Travel Insurance

Ready for your next adventure? Get award winning Medibank Travel Insurance to help protect your trip.

Whether you're travelling internationally or within Australia, Medibank Travel Insurance offers a range of cover options to suit your needs. Plus, Medibank and ahm health members save 15%.

Medibank Travel Insurance
Do all travellers currently live in Australia and hold a valid Australian Medicare Card or visa allowing them to live, work or study in Australia?

Are you a current Medibank or ahm member?

What is travel insurance?

Travel insurance is designed to help cover you for a range of unexpected events while you're travelling overseas or in Australia. Depending on your cover, it could help protect you against costly overseas medical emergencies, lost or damaged luggage, rental car insurance excess, cost of cancellation or delays due to certain unforeseeable circumstances, and more. 

Medibank Travel Insurance offers cover for both international and domestic trips, also provides you with the flexibility to add ski and snow cover, motorcycle and mopped cover, cruise cover or increase your item limits for luggage.

Multi-award winning travel insurance

We're proud to be winners of Mozo's Experts Choice awards in 2022 & 2023 and Canstar's 2023 Most Satisfied Customer - Travel Insurance award.

Did you know that if you're a Medibank or ahm health member, you can save 15% on any Medibank Travel Insurance policy?

Our travel insurance options

Whether you travel once a year or you're a frequent flyer, we have travel cover options for single and annual multi-trips. 

Comprehensive travel insurance

International Comprehensive Travel Insurance

Our International Comprehensive Travel Plan provides our highest level of protection when travelling abroad. It's designed to provide cover for lost/stolen luggage,² cancellation & delays,¹  as well as overseas medical cover including dental emergencies.³

Medical only travel insurance

International Medical Only Travel Insurance

Our basic international travel plan provides cover for Overseas Medical and Hospital Expenses that occur while travelling.³ It also includes 24/7 emergency assistance in case you need help finding appropriate medical treatment.

Travel insurance for Australia

Domestic Travel Insurance

Our domestic travel plan for Australia provides cover for cancellation, amendment & delays.¹ It also includes up to $8k in cover for lost/stolen luggage and personal effects,² and up to $5k to help cover the cost of car insurance excess whilst travelling.

Annual multi-trip travel insurance

Annual Multi-Trip Travel Insurance

For frequent travellers, our annual multi-trip plan could save time and money. Customise your policy to where you are travelling and select your maximum trip length to secure 12 months of Medibank Travel Insurance.⁴

Why Medibank Travel Cover?

Whatever your travel plans are, it's important to know that you have some cover for unexpected events.

Our international travel insurance gives you hospital, accident and medical evacuation expense cover while overseas.3 And if you're travelling within Australia, then our Domestic Plan includes cover for your valuables, rental car excess and some cancellation costs.

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COVID-19 cover

We’ve added a number of benefits related to COVID-19 onto our domestic and international policies. Including cover for overseas medical costs if you are diagnosed with COVID-19 whilst travelling.

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$Unlimited cancellation costs

Expense cover for accommodation and other prepaid costs if you have to cancel due to certain unforeseen circumstances such as a family emergency.1

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Luggage insurance and personal effects cover

Help protect your valuables, with cover for lost, stolen or damaged items. Get up to $15,000 cover on our International Comprehensive Plan, and up to $8,000 cover on our Domestic Plan.2

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Rental car insurance excess

Whether you’re in Australia or abroad, if your rental vehicle is in an accident, damaged or stolen you could be liable to pay an expensive excess. We’ll provide cover up to your included limit.

Additional cover options

For an additional premium, you can add cover for additional scenarios like snow sports activities, moped riding and multi-night sea or ocean cruises. And if you're travelling with valuables, you can also opt to increase your item limits for your luggage and personal effects. 

Emergency assistance whilst travelling

Every Medibank Travel Insurance policy comes with 24 hour emergency assistance. 

Our team of experienced doctors, nurses, travel consultants and case managers are ready to help you 24 hours a day, 365 days a year. We can help if you need support finding appropriate medical treatment, if you need to organise medical evacuation, or if you require assistance replacing lost travel documents and credit cards. 

Learn more about our 24/7 emergency assistance.

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Frequently Asked Questions

Popular travel destinations

Medibank Travel Insurance has been helping protect Aussie travellers for over 15 years.

Things you should know

1  Conditions apply to cancellation cover including COVID-19 related limits. Cancellation cover applies to the International Comprehensive and Domestic policies. See the Combined FSG/PDS for more information.

2  Item limits and sub-limits apply. See the Combined FSG/PDS for more information.

3  Medical cover will not exceed 12 months from the onset of the illness or injury. Limits will be shown on the Certificate of Insurance. Medical evacuation cover subject to claim approval.

4  Cover is limited to a maximum duration of up to 30, 45 or 60 days for international trips and 15 or 30 days for domestic trips, depending on the duration choice you make. International policies include trips within Australia too. 

Limits, sub-limits, exclusions and conditions apply. This is general advice only. Medibank Private Limited, ABN 47 080 890 259, an Authorised Representative, AR 286089, of Travel Insurance Partners Pty Limited, ABN 73 144 049 230 AFSL 360138 arranges the insurance on behalf of the insurer. The insurer is Zurich Australian Insurance Limited ABN 13 000 296 640, AFSL 232507. Please consider your own needs and the Combined FSG/PDS to decide if this product is right for you. For information on the Target Market and Target Market Determinations, visit