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Overseas Student Health Cover (OSHC)

For visa subclass 500 and more. Planning to study in Australia or to continue your studies? Medibank’s Overseas Student Health Cover (OSHC) can meet your visa health insurance requirements and help with medical treatment if you have an accident or get sick.

We offer two overseas covers for students

Medibank Essentials OSHC

Cover that meets your student visa health insurance requirements (for all course types), while helping towards your hospital and medical needs. Purchase online quickly and easily.

from
$79.10
/ month
$88.88 / year

Hospital

Helps you pay for your accommodation and medical costs for included medical procedures in hospital. This includes charges for treatment you receive from doctors, specialists, surgeons and anaesthetists.

  • Comprehensive

Medical

Helps you pay for most medical procedures that happen outside of a hospital (at a GP clinic). This includes treatment by a doctor for things like a flu or a stomach illness. It also includes pathology and radiology specialists (they order blood tests and x-rays).

  • Included

Pharmacy

Helps you pay towards the cost of prescription-only medication prescribed by a doctor. Benefits will only be paid after a set charge has been deducted and we don’t pay benefits towards most oral contraceptives or medicines prescribed for cosmetic purposes.

  • $300 per person (up to $600 per policy)

Ambulance

For ambulance attendance and transportation to a hospital where immediate professional attention is required and your medical condition is such that you couldn't be transported any other way.

  • Unlimited emergency cover

Medibank Comprehensive OSHC

Cover that meets your student visa health insurance requirements (for all course types), helps towards your hospital and medical needs and provides a higher pharmacy limit than any other OSHC product.

This product is only available through selected universities and schools. Check with your institution to see if you are eligible for this cover.


Hospital

Helps you pay for your accommodation and medical costs for included medical procedures in hospital. This includes charges for treatment you receive from doctors, specialists, surgeons and anaesthetists.

  • Comprehensive

Medical

Helps you pay for most medical procedures that happen outside of a hospital (at a GP clinic). This includes treatment by a doctor for things like a flu or a stomach illness. It also includes pathology and radiology specialists (they order blood tests and x-rays).

  • Included

Pharmacy

Helps you pay towards the cost of prescription-only medication prescribed by a doctor. Benefits will only be paid after a set charge has been deducted and we don’t pay benefits towards most oral contraceptives or medicines prescribed for cosmetic purposes.

  • $500 per person (up to $1000 per policy)

Ambulance

For ambulance attendance and transportation to a hospital where immediate professional attention is required and your medical condition is such that you couldn't be transported any other way.

  • Unlimited emergency cover

*Please note: this price is just a guide only. If your course is more than 12 months long, please click View Details and proceed to click Join Now to get a accurate quote. The final price is subject to your required policy duration.

Medibank's overseas student health covers are 100% compliant for :

Visa subclass 500

Whether you’re coming to Australia to study at university or TAFE, or to complete your secondary schooling, there is now only one student visa you need to apply for, the Student visa (subclass 500). If you hold a closed student visa, subclass' 570-576, these covers are also suitable for you.

Australia's healthcare system explained

Need a little extra help?

Find out more about things like waiting periods and pre-existing conditions in frequently asked questions (FAQs) or check our list of definitions in the glossary if you don’t know the meaning of a word or phrase.