We'll help you stay on top
100% back on up-to two dental check ups
You can get 100% back on up to two dental check-ups every year, for everyone on your cover, at any Members’ Choice Advantage dentist.+
100% back on optical
Get 100% back on optical, up to your annual limit, at almost any provider in Australia when you join Medibank with any of our extras covers. Waiting periods apply and some services, like lens coating, aren’t included.
Extras options that include psychology
Feel like it would help to talk to someone? Most extras covers include psychology, because we know that health isn’t just about your body. Annual limits apply.
Accidental Injury Benefit
If an Accident does happen, no matter what hospital cover you have you'll get the benefits of our top level of hospital cover^.
Unlimited emergency ambulance
No matter which hospital or extras policy you choose, you’ll have the peace of mind that comes from knowing that your cover includes unlimited emergency ambulance.*
Healthcare that never sleeps
Our hospital cover gives you access to around-the-clock advice from Medibank nurses, through our 24/7 Health Advice Line.
How much extra tax could you pay without hospital cover?
Use the Medicare Levy Surcharge Calculator to find out if you're liable, or discover how much extra tax you may be paying by not having Hospital cover for a full tax year.#
Canstar awarded ‘Outstanding Value Insurance’ 11 years in a row
We’re proud to deliver outstanding value health insurance products designed to suit your needs. But don’t just take our word for it.
Things you should know
~ Offer extended to July 21. For new members on new memberships who join and start eligible combined hospital and extras from 19 May – 21 July 2019 and who have not held Medibank health cover in previous 60 days. Must quote promo code JUNE6 and set up direct debit when joining. Must maintain direct debit and hold eligible product for 30 continuous days from the policy start date to get next 6 weeks free. 2&6 month waits waived on extras: 2&6 month waiting periods on extras waived. Other waiting periods apply (including 12 months on some dental services). If you’ve reached your limits from a previous fund you may not be able to claim straight away. Excludes Corporate covers, Accident Cover, Ambulance Cover, Overseas Visitors Health Insurance, Overseas Students Health Cover (OSHC), Working Visa Health Insurance, ahm covers and other selected covers. Not available with any other offer.
+ Limited to two dental check-ups on all extras annually. Maximum two bitewing x-rays per check-up, where clinically needed. Not available in all areas. Two month waiting period may apply.
^ Cover only for Accidents that occur after join date. Excludes claims covered by third parties such as Workcover and our Private Room Promise. Out of pockets may apply.
* Waiting periods apply. For ambulance attendance or transportation to a hospital where immediate professional attention is required and your medical condition is such that you couldn't be transported any other way. Tasmania and Queensland have state schemes to cover ambulance services for residents of those states.
# Where annual income for Medicare Levy Surcharge purposes is over $90,000 as a single (or $180,000 as a couple/family).