enjoy a new look on us_

Join combined hospital & extras to get a Specsavers voucher - $400 for couples/families, $200 for singles/single parents. Plus, 2&6 month extras waits waived. Promo code SPECSAVERS. While stocks last~

We'll help you stay on top

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100% back on your yearly dental check-up

Claim 100% back on your yearly check-up with any of our 6,700 Members Choice dentists, excluding x-rays, when you join Medibank with any of our extras covers. Waiting periods apply.

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100% back on optical

Get 100% back on optical, up to your annual limit, at almost any provider in Australia when you join Medibank with any of our extras covers. Waiting periods apply and some services, like lens coating, aren’t included.

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Extras options that include psychology

Feel like it would help to talk to someone? Most extras covers include psychology, because we know that health isn’t just about your body. Annual limits apply.

We’re there when you need us

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Get Cover for Accidents

If an Accident does happen, no matter what hospital cover you have you'll get the benefits of our top level of hospital cover^.

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Unlimited emergency ambulance

No matter which hospital or extras policy you choose, you’ll have the peace of mind that comes from knowing that your cover includes unlimited emergency ambulance.*

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Healthcare that never sleeps

Our hospital cover gives you access to around-the-clock advice from Medibank nurses, through our 24/7 Health Advice Line.

Some of our most affordable products

On April 1 this year, some of our most popular products went down in price.

Everyday Starter

Entry-level hospital and extras cover to keep you out of trouble. No frills, no fuss cover with limited Extras and Accident-only Hospital cover.

At a glance
  • Rest assured you'll receive the benefits of our top level of hospital cover in the event of an Accident^.
  • Unlimited Emergency Ambulance Australia-wide*.
  • Better value with 100% back on an annual dental check-up & clean at any Members’ Choice dentist, on top of your annual dental limit (excludes x-rays).

 

Core Hospital plus Healthy Start Extras

Cover for some of life's more common hospital procedures, with flexible extras to better suit a young & healthy lifestyle.

At a glance
  • Rest assured you'll receive the benefits of our top level of hospital cover in the event of an Accident^.
  • Cover for a broader range of hospital services such as colonoscopies, tonsils & knee reco.
  • Unlimited Emergency Ambulance Australia-wide*.
  • Enjoy the flexibility of using a $500 combined limit on popular services like physio, psychology and chiro. It’s up to you.
  • Better value with 100% back on an annual dental check-up & clean at any Members’ Choice dentist, on top of your annual dental limit (excludes x-rays).

How much extra tax could you pay without health insurance?

Use the Medicare Levy Surcharge Calculator to find out if you're eligible, or discover how much you may be paying extra tax by not having Hospital cover for a full tax year#.

Is health insurance 'better' for you?

When it comes to health, 'better' is different for everyone. Work out if health insurance is better for you. Use our 'People Like You' tool to get an idea of common hospital procedures for people like you.

Medibank Canstar

Canstar awarded ‘Outstanding Value Insurance’ 10 years in a row

We’re proud to deliver outstanding value health insurance products designed to suit your needs. But don’t just take our word for it.

Enjoy a new look on us

Join combined hospital & extras today and you could get up to $400 to spend at Specsavers.  Plus, we'll waive your 2&6 month waits on extras.  Use promo code SPECSAVERS.~

Things you should know

~Specsavers Offer terms

For new members on new memberships who join and start eligible combined hospital and extras cover during the promo period (from April 15, while stocks last). Must quote promo code SPECSAVERS and set up direct debit when joining. Excludes Accident Cover, Ambulance Cover, Visitors Health Insurance, Working Visa Health Insurance, OSHC, ahm covers, some Corporate covers and other selected covers. Not available with any other offer.

Gift card terms
Must maintain eligible cover and direct debit for 40 consecutive days after the cover start date. Gift card could take up to 8 weeks from the cover start date to arrive by post. Singles and single parents will receive a $200 Specsavers gift card, and families and couples will receive a $400 Specsavers gift card. Gift card can be redeemed at Specsavers stores, is not transferrable and is valid for 12 months from date of issue. Card must be activated within 6 months of issue. For full terms and conditions on activating and using your card see www.activatemycard.com.au/specsavers.

2 & 6 waiver terms
2 and 6 month waiting periods on extras waived. Other waiting periods apply. If you’ve reached your limits from a previous fund you may not be able to claim straight away.

^ - Cover only for Accidents that occur after join date. Excludes claims covered by third parties such as Workcover. Out of pockets may apply.

* - Waiting periods apply. For ambulance attendance or transportation to a hospital where immediate professional attention is required and your medical condition is such that you couldn't be transported any other way. Tasmania and Queensland have state schemes to cover ambulance services for residents of those states.