Price is based on singles cover in NSW for a person earning $90,000 or less per year and aged under 65.


Nothing really worries you, except the cost of being rushed to hospital in an emergency. If this is you, this is your cover.


$ 1 .12

$58.8 yearly

Minimum payment period half-yearly


$ 1 .12

$58.8 yearly

Minimum payment period half-yearly

Ambulance cover

Unlimited Emergency Ambulance Australia-wide

What's included Waiting period
What is a waiting period?
The time you need to wait before you can receive benefits for services or items listed in your cover.
When do they apply?
To new members, or when switching to a higher level of cover.
Switching funds?
If you're switching from another health fund, on similar cover, we'll recognise waiting periods already served.
What is a pre-existing condition?
An ailment, illness or condition that, in the opinion of a Medical Practitioner appointed by Medibank, the signs or symptoms existed at any time during the six months before you either took out your new cover, or transferred to a higher level of cover (12 month waiting period applies).

Ambulance transport to hospital or other facility approved by Medibank to receive immediate professional attention

1 day

When an ambulance is called to provide immediate professional attention but transport by ambulance is not needed

1 day

When, as an admitted patient, the hospital requires you to be transferred from one hospital to another [excluding transfers between public hospitals]

1 day

Transport by air ambulance, where pre-approval is obtained from Medibank by the air ambulance provider

1 day
What's Excluded

When immediate professional attention is not required, for example general patient transportation

Transfers between public hospitals

Any ambulance costs that are fully covered by a third party arrangement, such as an ambulance subscription or federal/state/territory ambulance transportation scheme, WorkCover, or the Transport Accident Commission

Any fully subsidised air ambulance services, such as South Care and LifeFlight

State ambulance schemes


Ambulance cover is not available to residents of these states as they are covered by state schemes.


Residents with private hospital cover don't need ambulance cover; it's already funded by a levy on your premium. If you have a Commonwealth concession card, you are entitled to free ambulance services.


We don't pay benefits if you're aged 65 or over and are eligible for free ambulance services. If you're eligible for subsidised services, you may be able to claim the remaining cost from Medibank. A $100 co-payment applies to non-emergency transport as classified by the ambulance service.

For more information call us on 1300 177 479.

Department of Veterans Affairs Gold Card holders are covered for state ambulance services in every State by the Department.

In some States and Territories government concession card holders are entitled to free ambulance services (such as Health Care Concession Card holders in ACT, NSW and Vic, Pensioner Concession Card holders in ACT, NSW, NT, Vic and WA and Commonwealth Seniors Health Card holders in NSW and NT).

Why choose Medibank?

30 day cooling off period

If you're not completely happy with your cover in the first 30 days of joining, let us know and we'll transfer you to a more suitable cover or refund your premiums (as long as no claims have been made).

Canstar award

Awarded Canstar 2017 Outstanding Value Award for Health Insurance 10 years in a row.

Request a call back

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