Live better, get rewarded
Join eligible combined hospital & extras cover by 30 September and you could get
Live Better Points for singles
Live Better Points for couples and families~
To enjoy this offer, you need to download the Medibank Live Better app and register a new account. Then sign into the app using the same email address as your MyMedibank account. You can then view the rewards store in the app to see rewards from our health and wellbeing partners.
Find out more about Live Better rewards
We'll help you stay on top
100% back on up-to two dental check ups
You can get 100% back on up to two dental check-ups every year, for everyone on your cover, at any Members’ Choice Advantage dentist.+
100% back on optical
Get 100% back on optical, up to your annual limit, at almost any provider in Australia when you join Medibank with any of our extras covers. Waiting periods apply and some services, like lens coating, aren’t included.
Extras options that include psychology
Feel like it would help to talk to someone? Most extras covers include psychology, because we know that health isn’t just about your body. Annual limits apply.
Accidental Injury Benefit
If an Accident does happen, no matter what hospital cover you have you'll get the benefits of our top level of hospital cover^.
Unlimited emergency ambulance
No matter which hospital or extras policy you choose, you’ll have the peace of mind that comes from knowing that your cover includes unlimited emergency ambulance.*
Healthcare that never sleeps
Our hospital cover gives you access to around-the-clock advice from Medibank nurses, through our 24/7 Health Advice Line.
Making it easier to live better
With Medibank Live Better, get informed, inspired and supported on your path to better health. Dive into our expert health and wellbeing articles, advice, and exclusive rewards to get you started.
Canstar awarded ‘Outstanding Value Insurance’ 11 years in a row
We’re proud to deliver outstanding value health insurance products designed to suit your needs. But don’t just take our word for it.
Things you should know
~ For new members on new memberships who join and start eligible hospital and extras cover from 1 – 30 September 2019 and who have not held Medibank health cover in previous 60 days. Must quote promo code BONUSPOINTS and set up direct debit when joining. Excludes some Corporate covers, Accident Cover, Ambulance Cover, Overseas Visitors Health Insurance, Overseas Students Health Cover (OSHC), Working Visa Health Insurance, ahm covers and other selected covers. Not available with any other offer. 2&6 month waiting periods on extras waived. Other waiting periods apply (including 12 months on some general dental services and major dental). If you’ve reached your limits from a previous fund you may not be able to claim straight away. Live Better points terms: Must maintain eligible cover and direct debit for 45 consecutive days after the policy start date. Policyholder will require access to a smartphone and will need to have downloaded the Medibank Live Better app and registered a new account. Must be 18 years or over and have a valid Australian residential address to register for Medibank Live Better. Policyholder will need to have registered a My Medibank account and linked their MyMedibank account with their Live Better account within 45 days after the policy start date. Live Better points could take up to 8 weeks from the policy start date to be loaded to the policyholder’s Live Better account. Singles and single parents will receive 10,000 Live Better points, and families and couples will receive 20,000 Live Better points. Rewards terms: Must be a Medibank member with hospital cover, extras cover, or hospital and extras cover, be up-to-date with premium payments and have signed up to Medibank Live Better with ‘My Medibank’ or have linked their MyMedibank account with their Live Better account to redeem rewards. Additional terms and conditions may apply to the redemption of a reward depending on the type of reward chosen. Read full Medibank Live Better terms here: https://www.medibank.com.au/livebetter/rewards/terms/
+ Limited to two dental check-ups on all extras annually. Maximum two bitewing x-rays per check-up, where clinically needed. Not available in all areas. Two month waiting period may apply.
^ Cover only for Accidents that occur after the join date. Treatment must be sought within 7 days. Excludes claims covered by third parties such as Workcover and our Private Room Promise. Out of pocket expenses may apply.
* Waiting periods apply. For ambulance attendance or transportation to a hospital where immediate professional attention is required and your medical condition is such that you couldn't be transported any other way. Tasmania and Queensland have state schemes to cover ambulance services for residents of those states.
# Where annual income for Medicare Levy Surcharge purposes is over $90,000 as a single (or $180,000 as a couple/family).