single parents will receive 25,000 Live Better rewards points, and families and couples will receive 50,000 Live Better rewards points.
Live Better rewards terms: Must be a Medibank member with eligible hospital cover, extras cover, or hospital and extras cover, be up-to-date with premium payments and have signed up to Live Better via the My Medibank app to redeem rewards. Additional terms and conditions may apply to the redemption of a reward depending on the type of reward chosen. Read full Medibank Live Better terms here: https://www.medibank.com.au/livebetter/rewards/terms/