Ski and snow travel insurance

Skiing and snowboarding overseas can be great fun. But when you're speeding down a mountain on a piece or two of wood, the chance of an accident might be higher than if you're just wandering the pavement of a historic city. That's why Medibank Travel Insurance allows you to add additional ski and snow cover to your policy.

ski and snow travel insurance international and domestic with Medibank
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$Unlimited overseas medical expenses

Cover for hospital treatment costs and in the event of a medical evacuation¹

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Protect your valuables

Cover up to $15k of lost, stolen or damaged luggage & items²

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15% off for Medibank health members

If you're a Medibank health member, you receive 15% off travel insurance, all year round.

Canstar Award

Multi-award winning travel insurance

We're proud to be winners of Mozo's Experts Choice Awards in 2022 & 2023 and Mozo's People's Choice Award in 2024.

We're proud winners of Mozo's Experts Choice awards in 2022 and 2023.

Simply add winter sports cover to any of our products

Whether you travel once a year or you’re a frequent flyer, you've got cover with single and annual multi-trip options for when you ready to hit the slopes.

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International Comprehensive

Cover in the event of cancellation, amendment and delays, plus up to $6,000 towards any rental car insurance excess for car damage or theft. Simply add snow cover during your quote.


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International Medical

Cover for medical and dental emergencies while you’re overseas. Including 24-hour emergency assistance and a choice in policy excess levels. Simply add snow cover during your quote.


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Annual Multi Trip 

Comprehensive cover for the duration of your policy for: 

  • International and domestic trips that are over 250km from home.3
  • Trips less than 250km, that include at least one nights paid accommodation.3

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What you get with ski and snow travel insurance

For an additional premium you can add cover for snow skiing, snowboarding and snowmobiling. The benefits included will depend on the travel insurance plan you select. Benefits may include: 

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Overseas medical costs

Overseas medical costs associated with injury sustained by included activities.1

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Equipment hire costs

If you've hired equipment but can't ski, snowboard or snowmobile due to illness or injury (for 24 hours or more), then cancellation and amendment cover can apply for hire equipment.4

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Other pre-paid costs

Cancellation and amendment cover applies for other pre-paid costs, such as lift passes and lessons if you're unable to participate for more than 24 hours due to illness or injury.4

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What's included under snow sports cover

  • Recreational skiing/snowboarding on a marked trail or slope prepared for the purpose of skiing or snowboarding within the boundary of the ski field or ski resort.
  • Snowmobiling provided by the piste authority, for transport to and from designated recreational skiing areas within resort boundaries, or on a guided tour with a licensed operator.

What’s not included

  • Any off-piste skiing/snowboarding.
  • Training for, or participating in, a ski race competition; or sports activities in a professional capacity.
what's included with ski and snow travel insurance
travel insurance that covers covid-19

COVID-19 Travel Insurance
Benefits and inclusions

Whether you're planning a trip within Australia, or heading overseas, our COVID-19 travel insurance benefits can help you relax and enjoy your much needed break. 

Ski & snow sports travel insurance FAQs

Things you should know

1  Medical cover will not exceed 12 months from the onset of the illness or injury. Medical evacuation cover subject to claim approval.

2  Item limits and conditions apply. See the Combined FSG/PDS for more information.

Cover is limited to a maximum duration of up to 30, 45 or 60 days for international trips or 15 or 30 days on domestic trips depending on the duration choice you make.

Conditions apply to cancellation cover. Only applies to the International Comprehensive and Domestic policies. Sub-limits apply. 

Limits, sub-limits, exclusions and conditions apply. This is general advice only. Medibank Private Limited, ABN 47 080 890 259, an Authorised Representative, AR 286089, of Travel Insurance Partners Pty Limited, ABN 73 144 049 230 AFSL 360138 arranges the insurance on behalf of the insurer. The insurer is Zurich Australian Insurance Limited ABN 13 000 296 640, AFSL 232507. Please consider your own needs and the Combined FSG/PDS to decide if this product is right for you. For information on the Target Market and Target Market Determinations, visit