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This is used to calculate any Australian Government Rebate (AGR) you may be entitled to.If you’re unsure how to calculate your income, this ATO calculator can help.


We can help - Leave your details and a Medibank expert will contact you to help you find the right cover. In providing your telephone number, you consent to Medibank contacting you about health insurance.

Ambulance

Nothing really worries you, except the cost of being rushed to hospital in an emergency. If this is you, this is your cover.

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Ambulance

Ambulance cover

  • Unlimited Emergency Ambulance Australia-wide

 

What is a waiting period?

The time you need to wait before you can receive benefits for services or items listed in your cover.

When do they apply?

To new members, or when switching to a higher level of cover.

Switching funds?

If you're switching from another health fund, on similar cover, we'll recognise waiting periods already served.

What is a pre-existing condition?

An ailment, illness or condition that, in the opinion of a Medical Practitioner appointed by Medibank, the signs or symptoms existed at any time during the six months before you either took out your new cover, or transferred to a higher level of cover (12 month waiting period applies).

Inclusions Waiting period

What is a waiting period?

The time you need to wait before you can receive benefits for services or items listed in your cover.

When do they apply?

To new members, or when switching to a higher level of cover.

Switching funds?

If you're switching from another health fund, on similar cover, we'll recognise waiting periods already served.

What is a pre-existing condition?

An ailment, illness or condition that, in the opinion of a Medical Practitioner appointed by Medibank, the signs or symptoms existed at any time during the six months before you either took out your new cover, or transferred to a higher level of cover (12 month waiting period applies).

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Exclusions

State ambulance schemes

QLD & TAS

Ambulance cover is not available to residents of these states as they are covered by state schemes.

NSW & ACT

Residents with private hospital cover don't need ambulance cover; it's already funded by a levy on your premium. If you have a Commonwealth concession card, you are entitled to free ambulance services.

WA

We don't pay benefits if you're aged 65 or over and are eligible for free ambulance services. If you're eligible for subsidised services, you may be able to claim the remaining cost from Medibank. A $100 per day payment applies to non-emergency transport as classified by the ambulance service.

For more information call us on 1300 177 479.

Department of Veterans Affairs Gold Card holders are covered for state ambulance services in every State by the Department.

In some States and Territories government concession card holders are entitled to free ambulance services (such as Health Care Concession Card holders in ACT, NSW and Vic, Pensioner Concession Card holders in ACT, NSW, NT, Vic and WA and Commonwealth Seniors Health Card holders in NSW and NT).

 

Canstar awarded ‘Outstanding Value Insurance’ 11 years in a row

We’re proud to deliver outstanding value health insurance products designed to suit your needs. But don’t just take our word for it.

Why choose Medibank?

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30 day cooling off period

If you're not completely happy with your cover in the first 30 days of joining, let us know and we'll transfer you to a more suitable cover or refund your premiums (as long as no claims have been made).

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Better health. Let's get there together.

We want to help you look after yourself and the ones you love. In fact, we've been helping Australians find better health for over 40 years. Our staff have the knowledge and expertise to understand the individual needs of our members — all 3.8 million of them.

Request a call back

Leave your details and a Medibank expert will be in touch to take you through your options. In providing your telephone number, you consent to Medibank contacting you about health insurance.