We offer two overseas covers for students

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  • Medibank Essentials OSHC
    from
    $ 45 30 * /per month
    $ 543.6 / per year

    Cover that meets your student visa health insurance requirements (for all course types), while helping towards your hospital and medical needs. Purchase online quickly and easily.

    Learn More

    Cover that meets your student visa health insurance requirements (for all course types), while helping towards your hospital and medical needs. Purchase online quickly and easily.

    What's included

    Hospital

    Helps you pay for your accommodation and medical costs for included medical procedures in hospital. This includes charges for treatment you receive from doctors, specialists, surgeons and anaesthetists.
    • Comprehensive

    Medical

    Helps you pay for most medical procedures that happen outside of a hospital (at a GP clinic). This includes treatment by a doctor for things like a flu or a stomach illness. It also includes pathology and radiology specialists (they order blood tests and x-rays).
    • Included

    Pharmacy

    Helps you pay towards the cost of prescription-only medication prescribed by a doctor. Benefits will only be paid after a set charge has been deducted and we don’t pay benefits towards most oral contraceptives or medicines prescribed for cosmetic purposes.
    • $300 per person (up to $600 per policy)

    Ambulance

    For ambulance attendance and transportation to a hospital where immediate professional attention is required and your medical condition is such that you couldn't be transported any other way
    • Unlimited emergency cover
  • Medibank Comprehensive OSHC
    This product is only available through selected universities and schools. Check with your institution to see if you are eligible for this cover.
    Cover that meets your student visa health insurance requirements (for all course types), helps towards your hospital and medical needs and provides a higher pharmacy limit than any other OSHC product.
    Learn More

    Cover that meets your student visa health insurance requirements (for all course types), helps towards your hospital and medical needs and provides a higher pharmacy limit than any other OSHC product.

    What's included

    Hospital

    Helps you pay for your accommodation and medical costs for included medical procedures in hospital. This includes charges for treatment you receive from doctors, specialists, surgeons and anaesthetists.
    • Comprehensive

    Medical

    Helps you pay for most medical procedures that happen outside of a hospital (at a GP clinic). This includes treatment by a doctor for things like a flu or a stomach illness. It also includes pathology and radiology specialists (they order blood tests and x-rays).
    • Included

    Pharmacy

    Helps you pay towards the cost of prescription-only medication prescribed by a doctor. Benefits will only be paid after a set charge has been deducted and we don’t pay benefits towards most oral contraceptives or medicines prescribed for cosmetic purposes.
    • $500 per person (up to $1000 per policy)

    Ambulance

    For ambulance attendance and transportation to a hospital where immediate professional attention is required and your medical condition is such that you couldn't be transported any other way
    • Unlimited emergency cover

*Please note: this price is just a guide only. If your course is more than 12 months long, please click Learn More and proceed to click Purchase cover to get a accurate quote. The final price is subject to your required policy duration.

Medibank’s overseas student health covers are 100% compliant for:

Visa subclass 500

Whether you’re coming to Australia to study at university or TAFE, or to complete your secondary schooling, there is now only one student visa you need to apply for, the Student visa (subclass 500). If you hold a closed student visa, subclass' 570-576, these covers are also suitable for you.

Australia’s healthcare system explained

The cost of medical treatment

If you need medical attention while you’re in Australia and you don’t have health cover it can be very expensive, whether you’re treated in the public or the private healthcare system.

The public healthcare system (Medicare)

Medicare is the public healthcare system that gives some Australian residents free or discounted health services. If you’re from a country with a Reciprocal Health Care Agreement (RHCA) you might receive some Medicare benefits, also known as Reciprocal Medicare.

The private healthcare system

The private healthcare system (which Medibank is part of) complements the public healthcare system, or if you’re not eligible for Medicare, it replaces it. Medibank provides private health insurance (also known as overseas health cover) to overseas students, visitors and workers to help with the cost of services provided in the private healthcare system. This includes emergency ambulance trips and a range of treatments in a private hospital.

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