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Overseas Workers Health Cover

For visa subclass 482, 485, 403, 407, 408, 489 and more. Coming to Australia to work? Or moving onto a graduate visa looking for your first job here? Medibank’s range of overseas workers health covers can meet your visa health insurance requirements, while helping with the cost of medical treatment if you have an accident or get sick.

Want 1 month free?

Join eligible Medibank Overseas Workers Health Cover or eligible Medibank Overseas Visitors Health Cover via Phone, Store, or Live Chat by 31 August 2020 and you could get one month free.1 New members only. Must use promo code: 1FREEOVC

You have four levels of cover to choose from

Each one includes unlimited emergency ambulance cover.^ When you purchase online, you’ll get your visa health insurance certificate straight away.

Overseas Workers Base Hospital

from
$79.10
/ fortnight
$88.88 / month

A great option if you want to meet your visa health insurance requirements (condition 8501) on a budget, along with the peace of mind of having a top hospital cover, but don't need cover for outpatient service like seeing a GP.

View details

Hospital

Pays benefits towards accommodation and medical costs for included medical procedures in hospital. This includes charges for treatment you receive from doctors, specialists, surgeons and anaesthetists.

  • Visa condition 8501 compliant
  • Includes all 38 clinical categories of hospital treatment
  • Choice of $300 or $500 excess

Medical

Pays benefits towards included medical services in hospital.

  • Pays 100% of the MBS fee
  • Inpatient medical services across all 38 clinical categories

Extras

  • None

Overseas Workers Standard Hospital and Medical

from
$79.10
/ fortnight
$88.88 / month

An all-round option for if you want to meet any visa health insurance requirements (condition 8501) while having comprehensive cover to help with the cost of everyday medical services, like seeing a doctor, but don't need outpatient pregnancy and birth services or assisted reproductive services.

View details

Hospital

Pays benefits towards accommodation and medical costs for included medical procedures in hospital. This includes charges for treatment you receive from doctors, specialists, surgeons and anaesthetists.

  • Visa condition 8501 compliant
  • Includes 37 clinical categories of hospital treatment (excl. Assisted reproductive services)
  • Choice of $0, $250 or $500 excess

Medical

Pays benefits towards included medical services in and out of hospital.

  • Pays 100% of the MBS fee
  • Inpatient medical services across 37 clinical categories
  • General Practitioner (GP) consultations
  • Most out-of-hospital medical services (blood tests & x-rays)
  • Allied Health services billed with an MBS item number~

Extras

  • None

Overseas Workers Advanced Hospital and Medical

from
$79.10
/ fortnight
$88.88 / month

Comprehensive hospital and medical cover that meets visa condition 8501 and includes a wide range of services from pregnancy and birth and assisted reproductive services to heart and vascular system admissions plus helps reduce expenses for GP (doctor) visits, x-rays and blood tests.

View details

Hospital

Pays benefits towards accommodation and medical costs for included medical procedures in hospital. This includes charges for treatment you receive from doctors, specialists, surgeons and anaesthetists.

  • Visa condition 8501 compliant
  • Includes all 38 clinical categories of hospital treatment
  • $500 excess

Medical

Pays benefits towards included medical services in and out of hospital.

  • Pays 125% of the MBS fee
  • Inpatient medical services across all 38 clinical categories
  • General Practitioner (GP) consultations
  • All other out-of-hospital medical services (blood tests & x-rays)
  • Allied Health services billed with an MBS item number~

Extras

  • None

Overseas Workers Premium Hospital, Medical and Extras

from
$79.10
/ fortnight
$88.88 / month

Our only overseas health cover with extras, which is ideal for families and for meeting any visa health insurance requirements (condition 8501). It has comprehensive hospital and medical benefits, and pays 85% back at Members' Choice providers (up to annual limits)* for things like dental and physiotherapy.

View details

Hospital

Pays benefits towards accommodation and medical costs for included medical procedures in hospital. This includes charges for treatment you receive from doctors, specialists, surgeons and anaesthetists.

  • Visa condition 8501 compliant
  • Includes all 38 clinical categories of hospital treatment
  • Choice of $0, $250 or $500 excess

Medical

Pays benefits towards included medical services in and out of hospital.

  • Pays 200% of the MBS fee
  • Inpatient medical services across all 38 clinical categories
  • General Practitioner (GP) consultations
  • All other out-of-hospital medical services (blood tests & x-rays)
  • Allied Health services billed with an MBS item number~

Extras

Helps you pay for everyday general health services like dental, optical, remedial massage and physiotherapy. 

  • Look after your day-to-day health & wellbeing with dental, optical, physio and more.
  • If you use a Members' Choice provider you will be able to claim 85% back on the cost, up to annual limits, of services that are included in your cover*
  • 100% back on up to two annual dental check-ups & cleans at any Members' Choice dentist #
  • See better value with 100% back on optical (up to annual limits) at all recognised providers**

Things you should know

Waiting periods, annual limits and out-of-pocket expenses may apply

^For ambulance attendance and transportation to a hospital where immediate professional attention is required and your medical condition is such that you couldn't be transported any other way.

~Services not provided by a doctor but are billed with an MBS item number. For example, eye checks and services related to chronic disease and mental health management plans.

*Only at Members’ Choice providers. Up to annual limits. Members Choice not available in all areas. Waiting periods apply including 12 months for some dental services.

#Waiting period may apply. Limited to two dental check-ups annually on all extras. Not available in all areas.

**Up to annual limits. Waiting periods may apply. Some services, like lens coating, aren’t included.

 

Here are two popular visas that Medibank’s Overseas Workers Health Covers are 100% compliant for:

Visa subclass 482

The Temporary Skill Shortage visa (subclass 482) referred to as the TSS visa, enables employers to address labour shortages by bringing in genuinely skilled workers where they cannot source an appropriately skilled Australian. TSS visa holders can work in Australia in their nominated occupation for their approved sponsor for 1 to 4 years depending on which of the three streams they apply under.

Visa subclass 485

The Temporary Graduate visa (subclass 485) is for international students who have recently graduated from an Australian educational institution. It allows you to work in Australia temporarily after finishing your studies.

They are also 100% compliant for visas 407, 408, 457 and 489.

This information is based on the Department of Home Affairs website and is accurate as of April 2019

Australia's healthcare system explained

Need a little extra help?


Find out more about things like waiting periods and pre-existing conditions or check our list of definitions if you don’t know the meaning of a word or phrase.

Things you should know

1 Offer for new members on new memberships who join and start eligible Overseas Workers Health Cover or eligible Overseas Visitors Health Cover between 14 May 2020 and 31 August 2020 and who have not held Medibank health cover in previous 60 days. Must quote promo code 1FREEOVC and set up direct debit when joining. Must maintain direct debit and hold eligible product for 30 continuous days from the policy start date to get the second month free. Excludes Overseas Visitors Starter Hospital and Medical cover, all resident Hospital & Extras covers, Corporate covers, Overseas Student Health Cover, Travel Insurance, Pet Insurance, Funeral Insurance, Life Insurance & Income Protection, ahm covers and Medibank staff. Offer is available via Phone, Store and Live Chat only. Not available with any other offer, except Residential Extras 2&6 month waiver, ends 30 June 2020. For members who join Overseas Workers Premium Hospital, Medical and Extras between 14 May 2020 and 31 August 2020, 2&6 months waiting period on Extras may be waived.

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