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COVID-19 has been declared a 'known event' since 23 January 2020. Find out more about how this impacts your policy.
Travel Insurance for Australia
Holidaying here this year? Even when you’re on your home turf flights can get cancelled, luggage can go missing and accidents can happen. With Medibank Domestic Travel Insurance you can enjoy your Aussie adventure knowing some of those mishaps are covered.
Cover for COVID-19
We’ve added a number of benefits related to COVID-19 onto our domestic and international policies. Including cover for overseas medical costs if you are diagnosed whilst travelling.
Cancellation costs
Expense cover for accommodation and other prepaid costs if you have to cancel due to certain unforeseen circumstances such as a family emergency.1
Rental car insurance excess
Sometimes, the excess on your rental car can be, well excessive. Our Domestic Travel policy provides covers for your rental car excess if you have an accident.
Cover for luggage and personal effects
Includes cover for lost, stolen or damaged valuables such as luggage, laptops, cameras and certain personal items.2
What cover do I have in Australia?
Even within Aussie shores, luggage can go missing, flights get cancelled and rental car fenders can get bent. With Medibank Domestic Travel Insurance, you'll have cover for the new situations and some cancellation costs.
| Inclusion | Amount |
|---|---|
| Cancellation and Amendments Cancellation and amendment fees when your travel arrangements change due to certain unforeseen circumstances such as a family emergency. |
$Unlimited1 |
| Additional Expenses Inclusions for specific additional expenses, including accommodation and transport expenses if you get sick and can't complete your journey. |
$10,000 |
| Luggage and Personal Effects Generous inclusions for luggage and personal effects with only $50 excess, so there's cover for your items while you're exploring Australia. |
$8,0002 |
| Rental Car Insurance Excess Hire car insurance excess cover up to $5,000. |
$5,000 |
| Travel Delay Expenses Cover for out-of-pocket accommodation and transport expenses resulting from delays outside of your control. |
$2,0003 |
| Loss of Income In some cases, where you’re injured during your trip and unable to return to work, we’ll help for up to 6 months while you’re getting back on your feet. |
$2,0003 |
| Permanent Disability If you have an accident that permanently affects your sight or the use of your limbs, we may be able to offer financial assistance. |
$10,0003 |
| Accidental Death A benefit payable in the event of your death, to your estate if your death is the result of an injury caused by violent, accidental, visible and external means. |
$10,0003 |
| Personal Liability Depending on the circumstances, we may be able to help pay the compensation you become unintentionally legally liable for if you damage someone's property or person. |
$5,000,000 |
For full terms and conditions, limitations and exclusions, please read the Product Disclosure Statement (PDS)
Going on a cruise?
Medibank Travel Insurance offers cruise travel insurance. Cruise cover is mandatory if any part of your trip includes travel on a multi-night cruise. You must take out an International Plan and add Cruise cover if you're travelling on a domestic or international multi-night cruise to have cover under the policy benefits.4
Things you should know
1 Conditions apply to cancellation cover. Only applies to the International Comprehensive and Domestic policies. Reduced limits may apply for customers 70 years or over.
2 Item limits apply. See the Combined FSG/PDS for more information.
3 Maximum liability collectively for sections Loss of Income, Personal Liability and Accidental Death is $10,000 on the Domestic Plan and $25,000 on the International Comprehensive Plan. Reduced limits may apply for customers 70 years or over. Limits will be shown on the Certificate of Insurance.
4 If your cruise is entirely within Australia (e.g. a multi-night cruise on the Murray River) a Comprehensive Domestic plan may be purchased and no cruise cover variation is required.
Limits, sub-limits, exclusions and conditions apply. This is general advice only. Medibank Private Limited, ABN 47 080 890 259, an Authorised Representative, AR 286089, of Travel Insurance Partners Pty Limited, ABN 73 144 049 230 AFSL 360138 arranges the insurance on behalf of the insurer. The insurer is Zurich Australian Insurance Limited ABN 13 000 296 640, AFSL 232507. Please consider your own needs and the Combined FSG/PDS to decide if this product is right for you. For information on the Target Market and Target Market Determinations, visit medibank.com.au/travel-insurance/help/
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