Overseas Student Health Cover (OSHC)

For visa subclass 500. Planning to study in Australia or to continue your studies? Medibank’s Overseas Student Health Cover (OSHC) can meet your visa health insurance requirements and help with medical treatment if you have an accident or get sick.

Why choose Medibank's Overseas Student Health Cover?

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Visa compliant cover

Medibank Overseas Student Health Cover meet the requirements set out by the Australian Government and are 100% compliant for applying for or renewing, a Student visa.

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24/7 Medibank Student Health and Support Line

Need support? You can call 1800 887 283 anytime for health advice from a registered nurse, counselling services, emergency legal advice, travel document assistance, interpreter service and more.

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Receive your insurance certificiate online

Receive your insurance certificate to include in your visa application as soon as you purchase online.

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Protect against the unexpected

Unlimited emergency ambulance services Australia-wide +

We offer two overseas covers for students

Essentials OSHC

from
$79.10
/ month
$88.88 / year
inclusive of GST, where applicable

Cover that meets your student visa health insurance requirements (for all course types), while helping towards your hospital and medical needs. Purchase online quickly and easily.

View details

Hospital

Pays benefits towards accommodation and medical costs for included medical procedures in hospital. This includes charges for treatment you receive from doctors, specialists, surgeons and anaesthetists.

  • Comprehensive
  • No excess
  • Accident and emergency department facility fees+

Medical

Pays benefits towards medical services in and out of hospital.

  • Inpatient medical services
  • General Practitioner (GP) consultations
  • Other out-of-hospital medical services (blood tests & x-rays)
  • Allied Health services billed with an MBS item number^

Pharmacy

Pays benefits towards the cost of eligible prescription medicines. You will be required to pay a contribution of $30 towards the cost of each eligible prescription medicine before we'll pay any benefits.

  • Annual limit of $300 per member (up to $600 per membership)
  • Benefit amount of up to $70 per item

Ambulance

For ambulance attendance and transportation to a hospital where immediate professional attention is required and your medical condition is such that you couldn't be transported any other way.

  • Unlimited emergency cover

Extras

  • None

Comprehensive OSHC

This product is only available through selected universities and schools. Check with your institution to see if you are eligible for this cover.

Cover that meets your student visa health insurance requirements (for all course types), helps towards your hospital and medical costs, as well as providing added value above Essentials OSHC.

View details

Hospital

Pays benefits towards accommodation and medical costs for included medical procedures in hospital. This includes charges for treatment you receive from doctors, specialists, surgeons and anaesthetists.

  • Comprehensive
  • No excess
  • Accident and emergency department facility fees+
  • Boarder fee benefits~

Medical

Pays benefits towards incuded medical services in and out of hospital.

  • Inpatient medical services
  • General Practitioner (GP) consultations
  • Other out-of-hospital medical services (blood tests & x-rays)
  • Allied Health services billed with an MBS item number^

Pharmacy

Pays benefits towards the cost of eligible prescription medicines. You will be required to pay a contribution of $30 towards the cost of each eligible prescription medicine before we'll pay any benefits.

  • Annual limit of $500 per member (up to $1,000 per membership)
  • Benefit amount up to 100% of the item cost

Ambulance

For ambulance attendance and transportation to a hospital where immediate professional attention is required and your medical condition is such that you couldn't be transported any other way.

  • Unlimited emergency cover

Extras

Benefits towards additional services such as private psychology services and medical repatriation.

  • Private psychology benefit
  • Repatriation benefit
  • Counselling benefit

*This price is just a guide only. If your course is more than 12 months long, please click View Details and proceed to click Join Now to get an accurate quote. The final price is subject to your required membership duration.

+A ‘facility fee’ is an amount that may be charged by private hospitals for attendance in their accident and emergency department. The fee may not include all medical services provided and out-of-pocket expenses may apply such as for x-rays, blood tests and any charges raised by the doctor above the benefit we pay.

~If anyone on your membership is admitted to hospital for a service Included under your cover and a partner, immediate family member, carer, or next of kin (referred to as a ‘boarder’) needs to stay in hospital with them, we’ll pay towards the cost of accommodation and meals raised by the hospital for that ‘boarder’. Up to $150 per admission.

^Services not provided by a doctor but are billed with an MBS item number. For example, eye checks and services related to chronic disease and mental health management plans

Medibank's overseas student health covers are 100% compliant for:

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Visa subclass 500

Whether you’re coming to Australia to study at university or TAFE, or to complete your secondary schooling, there is now only one student visa you need to apply for, the Student visa (subclass 500). If you hold a closed student visa, subclass' 570-576, these covers are also suitable for you.

 

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Not sure what you're looking for?

Speak to one of our friendly staff about your cover options. Call 134 148.

Learn more about Australia's healthcare system

If you need medical attention while you’re in Australia and you don’t have health cover it can be very expensive, whether you’re treated in the public or the private healthcare system. Find out more about the differences between the private and public healthcare system.

Need some help?

We’re here to help you choose the health cover that matches your needs while you’re in Australia. Contact Medibank how it suits you; online 24/7, WeChat, in-store or by phone.

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Contact us

Speak to one of our friendly staff about your cover options. 

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Visit in-store

Wherever you are in Australia, let us help you find the nearest store to you.

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Medibank 微信公众号

扫描二维码或搜索Medibank_AU,获取新会员优惠、促销资讯以及健康信息和中文服务。

Things worth knowing

Find out more about things like waiting periods and pre-existing conditions in frequently asked questions (FAQs) or check our list of definitions in the glossary if you don’t know the meaning of a word or phrase.

Things you should know

+ For ambulance attendance and transportation to a hospital where immediate professional attention is required and your medical condition is such that you couldn't be transported any other way.

‡ Offer for new members on new memberships who join and start eligible Overseas Workers Health Cover between 22 February 2021 and 31 March 2021 and who have not held Medibank Overseas Workers Health Cover in the previous 60 days. Must quote promo code 6WFREE and set up direct debit when joining. Must maintain direct debit and hold eligible product for 30 continuous days from the policy start date to get the next six weeks free. Excludes all Overseas Visitors Health Covers, all Resident Hospital & Extras covers, Corporate covers, Overseas Student Health Cover, Travel Insurance, Pet Insurance, Funeral Insurance, Life Insurance & Income Protection, ahm covers and Medibank staff. Offer is available via all channels. Not available with any other offer.

Have questions?

Our team of experts are ready to help!

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Fill in the form below or get in touch by calling our dedicated line 1300 110 086.
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