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Medibank is for better health, here and abroad

Medibank Travel Insurance gives you leading hospital, accident and medical evacuation cover while you're travelling. And with our Comprehensive plans, you'll be covered for a host of other surprises like lost luggage, cancelled bookings and rental car insurance excess.

$Unlimited overseas medical

Cover for hospital treatment and medical evacuation

$Unlimited cancellations

Expense cover for accommodation and other pre-paid travel costs cancelled due to unforeseen circumstances

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Cover for pre-existing medical conditions like asthma and allergies

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Children covered free

Accompanied children or grandchildren under 21 are covered for free

Just because you're on holiday, doesn't mean your insurance should be

If you have a medical emergency while travelling overseas, you'll probably have to pay the cost of treatment and hospital visits from your own pocket. Medibank Travel Insurance is here to support your health while you're outside of Australia, so you can relax and enjoy your trip.

24/7 emergency assistance

Our team of experienced doctors, nurses, travel consultants and case managers are here for you, 24/7. They can help:

  • Find you appropriate medical treatment
  • Monitor your medical care
  • Pay larger medical bills directly to the hospital
  • Arrange your medical evacuation
  • Change onward travel plan
  • Replace lost travel documents or credit cards

Travel insurance options

Whether you travel once a year or you’re a frequent flyer, we’ve got you covered with single and annual multi-trip options.


Cover for cancellations, amendments and delays, plus up to $3,000 towards any excess for rental car damage or theft.

Key features
  • $Unlimited cancellation and amendment fees
  • Up to $8,000 for luggage and personal effects
  • Rental car insurance excess

International Medical only

Cover for medical and dental emergencies while you’re overseas.

Key features
  • $Unlimited overseas medical and hospital expenses
  • $Unlimited additional medical expenses
  • Cover for pre-existing conditions
  • 24 hour emergency assistance

More than one trip a year?

Annual Multi-Trip cover is the ideal option if you're a frequent flyer, both domestically and overseas. It offers you comprehensive cover for every trip you take within your chosen region for the next 12 months.

Planning bigger adventures?

Medibank Travel Insurance lets you add cover for additional scenarios. So if you're hitting the slopes or cruising the open road, we'll have your back.


Cover for motorcycle or moped riders or passengers

Winter sports

Cover for activities like skiing, snowboarding or sledding

Rental car excess

Extra cover for excess on rental car accident insurance


Extra cover for luggage and personal items of value

Hitting the slopes this year?

Medibank Travel Insurance gives you peace of mind for winter sports in Australia or overseas. Get cover for medical treatment, equipment, or cancellations when doing things like snowboarding, skiing, or riding a snowmobile. Just add winter sports cover when creating your quote, and your premium will be automatically adjusted.

Learn about snow & ski cover

Top 3 tips for getting the most out of your travel insurance

Buy travel insurance early

Make sure you’re covered for unforeseen cancellations prior to your departure.

Select your excess carefully

A nil excess let's you claim all eligible expenses, no matter how small. Or if you want to save on your premium and only claim on larger expenses, you may prefer to select a $100 or $250 excess level.

Consider an annual multi-trip

If you travel frequently, you can save with a Multi-Trip policy. It'll cover you for all your international trips, and some domestic ones.

Money back guarantee

Receive a full refund if you change your mind within 15 working days of the date of purchase, as long as you’ve not yet made a claim or departed on your journey.

We’ve got your questions covered

If you are taking out a policy, you can check if you have a pre-existing medical condition without the need to visit your doctor or supply a medical report - simply read through the ‘Existing Medical Conditions' section in the Product Disclosure Statement or conduct a self-assessment as part of the online application process.

There are three categories of medical conditions:

  • conditions we automatically cover for FREE.
  • conditions which cannot be covered.
  • conditions we need to assess.

Please review each of these categories to determine which category applies to you.

You can view the Product Disclosure Statement to find a full definition of 'Existing Medical Conditions' and what we automatically cover for free on page 15.

Download PDS

Note: If you have an existing condition that does not fit the criteria under “conditions we automatically for free” and you do not apply for and purchase the appropriate cover, we will not pay any claim arising from, relating to, or associated with, your condition.

Yes, you will receive a 15% discount off travel insurance rates for non-members.

Select the Area which you will spend the most time in. The following areas apply to the single and annual multi-trip policies

Single trip
  • Area 1 – Worldwide including Americas/Africa (it is compulsory to select this option if more than 20% of Your time is spent in the Americas or Africa)
  • Area 2 – Europe, Asia and the Middle East
  • Area 3 – UK and South East Asia
  • Area 4 – Indonesia, South West Pacific and NZ
  • Area 5 – Australia

Note: For domestic cruising, please choose Area 4.

Annual Multi-Trip
  • Area 1 – Worldwide including Americas/Africa (it is compulsory to select this option if more than 20% of Your time is spent in the Americas or Africa)
  • Area 2 – Worldwide excluding the Americas and Africa
  • Area 5 – Australia
  • When you buy a worldwide travel insurance policy you are automatically covered for travel anywhere in the world.

Yes, but we may refuse to pay a claim if you do not take all reasonable precautions to protect your luggage, which means ensuring that you do not leave it unsupervised and taking all necessary steps to avoid any loss or damage.

Note that the loss or theft of luggage, personal effects, travel documents or money must be reported within 24 hours to the police or responsible transport provider and a written report must be obtained at the time.

Other terms and conditions and exclusions may also apply.

For more information, please refer to the details on page 43 of the Product Disclosure Statement.

Download PDS

Yes. Our intention is to cover as many people as possible. However policy prices may increase in line with your age and cover may be subject to medical assessment and trip duration limits.

A safe trip is a good trip

Read important safety warnings, vaccination advice and travel tips to help make the most of your time away

Travel checklistTravel Alerts
Things you should know

~ - Subject to approval

1 - Reduced limits may apply for customers 70 years or over. Medical cover will not exceed 12 months from the onset of the illness or injury. Only applies to international policies.

2 - Conditions apply to cancellation cover. Only applies to the International Comprehensive and Domestic policies. Reduced limits may apply for customers 70 years or over.

3 - Automatic cover for a limited number of pre-existing conditions outlined in the Combined FSG/PDS. All other pre-existing conditions need to be disclosed at the time of application. Cover is not guaranteed and subject to a medical assessment.

4 - Cover is included for your children or grandchildren identified on the Certificate of Insurance and travelling with you on your Journey is included in the policy provided they are not in full time employment and they are under 21 years of age.

5 - Item limits apply. See page 11 of Combined FSG/PDS for more information.

Limits, exclusions and conditions apply. This is general advice only. Medibank Private Limited, ABN 47 080 890 259, an Authorised Representative, AR 286089, of Travel Insurance Partners Pty Limited, ABN 73 144 049 230 AFSL 360138 issues the insurance on behalf of the insurer. The issuer is Zurich Australian Insurance Limited (ABN 13 000 296 640, AFSL 232507). Please review your own needs and consider the Combined FSG/PDS available from Medibank stores or to decide if this product is right for you.