Hospital & Extras

Quality cover for hospital and extras treatments with flexible options.

Prices below are based on

Prices below are based on

This is used to calculate any Australian Government Rebate (AGR) you may be entitled to.If you’re unsure how to calculate your income, this ATO calculator can help.


We can help - Leave your details and a Medibank expert will contact you to help you find the right cover. In providing your telephone number, you consent to Medibank contacting you about health insurance.

Mix 'n' match hospital and extras cover to suit you

Step 1

Choose a hospital cover

Medibank Basic Plus Healthy Start

from
$ 0000 .00*

Youth Discount applied

Youth Discount not available

Hospital Cover designed to meet the needs of the young and healthy. Includes procedures for joint reconstructions (things like knees and shoulders), dental surgery and hernia and appendix.

Hospital

$750 excess

  • Ambulance#
  • Accidents⁺
  • Joint reconstructions
  • Hernia and Appendix
  • Choice of excess

Medibank Bronze Everyday

from
$ 0000 .00*

Youth Discount applied

Youth Discount not available

Cost-effective hospital cover for a wide range of procedures that includes endoscopies and chemotherapy.

Hospital

$750 excess

  • Ambulance#
  • Endoscopy
  • Chemotherapy
  • Gynaecology
  • Bones, joints and muscle

and more...

Medibank Bronze Plus Progress

from
$ 0000 .00*

Youth Discount applied

Youth Discount not available

Hospital cover that includes a wide range of common procedures, including back, neck & spine and chemotherapy.

Hospital

$750 excess

  • Ambulance#
  • Endoscopy
  • Chemotherapy
  • Bones, joints and muscle
  • Back, neck and spine

and more...

Medibank Silver Everyday

from
$ 0000 .00*

Youth Discount applied

Youth Discount not available

Hospital cover that provides a wide range of services, including heart and vascular procedures and plastic and reconstructive surgery.

Hospital

$750 excess

  • Ambulance#
  • Heart and vascular system
  • Plastic and reconstructive surgery
  • Back, Neck and Spine

and more...

Medibank Silver Plus Assured

from
$ 0000 .00*

Youth Discount applied

Youth Discount not available

We've designed this hospital cover to give you a little more than Silver Everyday. Rehabilitation, Palliative care and Sleep studies are all included.

Hospital

$750 excess

  • Ambulance#
  • Heart and vascular system
  • Plastic and reconstructive surgery
  • Back, Neck and Spine
  • Sleep studies

and more...

Medibank Silver Plus Security

from
$ 0000 .00*

Youth Discount applied

Youth Discount not available

Comprehensive hospital cover for those who want peace of mind but don't want pregnancy and birth. Includes cover for joint replacements, rehabilitation and cataracts.

Hospital

$750 excess

  • Ambulance#
  • Heart and vascular system
  • Joint replacements
  • Cataracts

and more...

Medibank Gold Complete

from
$ 0000 .00*

Youth Discount applied

Youth Discount not available

From pregnancy and birth to psychiatric services and heart and vascular procedures, this hospital cover will give you the confidence of knowing you'll be looked after, no matter what.

Hospital

$750 excess

  • Ambulance#
  • Heart and vascular system
  • Pregnancy and birth
  • Joint replacements
  • Hospital psychiatric services

and more...

Step 2

Choose an extras cover

Healthy Start Extras

from
$ 0000 .00*

A great starting point for anyone new to health cover, offering flexible Extras that's better suited for the young and healthy.

Extras

60% claimback

  • General & Major Dental
  • Optical
  • Physio
  • Ambulance#
  • 60% Claim back on extras^

and more...

Essential Extras

from
$ 0000 .00*

Fuss-free, affordable cover that gives you access to some of the more common services to keep your general health in check.

Extras

75% claimback

  • Dental
  • Optical
  • Physio
  • Ambulance#
  • 75% Claim back^

and more ...

Growing Family Extras Only

from
$ 0000 .00*

Extras-only cover for families, with some welcome support during the pregnancy journey.

Extras

60% claimback

  • General & Major Dental
  • Optical
  • Physio
  • 100% Claim back for kids~
  • Antenatal classes

and more ...

Top Extras

from
$ 0000 .00*

Our highest level of Extras cover to help you stay in tip-top shape from head to toe.

Extras

60% claimback

  • General & Major Dental
  • Optical
  • Physio
  • Orthodontics
  • Choice of claim back

and more ...

Add Hospital

+
Add Extras

=
from
$ 00 .00*

The amount you can claim back at Members’ Choice providers, up to annual limits.

The amount you pay before Medibank contributes to your hospital costs.

Waiting periods and annual limits may apply. 

# Tasmania and Queensland have State schemes that cover ambulance services for residents of those States. 

^ You'll recieve a fixed percentage back on specified services provided by Medibank Members' Choice providers only up to annual limits. 

~ 100% back for kids only applies to child and student dependants on specified services provided by Medibank Members' Choice providers up to annual limits.

+ Covers with Restricted or Excluded services will be treated as Included services where treatment is required for injuries sustained in an Accident that occurs after joining this cover. Treatment must be sought within 7 days of the Accident. Excludes claims covered by third parties such as Workcover and our Private Room Promise. Out of pockets may apply. Refer to your Cover Summary.

Choose a tailored package

Want an adidas e-gift card worth up to $400?

Join eligible combined hospital & extras cover by 28 February 2021 and you could get an adidas e-gift card: $200 for singles/single parents or $400 for couples/families. Plus - we'll waive 2&6 month waiting periods on extras. New members only.‡ Use promo code: ADIDAS

Get a quote Find out more

Did you find this information useful?

‡ For new members on new memberships who join and start eligible combined hospital and extras from 5 January and 28 February 2021 and who have not held Medibank health cover in the previous 60 days (unless they are a dependent coming off their parents cover). Must quote promo code ADIDAS and set up direct debit when joining. Not available on Accident Cover, Visitors Health Insurance, Working Visa Health Insurance, OSHC, Ambulance Cover, ahm covers, some Corporate covers and other selected covers. Not available with any other offer. E- gift card terms: Must maintain eligible cover for 40 consecutive days after the policy start date. E-gift card could take up to 8 weeks from the policy start date to arrive by email. Singles and single parents will receive a $200 adidas e-gift card, and families and couples will receive 2 x $200 adidas e-gift cards. E-gift card can only be redeemed at adidas’ online store, is not transferrable and is valid 12 months from date of issue. E-gift card must be activated within 3 months from date of issue. E-gift card cannot be redeemed on outlet items, on limited edition products, or on super exclusive products. E-gift card can only be used in a single transaction and any unused balance in that transaction will be forfeited. For full list of exclusions and gift card terms and conditions see https://www.adidas.com.au/promotion-medibank-live-betterprogram.html . E-gift card is subject to the adidas standard terms and conditions. For full terms and conditions on activating and using your card see www.medibankrewards.com.au. 2 & 6 waiver terms: 2&6 month waiting periods on extras waived. Other waiting periods apply (including 12 months on some dental services). Annual limits apply. If switching funds, limits used from your previous fund may be deducted. If you’ve reached your limits from a previous fund you may not be able to claim straight away.

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