Skip to main content Skip to main navigation

10% off pet insurance for health members

Plus, go into the daily draw to win a FitBark 2 pet activity monitor*

Simply purchase Medibank Pet Insurance by 6 May to enter.

Medibank Pet Insurance

Go into the daily draw to win a Fitbark 2*

Simply purchase Medibank Pet Insurance by 6 May to enter*.

A FitBark is a nifty little device that helps keep track of how many steps your furry mate has done, when they sleep and when they play. Valued at $112!

Why choose Medibank Pet Insurance?

We've got cover for your health needs.  Let us look after your pets as well.

Icon Currency

Up to 80% back

Receive up to 80% back on eligible vet bills based on your level of cover^

Icon annual limit

Lifetime renewal

If there are no breaks in cover, cover can be renewed for the life of your pet regardless of their age or claims history.

Icon Excess-level

Generous annual limits

Benefit limits from $4,000 – $15,000 based on your level of cover.

Icon Cat-dog

Multiple pets discount

5% off for any additional pets covered.

This is a brief summary only - for full terms and conditions, limitations and exclusions, please read the Product Disclosure Statement (PDS) for full details.

Select a cover that suits you

Medibank Pet Insurance offers three levels of cover for your pet’s medical expenses, including the industry-first Emergency Pet Care.  We provide cover for cats and dogs and once they're insured, your pet can be covered for life.

Essential Pet Care

Essential Pet Care

Great value cover for accidents and illness.

Key features
  • Accident and Illness Cover
  • $4,000 annual benefit limit
  • 70% back on eligible bills
  • $0 or $100 excess options
  • From 8 weeks old with no upper age limit


Read the PDS for full product terms.

Ultimate Pet Care

Ultimate Pet Care

Top comprehensive cover with optional routine and preventative care.

Key features
  • Accident and Illness Cover
  • $15,000 annual benefit limit
  • 80% back on eligible bills
  • $0, $100 or $200 excess options
  • From 8 weeks until 9 years old (at the time of application)


Read the PDS for full product terms.

Emergency Pet Care

Emergency Pet Care

Cover for high value vet bills on accidental injuries and specified illnesses.

Key features
  • Accident and Specified Illnesses only
  • $8,000 annual benefit imit
  • 80% back on eligible bills
  • $0, $100 or $200 excess options
  • From 8 weeks until 9 years old (at the time of application)


Read the PDS for full product terms.

Please note: Waiting periods apply. Pre-existing conditions are not covered (including conditions that develop during the waiting period). You can apply to have a pre-existing condition reviewed after 18 months of continuous membership. Please see the Product Disclosure Statement (PDS) for terms, conditions and any exclusions. Product features effective 7 December 2016, for polices sold before this date (Bronze, Silver and Gold Paw) please contact 1300 766 085 for a copy of the PDS.

Want to compare our cover options?

With three different cover options, you'll find one to suit your fur-family’s needs. Our comparison table outlines the key differences between our plans, so you can choose a cat insurance policy that suits their age and lifestyle.

Finding the right cover for your pet

Have peace of mind knowing your pet will be looked after should the unexpected happen.  We have three plan options to cover the following so contact us to help you find the right cover for your pet.

Icon Pet3

Accidental injury

Injuries resulting from events like car accidents and snake bites.

Icon accident


Illnesses including arthritis and a range of chronic diseases.

Icon Pre Existing

Optional routine & preventative care

Vet treatments such as vaccinations, de-sexing and micro-chipping.

Icon Medical

Cancer treatment

Common cat and dog cancers like lymphoma and squamous cell carcinoma.

Love My Rescue

Love My Rescue is helping you enjoy the endless benefits that come with pet ownership.

We offer 3 months free pet insurance when you adopt a rescue cat or dog, leaving you to focus on settling in with your new best friend#.

Medibank lovemyrescue

At Medibank we understand how much you love your pet

Medibank Pet Insurance allows you to keep your best friend healthy, and make the decisions that will save their life.

Medibank Pet Insurance

Every day, Australian pet owners find themselves in the heartbreaking situation of deciding if they can afford surgery or vet bills.

Claim stats from 2016

  • More than 148,000 claims paid
  • Over $20,000,000 in claims paid
  • 85% of claims processed in 5 days

Still not convinced? Learn more about why Medibank Pet Insurance is a great option for your family.

We’ve got your questions covered

Taking care of your pet's health

We've worked with pet experts to provide the best advice for looking after your best friend.

Medibank Pet Insurance
Things you should know

* - To enter, you must be an Australian resident, be 18 years or over and purchase a Medibank Pet Insurance policy between 01/4/19 9am AEDT and 6/5/19 11:59pm AEST. Limit of one entry per policy and 1 win per policy applies.  Daily draws at 2:30pm AEST between 1/4/19 and 6/5/19 at Level 4, 411 Collins Street, Melbourne, VIC 3000. Where the draw falls on a public holiday or weekend the draw will be conducted on the next business day. Daily Prizes: 1 x FitBark 2 ($112). Winners will be notified by email. Promoter: Medibank Private Limited ABN 47 080 890, L 4, 720 Bourke St, Docklands VIC 3008 (Medibank). See full Terms and Conditions. Permit No's: ACT TP 19/02910 & NSW LTPS/19/32810. 

^ - Subject to applicable annual limits, sublimits and excess payments. For our Ultimate and Emergency Pet Care products, you can claim up to 80% of eligible vet costs.  For our Essential Pet Care product, you can claim up to 70% of eligible vet costs.

#- Love My Rescue offer available for new Medibank Pet Insurance customers. The 3 month free offer for one pet for the first year of cover is available by online application at Following Medibank's screening of your online application, a pre-approved promo code will be emailed to you. You must enter this promo code in the quote form to avail of the 3 months' free offer. An "adopted" pet is limited to a dog or a cat formally and legally adopted through a state or federal registered animal shelter, pound or similar animal rescue service provider in Australia.

Terms, conditions and waiting periods apply. Medibank Pet Insurance is general insurance issued by the insurer The Hollard Insurance Company Pty Ltd (ACN 090 584 473; AFSL 241436) (Hollard), is promoted by Medibank Private Limited (ACN 080 890 259; AR 286089) (Medibank) and administered by PetSure (Australia) Pty Ltd (ACN 075 949 923; AFSL 420183) (PetSure). Medibank acts as an authorised representative of PetSure. Medibank will receive a commission which is a percentage of the premium paid to Hollard and PetSure may receive a portion of the underwriting profit, if any - ask PetSure for more details.

Any advice provided is general only, has been prepared without taking into account your objectives, financial situation or needs and may not be right for you. Consequently, before acting on this information, you should consider the appropriateness of this information having regard to your objectives, financial situation and needs. You should obtain and consider the Product Disclosure Statement (PDS) in deciding whether to acquire, or continue to hold, Medibank Pet Insurance. PetSure can be contacted by telephone: 132 331 or by mail: Locked Bag 9021, Castle Hill, NSW 1765.