You have four levels of cover to choose from

Each one includes unlimited emergency ambulance cover.+ When you purchase online, you’ll get your visa health insurance certificate straight away.

I am looking for

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  • Working Visa Basic Insurance
    from
    $ 45 44 / per fortnight
    $ 98.80 / per month

    A good all-round option if you want to meet your visa health insurance requirements while being covered for most everyday medical services, like seeing a doctor.

    A good all-round option if you want to meet your visa health insurance requirements while being covered for most everyday medical services, like seeing a doctor.

    What's included

    Hospital

    Helps you pay for your accommodation and medical costs for included medical procedures in hospital. This includes charges for treatment you receive from doctors, specialists, surgeons and anaesthetists.
    • MediumCover that excludes services such as fertility treatment and out-of-hospital obstetrics-related services.
    • No excess

    Medical

    Helps you pay for most medical procedures that happen outside of a hospital (at a GP clinic). This includes treatment by a doctor for things like a flu or a stomach illness. It also includes pathology and radiology specialists (they order blood tests and x-rays).
    • Included

    Extras

    • None
  • Working Visa Hospital Insurance
    from
    $ 57 76 / per fortnight
    $ 125.60 / per month

    Ideal if your country has an RHCAIf you’re from a country that has a Reciprocal Health Care Agreement (RHCA) with Australia, you might receive some Medicare (public healthcare system) benefits. This may be known as Reciprocal Medicare. These benefits could include free basic medical services and emergency treatment. They generally won’t include things like emergency ambulance trips or private patient hospital costs. . Helps cover you for things your RHCA doesn’t, like private hospital admissions and choice of doctor in hospital.

    Ideal if your country has an RHCAIf you’re from a country that has a Reciprocal Health Care Agreement (RHCA) with Australia, you might receive some Medicare (public healthcare system) benefits. This may be known as Reciprocal Medicare. These benefits could include free basic medical services and emergency treatment. They generally won’t include things like emergency ambulance trips or private patient hospital costs. . Helps cover you for things your RHCA doesn’t, like private hospital admissions and choice of doctor in hospital.

    What's included

    Hospital

    Helps you pay for your accommodation and medical costs for included medical procedures in hospital. This includes charges for treatment you receive from doctors, specialists, surgeons and anaesthetists.
    • Comprehensive
    • $300 excess per person

    Medical

    • None

    Extras

    • None
  • Working Visa Hospital & Medical Insurance
    from
    $ 99 80 / per fortnight
    $ 217.00 / per month

    Our most comprehensive overseas health cover without extras. Choose your in-hospital doctor and reduce expenses for GP (doctor) visits, x-rays and blood tests.

    Our most comprehensive overseas health cover without extras. Choose your in-hospital doctor and reduce expenses for GP (doctor) visits, x-rays and blood tests.

    What's included

    Hospital

    Helps you pay for your accommodation and medical costs for included medical procedures in hospital. This includes charges for treatment you receive from doctors, specialists, surgeons and anaesthetists.
    • Comprehensive
    • $300 excess per person

    Medical

    Helps you pay for most medical procedures that happen outside of a hospital (at a GP clinic). This includes treatment by a doctor for things like a flu or a stomach illness. It also includes pathology and radiology specialists (they order blood tests and x-rays).
    • Included

    Extras

    • None
  • Top 85 Working Visa Health Insurance
    from
    $ 127 50 / per fortnight
    $ 277.20 / per month

    Our only overseas health cover with extras. Ideal for families. It has comprehensive hospital and medical benefits, and pays 85%* at Members' Choice providers towards the cost of extras like dental and physiotherapy.

    Our only overseas health cover with extras. Ideal for families. It has comprehensive hospital and medical benefits, and pays 85%* at Members' Choice providers towards the cost of extras like dental and physiotherapy.

    What's included

    Hospital

    Helps you pay for your accommodation and medical costs for included medical procedures in hospital. This includes charges for treatment you receive from doctors, specialists, surgeons and anaesthetists.
    • Comprehensive
    • Choice of excess

    Medical

    Helps you pay for most medical procedures that happen outside of a hospital (at a GP clinic). This includes treatment by a doctor for things like a flu or a stomach illness. It also includes pathology and radiology specialists (they order blood tests and x-rays).
    • Included

    Extras

    Helps you pay for everyday ancillary services like dental, optical, massage and physiotherapy.
    • 85%* back on extras

Here are two popular visas that Medibank’s Working Visa Health Covers are 100% compliant for:

Visa 457

The Temporary Work (Skilled) visa (subclass 457) allows you to work and live in Australia. You might be eligible for this visa if you’re a skilled worker in an area that is under represented in Australia. You can be employed by an approved business sponsor for up to four years.

Visa 485

The Temporary Graduate visa (subclass 485) is for international students who have recently graduated from an Australian educational institution. It allows you to work in Australia temporarily after finishing your studies.

Australia’s healthcare system explained

The cost of medical treatment

If you need medical attention while you’re in Australia and you don’t have health cover it can be very expensive, whether you’re treated in the public or the private healthcare system.

The public healthcare system (Medicare)

Medicare is the public healthcare system that gives most Australian residents free or discounted health services. If you’re from a country with a Reciprocal Health Care Agreement (RHCA) you might receive some Medicare benefits, which may be known as Reciprocal Medicare.

The private healthcare system

The private healthcare system (which Medibank is part of) complements the public healthcare system, or if you’re not eligible for Medicare, it replaces it. Medibank provides private health insurance (also known as overseas health cover) to overseas students, visitors and workers to help with the cost of services provided in the private healthcare system. This includes emergency ambulance trips and a range of treatments in a private hospital.

Need a little extra help?

Find out more about things like waiting periods and pre-existing conditions.
Things worth knowing
Check our list of definitions if you don’t know the meaning of a word or phrase.
Medibank Glossary

*Only at Members’ Choice providers. Up to annual limits. Members’ Choice providers are not available in some areas – ask us for details. Waiting periods apply including 12 months for some dental services. +For ambulance attendance and transportation to a hospital where immediate professional attention is required and your medical condition is such that you couldn't be transported any other way.