Health cover made for you, by you.

Introducing health cover redesigned from the ground up. My Choice Extras gives you the flexibility & choice you asked for, to build health cover that's just right for you.

How it works

  • My Choice Extras is made up of 4 bundles - Core, Move, Family and Support.
  • With services for day-to-day health & wellbeing, Core comes with every My Choice Extras cover.
  • Choose just Core or add additional bundles for extras cover that best reflects your priorities.

  

Let's start with My Choice Extras Core

My Choice Extras
Core

From general & major dental, to optical, mental health support - psychology and counselling, and flu vaccinations. Core includes the services we rely on for day-to-day health. And it forms the base for every My Choice Extras cover.

Every My Choice Extras cover comes with these benefits

100% back on 2 check-ups at a Members' Choice Advantage dentist@

No waiting periods on mental health support - psychology and counselling^

100% back on optical at recognised providers& and flu vaccinations* up to annual limits, plus unlimited emergency ambulance#

With Live Better rewards Eligible Medibank members can use Live Better Points towards rewards on their membership, such as a $200 premium payment, gift cards and more from our partners

Find out how you can earn points and redeem rewards with Live Better.

Now add the bundles of your choice to build your Extras cover

You’ll also get 100% back on your first Members’ Choice consultation each year at one of the following Members' Choice providers – physiotherapy, chiropractic, remedial massage, acupuncture or podiatry (if the services are included in your cover, up to annual limits.)~

My Choice Extras
Move

Everything in Core + Move

This cover will help you look after your day-to-day health and wellbeing, plus a range of extras services to help your body move better.

Services include:

  • Physiotherapy
  • Chiropractic & Osteopathy
  • Remedial massage

and more…

My Choice Extras
Family

Everything in Core + Move + Family.

Designed with expectant parents and families in mind, this extras cover includes the things to help you and your children thrive.

Services include:

  • Antenatal & Postnatal services
  • Orthodontics
  • Speech therapy

and more…

My Choice Extras
Support

Everything in Core + Move + Support.

Including a wide range of extras services - from the daily essentials to more specific services for those who may need extra support for better health.

Services include:

  • Podiatry
  • Dietetics
  • Health appliances & external prostheses

and more…

My Choice Extras
Complete

Everything in Core + Move + Family + Support.

Our most comprehensive level of My Choice Extras cover for complete peace of mind.

Live better, get rewarded

Members who value their health get even better value. With Live Better Rewards+, eligible members can earn points that can be redeemed for rewards such as:

$200 towards your premium paymentº

Wearables from fitbit, Apple & more§...

$200 gift card from Adidas§

Things you need to know

@ Limited to two dental check-ups on all extras annually. Maximum two bitewing x-rays per check-up, where clinically needed. Not available in all areas. Two month waiting period applies.

^ Annual limits apply. Counsellors must be registered with Australian Counselling Association or Psychotherapy and Counselling Federation of Australia or Australian Traditional Medicine Society.

& 6 month waiting period applies. Some lens coatings excluded.

* Waiting period applies

# Waiting periods apply. For ambulance attendance or transportation to a hospital where immediate medical attention is required and your condition is such that you couldn't be transported any other way. TAS and QLD have State schemes that provide ambulance services for residents of those States.

 Must be 18 years or over and have a valid Australian residential address to register for Medibank Live Better. Must be a Medibank member with hospital cover, extras cover, or hospital and extras cover, be up-to-date with premium payments and have signed up to Medibank Live Better with ‘My Medibank’ or have linked their MyMedibank account with their Live Better account to redeem rewards. Excludes Overseas Visitor health cover, Working Visa health cover, Overseas Student Health Cover (OSHC), Ambulance only cover, ahm covers and other selected covers. After redemption, allow at least 24 hours for the reward to be made available. Please choose carefully as rewards will not be amended, cancelled, exchanged or refunded due to change of mind. Live Better Management Pty Ltd, ACN 003 457 289 has entered into commercial arrangements with Medibank Live Better program partners and may receive commissions. Additional terms and conditions may apply to the redemption of a reward depending on the type of reward chosen. Additional terms for Premium Payment Reward: Eligible Medibank members can redeem 25,000 Live Better Points on a $200 health cover premium payment. Eligible Medibank members on couple or family cover can save up to $400 per year where both adults on the policy each use 25,000 Live Better Points to redeem a $200 health cover premium payment. Premium payment reward will be applied at a policy level. Premium payment reward can be redeemed once on singles cover, and by each eligible adult member on couple and family covers, in any 12 month period. See full Medibank Live Better terms here.

~ Available on all Medibank My Choice Extras products except Medibank My Choice Extras Core. Podiatry is only available on Medibank My Choice Extras Support and My Choice Extras Complete. Subsequent consultations will have an out of pocket cost. Annual limits and waiting periods apply.

+ Must be 18 years or over and have a valid Australian residential address to register for Medibank Live Better. Must be a Medibank member with hospital cover, extras cover, or hospital and extras cover, be up-to-date with premium payments and have signed up to Medibank Live Better with ‘My Medibank’ or have linked their MyMedibank account with their Live Better account to redeem rewards. Excludes Overseas Visitor health cover, Working Visa health cover, Overseas Student Health Cover (OSHC), Ambulance only cover, ahm covers and other selected covers. Additional terms and conditions may apply to the redemption of a reward depending on the type of reward chosen. See full Medibank Live Better terms here.

º Must be a Medibank member with hospital cover, extras cover or hospital and extras cover, be up-to-date with premium payments and have signed up to Medibank Live Better with ‘My Medibank’ or have linked their MyMedibank account with their Live Better account to redeem this reward.  Excludes Overseas Visitor health cover, Working Visa health cover, Overseas Student Health Cover (OSHC), Ambulance only cover, ahm covers and other selected covers. See full Medibank Live Better here.

§ Please choose carefully as rewards will not be amended, cancelled, exchanged or refunded due to change of mind. Apple rewards are subject to change and availability without prior notice. Must be a Medibank member with hospital cover, extras cover or hospital and extras cover, be up-to-date with premium payments and have signed up to Medibank Live Better with ‘My Medibank’ or have linked their MyMedibank account with their Live Better account to redeem rewards. Excludes Overseas Visitor health cover, Working Visa health cover, Overseas Student Health Cover (OSHC), Ambulance only cover, ahm covers and other selected covers. Live Better Management Pty Ltd, ACN 003 457 289 has entered into commercial arrangements with Medibank Live Better program partners and may receive commissions. Reward will be subject to Program Partner terms and conditions. See full Medibank Live Better terms here. Apple, the Apple logo, Apple Watch and AirPods are trademarks of Apple Inc., registered in the U.S. and other countries and regions. App Store is a service mark of Apple Inc. Google Play and the Google Play logo are trademarks of Google LLC. Beats, Beats by Dr. Dre, the Beats b logo, Solo, and Beats Pill are trademarks of Beats Electronics, LLC. Rewards are subject to change without prior notice and are subject to availability.

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