Want up to 12 weeks free plus up to $500 in gift cards?

Join and maintain eligible Bronze hospital and extras cover or above and get 6 weeks free after your first consecutive 42 days, and another 6 weeks free in month 15. Plus, by following the steps outlined below you could receive 50,000 Live Better points (couples and families) or 25,000 Live Better points (singles and single parents) to redeem on rewards like gift cards. We’ll also waive any 2&6 month waiting periods on eligible extras.

Use promo code: 12WEEKSPLUS. Offer ends 30 June 2024. New members only.€


Live Better, get rewarded

To get your bonus Live Better points, follow these steps:

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Join Medibank

Join eligible Medibank Bronze hospital and extras cover or above, and maintain cover for 42 days.

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Sign up to Live Better rewards

Sign up to Live Better rewards via the My Medibank app.

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Track an activity with 42 days of joining

Connect your wearable device or mobile health app and start auto-tracking, or manually track an action within the app.

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Redeem your Live Better points

Within 10 weeks of joining you will recieve your Live Better points which you can redeem for rewards.

What reward can I choose?

Redeem great rewards from a wide range of our partners, including Apple, adidas and Amcal. Here's just a snapshot.

Reward Points
$200 Premium Payment 25,000
AirPods (2nd generation) 22,000
adidas $200 e-Gift Card 20,000
$200 Extras Limit Increase 20,000
THE ICONIC $200 eGift Card 20,000
Remedial massage up to $115 10,000
HelloFresh $100 e-Gift Card 10,000
$50 Specsavers Optical Out-of-Pocket Reward 5,000

Why Medibank?

Medibank is one of Australia’s leading health funds.¹ With over 40 years of experience, we understand what better health means for our 3.7 million members.


100% back on dental check-ups twice a year on eligible extras

Here’s something to smile about – Medibank members with eligible extras cover get 100% back on up to two dental check-ups every year, including x-rays, at any Members’ Choice Advantage dentist.=

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Accident Cover Boost

Members with hospital cover get Gold hospital benefits (no matter what level of cover they are on) if they have an Accident in Australia after joining - thanks to our Accidental Injury Benefit.2

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24/7 Medibank Nurse

Members with hospital cover can call our phone service to speak to a Medibank nurse about their health concerns at any time of the day or night.3

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24/7 Mental Health Phone Support

Members with hospital cover can talk with a mental health professional over the phone in relation to any mental health or emotional concern, 24 hours a day 7 days a week.3

Switching to Medibank has never been easier


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1. Find your cover

We help you find the health insurance that best suits your needs.

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2. Let us do the paperwork

Simple and easy. We’ll cancel your old membership for you.

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3. No waiting periods again

There’s no need to re-serve waiting periods you’ve already served with your old fund.4

Medibank Canstar

Awarded Outstanding Value Health Insurance 16 years running

We’re proud to deliver outstanding value health insurance products designed to suit your needs. But don’t just take our word for it.

Are you ready to get a quote?

Things you should know

¹ Based on the number of policies set out in APRA’s Operations of Private Health Insurers Annual Report 2020/21 for Medibank Private Limited

= Eligible members on Medibank extras (excluding Healthy Living Extras and Gold Ultra Health) can claim a maximum of two 100% back dental check-ups per member, per year at a Members’ Choice Advantage provider (including bitewing x-rays where clinically required). For members on eligible extras, the first two check-ups do not count towards your annual limit. Members with Healthy Living Extras can get 100% back on one dental check-up each year at a Members’ Choice Advantage provider (including up to two bitewing x-rays, where clinically required) or at a Members’ Choice provider (excluding x-rays). Members with Gold Ultra Health can get 100% back on up to three dental check-ups at a Members’ Choice or Members’ Choice Advantage provider. Members’ Choice and Members’ Choice Advantage providers are not available in all areas. 

2 For Accidents that occur in Australia after your cover starts.  Must seek medical treatment within 7 days, and receive hospital treatment within 12 months, of the Accident occurring.  Excludes claims covered by third parties and our Private Room Promise. Out of pockets may apply.  

3 OSHC members should call the Student Health and Support Line on 1800 887 283

4 You need to join Medibank within 2 months of leaving your old fund, or waiting periods apply again. Also, benefits that have been paid under your previous cover will be taken into account in determining the extras benefits payable under your Medibank cover.

Apple, the Apple logo, Apple Watch and AirPods are trademarks of Apple Inc., registered in the U.S. and other countries and regions. App Store is a service mark of Apple Inc. Google Play and the Google Play logo are trademarks of Google LLC.

Beats, Beats by Dr. Dre, the Beats b logo, Solo, and Beats Pill are trademarks of Beats Electronics, LLC.

Rewards are subject to change without prior notice and are subject to availability. All Rewards are subject to availability (e.g. stock availability) which may not be within the control of the Medibank Live Better Company.  If a Reward is not available, the redemption transaction will be reversed and the relevant Live Better Points will be credited back to the Medibank Live Better account of the relevant Rewards Member.

€ For new members on new memberships who join and start eligible combined Bronze hospital and extras cover or above from 4 June – 30 June 2024 and who have not held Medibank health cover in previous 60 days (unless they are dependents coming off their parent’s cover).  Must quote promo code 12WEEKSPLUS and set up direct debit when joining. Excludes Basic cover, Corporate covers, Hospital only cover, Extras only cover, Accident Cover, Overseas Visitors Health Cover, Overseas Workers Health Cover, Overseas Students Health Cover (OSHC), Ambulance Cover, ahm covers, and other selected covers. Not available to Medibank employees. Not available with any other offer. Medibank reserves the right to amend these Terms and Conditions from time to time.

Weeks free terms: Must remain up-to-date with premium payments and hold eligible cover for 42 consecutive days from the policy start date to get initial 6 weeks free, and for 14 consecutive months to receive subsequent 6 weeks free. The initial 6 weeks free will be applied at the next billing cycle after you have held eligible cover for 42 consecutive days. The subsequent 6 weeks free will be applied at the next billing cycle after you have held eligible cover for 14 months. The 6 weeks free will not be issued if you change to an ineligible cover, terminate your cover or suspend your cover during this period. Discounted amount to reflect level of eligible cover at time of discount.

2&6 month waits waived on extras terms: 2&6 month waiting periods on extras waived. Other waiting periods apply (including 12 months on some dental services). Annual limits apply. If you're switching from another fund and you’ve used any of your current limits (at that fund), that will count towards your annual limits with us. If you've reached your limits at your previous fund you may not be able to claim straight away on extras.

Live Better rewards points terms: Must maintain direct debit and hold eligible product for 42 consecutive days from the policy start date to receive Live Better rewards points. The points will not be issued if you change to an ineligible cover, terminate your cover or suspend your cover during this period. Policyholder will require access to a smartphone and will need to download the My Medibank app. Policyholder will need to have registered a My Medibank account, sign up to Live Better via the My Medibank app and track a Live Better activity within 42 consecutive days from the policy start date.  Must be 16 years or over to register for Medibank Live Better. Live Better rewards points could take up to 10 weeks from the policy start date to be loaded to the policyholder’s Live Better account. Singles and single parents will receive 25,000 Live Better rewards points, and families and couples will receive 50,000 Live Better rewards points.

Live Better rewards terms: Must be a Medibank member with eligible hospital cover, extras cover, or hospital and extras cover, be up-to-date with premium payments and have signed up to Live Better via the My Medibank app to redeem rewards. Additional terms and conditions may apply to the redemption of a reward depending on the type of reward chosen. Read full Medibank Live Better terms here: https://www.medibank.com.au/livebetter/rewards/terms/