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Overseas Workers Health Cover

For visa subclass 482, 485, 188, 400, 403, 407, 408, 417, 462, 489 and more. Planning to work or take a working holiday in Australia? Or moving onto a graduate visa? Medibank’s range of overseas workers health covers can meet any visa health insurance requirements you have, while helping with the cost of medical treatment if you have an accident or get sick.

You have four levels of cover to choose from

Each one includes unlimited emergency ambulance cover.+ When you purchase online, you’ll get your visa health insurance certificate straight away.

Overseas Workers Base Hospital

A great option if you want to meet your visa health insurance requirements on a budget. It includes treatment as an admitted patient in a public or private hospital.

from
$79.10
/ fortnight
$88.88 / month

Hospital

Pays benefits towards accommodation and medical costs for included medical procedures in hospital. This includes charges for treatment you receive from doctors, specialists, surgeons and anaesthetists.

  • Comprehensive
  • Choice of $300 or $500 excess

Medical

Pays benefits towards included medical services in hospital.

  • Pays 100% of the MBS fee
  • Inpatient medical services

Extras

  • None

Overseas Workers Standard Hospital and Medical

A good all-round option if you want to meet your visa health insurance requirements while having cover to help with the cost of everyday medical services, like seeing a doctor, but don't need outpatient pregnancy and birth services or assisted reproductive services.

from
$79.10
/ fortnight
$88.88 / month

Hospital

Pays benefits towards accommodation and medical costs for included medical procedures in hospital. This includes charges for treatment you receive from doctors, specialists, surgeons and anaesthetists.

  • Comprehensive (excludes Assisted reproductive services)
  • Choice of $0, $250 or $500 excess

Medical

Pays benefits towards included medical services in and out of hospital.

  • Pays 100% of the MBS fee
  • Inpatient medical services
  • General Practitioner (GP) consultations
  • Other out-of-hospital medical services (blood tests & x-rays)
  • Allied Health services billed with an MBS item number^

Extras

  • None

Overseas Workers Advanced Hospital and Medical

Comprehensive hospital and medical cover that includes a wide range of services from pregnancy and birth and assisted reproductive services to heart and vascular system admissions plus helps reduce expenses for GP (doctor) visits, x-rays and blood tests.

from
$79.10
/ fortnight
$88.88 / month

Hospital

Pays benefits towards accommodation and medical costs for included medical procedures in hospital. This includes charges for treatment you receive from doctors, specialists, surgeons and anaesthetists.

  • Comprehensive
  • $500 excess

Medical

Pays benefits towards included medical services in and out of hospital.

  • Pays 125% of the MBS fee
  • Inpatient medical services
  • General Practitioner (GP) consultations
  • Other out-of-hospital medical services (blood tests & x-rays)
  • Allied Health services billed with an MBS item number^

Extras

  • None

Overseas Workers Premium Hospital, Medical and Extras

Our only overseas health cover with extras, which is ideal for families. It has comprehensive hospital and medical benefits, and pays 85% back at Members' Choice providers (up to annual limits)* for things like dental and physiotherapy.

from
$79.10
/ fortnight
$88.88 / month

Hospital

Pays benefits towards accommodation and medical costs for included medical procedures in hospital. This includes charges for treatment you receive from doctors, specialists, surgeons and anaesthetists.

Helps you pay for your accommodation and medical costs for included medical procedures in hospital. This includes charges for treatment you receive from doctors, specialists, surgeons and anaesthetists.
Helps you pay for your accommodation and medical costs for included medical procedures in hospital. This includes charges for treatment you receive from doctors, specialists, surgeons and anaesthetists.
Helps you pay for your accommodation and medical costs for included medical procedures in hospital. This includes charges for treatment you receive from doctors, specialists, surgeons and anaesthetists.
Helps you pay for your accommodation and medical costs for included medical procedures in hospital. This includes charges for treatment you receive from doctors, specialists, surgeons and anaesthetists.
Helps you pay for your accommodation and medical costs for included medical procedures in hospital. This includes charges for treatment you receive from doctors, specialists, surgeons and anaesthetists.
Helps you pay for your accommodation and medical costs for included medical procedures in hospital. This includes charges for treatment you receive from doctors, specialists, surgeons and anaesthetists.
  • Comprehensive
  • Choice of $0, $250 or $500 excess

Medical

Pays benefits towards included medical services in and out of hospital.

Helps you pay for most medical procedures that happen outside of a hospital (at a GP clinic). This includes treatment by a doctor for things like a flu or a stomach illness. It also includes pathology and radiology specialists (they order blood tests and x-rays).
Helps you pay for most medical procedures that happen outside of a hospital (at a GP clinic). This includes treatment by a doctor for things like a flu or a stomach illness. It also includes pathology and radiology specialists (they order blood tests and x-rays).
Helps you pay for most medical procedures that happen outside of a hospital (at a GP clinic). This includes treatment by a doctor for things like a flu or a stomach illness. It also includes pathology and radiology specialists (they order blood tests and x-rays).
  • Pays 200% of the MBS fee
  • Inpatient medical services
  • General Practitioner (GP) consultations
  • Other out-of-hospital medical services (blood tests & x-rays)
  • Allied Health services billed with an MBS item number^

Extras

Helps you pay for everyday general health services like dental, optical, remedial massage and physiotherapy. 

  • Look after your day-to-day health & wellbeing with dental, optical, physio and more.
  • If you use a Members' Choice provider you will be able to claim 85% back on the cost, up to annual limits, of services that are included in your cover
  • 100% back on an annual dental check-up & clean at any Members' Choice dentist (2 month waiting period applies. Excludes x-rays,)
  • See better value with 100% back on optical (up to annual limits) at all recognised providers~

Waiting periods, annual limits and out-of-pocket expenses apply.

+For ambulance attendance and transportation to a hospital where immediate professional attention is required and your medical condition is such that you couldn't be transported any other way.

*Only at Members’ Choice providers. Up to annual limits. Members Choice not available in all areas. Waiting periods apply including 12 months for some dental services

^Services not provided by a doctor but are billed with an MBS item number. For example, eye checks and services related to chronic disease and mental health management plans

~Waiting periods apply. Some services, like lens coating, aren’t included

 

Here are two popular visas that Medibank’s Overseas Workers Health Covers are 100% compliant for:

Visa subclass 482

The Temporary Skill Shortage visa (subclass 482) referred to as the TSS visa, enables employers to address labour shortages by bringing in genuinely skilled workers where they cannot source an appropriately skilled Australian. TSS visa holders can work in Australia in their nominated occupation for their approved sponsor for 1 to 4 years depending on which of the three streams they apply under.

Visa subclass 485

The Temporary Graduate visa (subclass 485) is for international students who have recently graduated from an Australian educational institution. It allows you to work in Australia temporarily after finishing your studies.

They are also 100% compliant for visas 407, 408, 457 and 489.

This information is based on the Department of Home Affairs website and is accurate as of April 2019

Australia's healthcare system explained

Need a little extra help?


Find out more about things like waiting periods and pre-existing conditions or check our list of definitions if you don’t know the meaning of a word or phrase.