Domestic Travel Insurance

15% off travel insurance for Medibank and ahm health members

12 Apostles domestic travel

Holidaying here this year? Even when you’re on your home turf flights can get cancelled, luggage can go missing and accidents can happen. With Medibank Domestic Travel Insurance you can enjoy your Aussie adventure knowing some of those mishaps are covered. 

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Cover for COVID-19

We’ve added a number of benefits related to COVID-19 onto our domestic and international policies. Including cover for overseas medical costs if you are diagnosed whilst travelling.

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Cancellation costs

Expense cover for accommodation and other prepaid costs if you have to cancel due to certain unforeseen circumstances such as a family emergency.1

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Rental car insurance excess

Sometimes, the excess on your rental car can be, well excessive. Our Domestic Travel policy provides covers for your rental car excess if you have an accident. 

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Cover for luggage and personal effects

Includes cover for lost, stolen or damaged valuables such as luggage, laptops, cameras and certain personal items.2

Canstar Award

Multi-award winning travel insurance

We're proud to be winners of Mozo's Experts Choice awards in 2022 & 2023 and Canstar's 2023 Most Satisfied Customer - Travel Insurance award.

We're proud winners of Mozo's Experts Choice awards in 2022 and 2023.

What cover do I have in Australia?

Even within Aussie shores, luggage can go missing, flights get cancelled and rental car fenders can get bent.  With Medibank Domestic Travel Insurance, you'll have cover for the new situations and some cancellation costs.

Inclusion Amount
Cancellation and Amendments
Cancellation and amendment fees when your travel arrangements change due to certain unforeseen circumstances such as a family emergency.
Additional Expenses 
Inclusions for specific additional expenses, including accommodation and transport expenses if you get sick and can't complete your journey.
Luggage and Personal Effects
Generous inclusions for luggage and personal effects with only $50 excess, so there's cover for your items while you're exploring Australia.
Rental Car Insurance Excess
Hire car insurance excess cover up to $5,000.
Travel Delay Expenses
Cover for out-of-pocket accommodation and transport expenses resulting from delays outside of your control.
Loss of Income
In some cases, where you’re injured during your trip and unable to return to work, we’ll help for up to 6 months while you’re getting back on your feet.
Permanent Disability
If you have an accident that permanently affects your sight or the use of your limbs, we may be able to offer financial assistance.
Accidental Death
A benefit payable in the event of your death, to your estate if your death is the result of an injury caused by violent, accidental, visible and external means.
Personal Liability
Depending on the circumstances, we may be able to help pay the compensation you become unintentionally legally liable for if you damage someone's property or person.

For full terms and conditions, limitations and exclusions, please read the Product Disclosure Statement (PDS)

travel insurance that covers covid-19

COVID-19 Travel Insurance
Benefits and inclusions

Whether you're planning a trip within Australia, or heading overseas, our COVID-19 travel insurance benefits can help you relax and enjoy your much needed break. 

Domestic Cruise Travel Insurance

If you’re travelling on a multi-night cruise that takes you from one Australian port to another, then you’ll be leaving Australian coastal waters. This means that you’ll need to purchase an International Plan and add Cruise Cover to receive benefits payable under the policy.

Simply enter your destination as “Domestic Cruise” and select “Yes” to Cruise Cover when building your travel insurance quote.

Learn more about cruise insurance

Looking for Cruise Travel Insurance?

Domestic travel insurance FAQs

Things you should know

Conditions apply to cancellation cover. Only applies to the International Comprehensive and Domestic policies. 

2 Item limits apply. See the Combined FSG/PDS for more information.

3 Limits apply. See the Combined FSG/PDS for more information.

Maximum liability collectively for sections Loss of Income, Personal Liability and Accidental Death is $10,000 on the Domestic Plan and $25,000 on the International Comprehensive Plan. Limits will be shown on the Certificate of Insurance.

Limits, sub-limits, exclusions and conditions apply. This is general advice only. Medibank Private Limited, ABN 47 080 890 259, an Authorised Representative, AR 286089, of Travel Insurance Partners Pty Limited, ABN 73 144 049 230 AFSL 360138 arranges the insurance on behalf of the insurer. The insurer is Zurich Australian Insurance Limited ABN 13 000 296 640, AFSL 232507. Please consider your own needs and the Combined FSG/PDS to decide if this product is right for you. For information on the Target Market and Target Market Determinations, visit