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Working Visa Health Cover

For visa subclass 482, 485, 188, 400, 403, 407, 408, 417, 462, 489 and more. Planning to work or take a working holiday in Australia? Medibank’s range of working visa health covers can meet any visa health insurance requirements you might have, while helping with medical treatment if you have an accident or get sick.

You have four levels of cover to choose from

Each one includes unlimited emergency ambulance cover.+ When you purchase online, you’ll get your visa health insurance certificate straight away.

Working Visa Hospital Insurance

A great option if you want to meet your visa health insurance requirements on a budget. It includes treatment as an admitted patient in a public or private hospital, including in the event of accidents or the unexpected.

from
$79.10
/ fortnight
$88.88 / month

Hospital

Helps you pay for your accommodation and medical costs for included medical procedures in hospital. This includes charges for treatment you receive from doctors, specialists, surgeons and anaesthetists.

  • Comprehensive
  • $300 excess per person

Medical

  • None

Extras

  • None

Working Visa Basic Insurance

A good all-round option if you want to meet your visa health insurance requirements while being covered for most everyday medical services, like seeing a doctor.

from
$79.10
/ fortnight
$88.88 / month

Hospital

Helps you pay for your accommodation and medical costs for included medical procedures in hospital. This includes charges for treatment you receive from doctors, specialists, surgeons and anaesthetists.

  • Medium^
  • No excess

Medical

Helps you pay for most medical procedures that happen outside of a hospital (at a GP clinic). This includes treatment by a doctor for things like a flu or a stomach illness. It also includes pathology and radiology specialists (they order blood tests and x-rays).

  • Included

Extras

  • None

Working Visa Hospital and Medical Insurance

Our most comprehensive overseas health cover without extras. Choose your in-hospital doctor and reduce expenses for GP (doctor) visits, x-rays and blood tests.

from
$79.10
/ fortnight
$88.88 / month

Hospital

Helps you pay for your accommodation and medical costs for included medical procedures in hospital. This includes charges for treatment you receive from doctors, specialists, surgeons and anaesthetists.

  • Comprehensive
  • $300 excess per person

Medical

Helps you pay for most medical procedures that happen outside of a hospital (at a GP clinic). This includes treatment by a doctor for things like a flu or a stomach illness. It also includes pathology and radiology specialists (they order blood tests and x-rays).

  • Included

Extras

  • None

Top 85 Working Visa Health Insurance

Our only overseas health cover with extras. Ideal for families. It has comprehensive hospital and medical benefits, and pays 85%* at Members' Choice providers towards the cost of extras like dental and physiotherapy.

from
$79.10
/ fortnight
$88.88 / month

Hospital

Helps you pay for your accommodation and medical costs for included medical procedures in hospital. This includes charges for treatment you receive from doctors, specialists, surgeons and anaesthetists.

Helps you pay for your accommodation and medical costs for included medical procedures in hospital. This includes charges for treatment you receive from doctors, specialists, surgeons and anaesthetists.
Helps you pay for your accommodation and medical costs for included medical procedures in hospital. This includes charges for treatment you receive from doctors, specialists, surgeons and anaesthetists.
Helps you pay for your accommodation and medical costs for included medical procedures in hospital. This includes charges for treatment you receive from doctors, specialists, surgeons and anaesthetists.
Helps you pay for your accommodation and medical costs for included medical procedures in hospital. This includes charges for treatment you receive from doctors, specialists, surgeons and anaesthetists.
Helps you pay for your accommodation and medical costs for included medical procedures in hospital. This includes charges for treatment you receive from doctors, specialists, surgeons and anaesthetists.
Helps you pay for your accommodation and medical costs for included medical procedures in hospital. This includes charges for treatment you receive from doctors, specialists, surgeons and anaesthetists.
  • Comprehensive
  • Choice of excess

Medical

Helps you pay for most medical procedures that happen outside of a hospital (at a GP clinic). This includes treatment by a doctor for things like a flu or a stomach illness. It also includes pathology and radiology specialists (they order blood tests and x-rays).

Helps you pay for most medical procedures that happen outside of a hospital (at a GP clinic). This includes treatment by a doctor for things like a flu or a stomach illness. It also includes pathology and radiology specialists (they order blood tests and x-rays).
Helps you pay for most medical procedures that happen outside of a hospital (at a GP clinic). This includes treatment by a doctor for things like a flu or a stomach illness. It also includes pathology and radiology specialists (they order blood tests and x-rays).
Helps you pay for most medical procedures that happen outside of a hospital (at a GP clinic). This includes treatment by a doctor for things like a flu or a stomach illness. It also includes pathology and radiology specialists (they order blood tests and x-rays).
  • Included

Extras

Helps you pay for everyday ancillary services like dental, optical, massage and physiotherapy. 

  • Look after your day-to-day health & wellbeing with dental, optical, physio and more.
  • If you use a Members' Choice provider you will be able to claim 85% back on the cost, up to annual limits, of services that are included in your cover
  • 100% back on an annual dental check-up & clean at any Members' Choice dentist, on top of your annual dental limit (excludes x-rays)
  • See better value with 100% back on optical at all recognised providers

Here are two popular visas that Medibank’s Working Visa Health Covers are 100% compliant for:

Visa subclass 482

The Temporary Skill Shortage visa (subclass 482) referred to as the TSS visa, enables employers to address labour shortages by bringing in genuinely skilled workers where they cannot source an appropriately skilled Australian. TSS visa holders can work in Australia in their nominated occupation for their approved sponsor for 1 to 4 years depending on which of the three streams they apply under.

Visa subclass 485

The Temporary Graduate visa (subclass 485) is for international students who have recently graduated from an Australian educational institution. It allows you to work in Australia temporarily after finishing your studies.

They are also 100% compliant for visas 407, 408, 457 and 489.

This information is based on the Department of Home Affairs (DHA) website and is accurate as of 26 March 2018

Australia's healthcare system explained

Need a little extra help?


Find out more about things like waiting periods and pre-existing conditions or check our list of definitions if you don’t know the meaning of a word or phrase.

*Only at Members’ Choice providers. Up to annual limits. Members’ Choice providers are not available in some areas – ask us for details.

Waiting periods apply including 12 months for some dental services.

+For ambulance attendance and transportation to a hospital where immediate professional attention is required and your medical condition is such that you couldn't be transported any other way.

^Cover that excludes services such as fertility treatment and out-of-hospital obstetrics-related services.