Why choose Medibank pet insurance?

Medibank has you and your family covered for a wide range of health related expenses, so that if something comes up you’re looked after. Your pets shouldn’t be any different.

Up to 80% payback

Up to 80% back on eligible vet bills from your choice of vet.

Guaranteed renewal

Continuous cover for your pet regardless of their age or claims history.

Generous annual limits

Benefit limits from 
$4,000 – $15,000 based on your level of cover.

Multiple pets discount

5% off for any additional pets covered.

Select a cover option that suits you

Medibank Pet Insurance offers three levels of cover for your pet’s medical expenses, including the industry-first Emergency Pet Care.

Essential Pet Care

For 8 weeks old and over

Essential Pet Care offers value cover for all eligible vet expenses with some additional exclusions.

Key features
  • $4,000 Annual benefit limit
  • 70% back on eligible bills
  • $0 or $100 excess options

Ultimate Pet Care

For 8 weeks up to 9 years old

Ultimate Pet Care is our top cover including everything from Essential Pet Care and Emergency Pet Care with higher annual limits.

Key features
  • $15,000 Annual benefit limit
  • 80% back on eligible bills
  • $0, $100 or $200 excess options

Emergency Pet Care

For 8 weeks up to 9 years old

Cover for selected high value vet expenses that generally exceed $1,000. See full cover list for more details.

Key features
  • $8,000 Annual benefit Limit
  • 80% back on eligible bills
  • $0, $100 or $200 excess options

Please note: Waiting periods apply. Pre-existing conditions are not covered (including conditions that develop during the waiting period). You can apply to have a pre-existing condition reviewed after 18 months of continuous membership. Please see the Combined Product Disclosure Statement, Policy Terms & Conditions and Financial Services Guide for terms, conditions and any exclusions. ^ You may be eligible for a higher limit and if so this will be specified in your Certificate of Insurance. # Unless certified by a vet that no cruciate conditions exist on joining.

How Medibank Pet Insurance supports your family

We all know that pets get themselves into all kinds of mischief. Sometimes that mischief gets you millions of views on YouTube, but other times it can cost you thousands in vet bills.

Every day, Australians find themselves in the heart-breaking situation of deciding if they can afford the cost of surgery or other costly veterinary bills.

Medibank Pet Insurances allows you to focus on getting your best friend healthy, not where you will find the money to cover the surgery that will save your pet’s life. 


We’ve got your questions covered too

For dogs and cats, your premium is calculated on the number of rating factors, including your pet’s age and breed. There are a number of reasons why some breeds cost more than others, such as genetic pre-disposition, activity levels, even the size of the dog

What Medibank Pet Insurance means for your furry friend

We’d do anything for our pets, and any pet owner knows that a dog and a cat need very different things from their human family.

*Offer available until 28 February 2017 for new Medibank Pet Insurance customers purchasing Essential Pet Care, Emergency Pet Care or Ultimate Pet Care. The 15% discount offer is available for one pet for the first year of cover, and can be purchased through all channels by using promo code PET1216 at the time of purchase. 15% discount is inclusive of the standard 10% Medibank health cover member discount and additional 5% promotion for Medibank health cover members.

Terms, conditions and waiting periods apply. Medibank Pet Insurance is general insurance issued by the insurer The Hollard Insurance Company Pty Ltd (ACN 090 584 473; AFSL 241436) (Hollard), is promoted by Medibank Private Limited (ACN 080 890 259; AR 286089) (Medibank) and administered by PetSure (Australia) Pty Ltd (ACN 075 949 923; AFSL 420183) (PetSure). Medibank acts as an authorised representative of PetSure. Medibank will receive a commission which is a percentage of the premium paid to Hollard and PetSure may receive a portion of the underwriting profit, if any - ask PetSure for more details. Any advice provided is general only, has been prepared without taking into account your objectives, financial situation or needs and may not be right for you. Consequently, before acting on this information, you should consider the appropriateness of this information having regard to your objectives, financial situation and needs. You should obtain and consider the product disclosure statement (PDS) in deciding whether to acquire, or continue to hold, Medibank Pet Insurance. PetSure can be contacted by telephone: 132 331 or by mail: Locked Bag 9021, Castle Hill, NSW 1765.