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Hospital & Extras

Quality cover for hospital and extras treatments with flexible options.

Refine your details

This is used to calculate any Australian Government Rebate (AGR) you may be entitled to.If you’re unsure how to calculate your income, this ATO calculator can help.


We can help - Leave your details and a Medibank expert will contact you to help you find the right cover. In providing your telephone number, you consent to Medibank contacting you about health insurance.

Mix 'n' match hospital and extras cover to suit you

Step 1

Choose a hospital cover

Hospital Essentials

Hospital-only cover that's been designed to meet the needs of the young and healthy.

from
$ 0000 .00*

Hospital

None excess

  • Accidents
  • Shoulder & knee recons
  • Hernia surgery
  • No Excess

and more ...

The amount you pay before Medibank contributes to your hospital costs.

Core Hospital

Core Hospital provides cost-effective cover for a wide range of common hospital procedures.

from
$ 0000 .00*

Hospital

$500 excess

  • Ambulance#
  • Colonoscopies
  • Shoulder & knee recons
  • Hernia surgery
  • Choice of excess

and more ...

The amount you pay before Medibank contributes to your hospital costs.

Standard Hospital

Hospital-only cover that provides a wider range of services, like heart-related admissions to better prepare you for life's many twists and turns.

from
$ 0000 .00*

Hospital

$500 excess

  • Ambulance#
  • Accidents
  • Heart services
  • Shoulder & knee recons
  • Choice of excess

and more ...

The amount you pay before Medibank contributes to your hospital costs.

Top Hospital Essentials

Comprehensive Hospital cover for those who want peace of mind, but don't need obstetrics-related services. Suitable for singles, couples and families.

from
$ 0000 .00*

Hospital

$500 excess

  • Ambulance#
  • Joint replacements
  • Heart services
  • Choice of excess

and more ...

The amount you pay before Medibank contributes to your hospital costs.

Complete Hospital

From obstetrics and IVF, to heart-related admissions, Complete Hospital will give you the confidence of knowing you'll be looked after, no matter what.

from
$ 0000 .00*

Hospital

$500 excess

  • Ambulance#
  • Heart services
  • Obstetrics
  • Joint replacements
  • Choice of excess

and more ...

The amount you pay before Medibank contributes to your hospital costs.

Step 2

Choose a extra cover

Healthy Start Extras

A great starting point for anyone new to health cover, offering flexible Extras that's better suited for the young and healthy.

from
$ 0000 .00*

Extras

60% claimback

  • General & Major Dental
  • Optical
  • Physio
  • Ambulance#
  • 60% Claim back^

and more ...

The amount you can claim back at Members’ Choice providers, up to annual limits.

Basic Extras

Fuss-free, affordable cover that gives you access to some of the more common services to keep your general health in check.

from
$ 0000 .00*

Extras

70% claimback

  • Dental
  • Optical
  • Physio
  • Ambulance#
  • 70% Claim back^

and more ...

The amount you can claim back at Members’ Choice providers, up to annual limits.

Growing Family Extras Only

Extras-only cover for families, with some welcome support during the pregnancy journey.

from
$ 0000 .00*

Extras

60% claimback

  • General & Major Dental
  • Optical
  • Physio
  • 100% Claim back for kids~
  • Antenatal classes

and more ...

The amount you can claim back at Members’ Choice providers, up to annual limits.

Top Extras

Our highest level of Extras cover to help you stay in tip-top shape from head to toe.

from
$ 0000 .00*

Extras

55% claimback

  • General & Major Dental
  • Optical
  • Physio
  • Orthodontics
  • Choice of claim back

and more ...

The amount you can claim back at Members’ Choice providers, up to annual limits.

Add Hospital

+
Add Extras

=
from
$ 00 .00*

Waiting periods and annual limits may apply. 

#Tasmania and Queensland have State schemes that cover ambulance services for residents of those States.  ^Guaranteed percentage back on specified services provided by Medibank Members' Choice providers only up to annual limits. 

~100% back for kids only applies to child and student dependants on specified services provided by Medibank Members' Choice providers up to annual limits.

Choose a tailored package

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