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Domestic Travel Insurance
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Where are you travelling to?
You will need to choose/enter the main destination/country based on where you will spend the most time on your Journey.
Travelling to the Americas or Africa?
If you’ll be spending 20% or more of your trip in the Americas or Africa, you must enter and select “Anywhere in the world” or enter and select a country of the Americas or Africa (no matter where you are going before or after).
When is your trip?
Enter the dates you leave home and arrive home. Consider time differences/zones and travel times.
Enter the current age of each traveller including the Accompanied Children.
Adult means all travellers 21 years of age and over, or travellers who are under the age of 21 who either work full-time or are not travelling with a parent, grandparent or legal guardian. Accompanied Children means your children or grandchildren travelling with you on the journey, provided they are not in full-time employment, they are financially dependent on you and they are under the age of 21 years.
Travel Insurance for Australia
When you’re on your Aussie adventure, it’s nice to know you’ll be looked after if the unexpected happens. With Medibank Domestic Travel Insurance, you'll have cover for a range of surprises.
$Unlimited cancellation cover
Expense cover for accommodation and other prepaid expenses if you have to cancel due to unforeseen circumstances¹
Rental car insurance excess
Rental car excess cover if you have an accident in a hire vehicle.
Cover for luggage and personal effects
Cover for lost, stolen, or damaged valuables such as laptops, cameras and personal effects.²
$50 excess when claiming
If you claim on your Domestic Travel Insurance policy you'll only pay a $50 excess.
What cover do I have in Australia?
Even within Aussie shores, luggage can go missing, flights get cancelled and rental car fenders can get bent. With Medibank Domestic Travel Insurance, you'll have cover for the new situations and more.
| Inclusion | Amount |
|---|---|
| Cancellation and Amendments Unlimited cancellation and amendment fees when your travel arrangements change for reasons outside of your control. |
$Unlimited1 |
| Additional Expenses Inclusions for specific additional circumstances, including accommodation and transport expenses if you get sick and can't complete your journey. |
$10,000 |
| Luggage and Personal Effects Generous inclusions for luggage and personal effects with only $50 excess, so there's cover for your items while you're exploring Australia. |
$8,0002 |
| Rental Car Insurance Excess Hire car insurance excess cover up to $3,000. |
$3,000 |
| Travel Delay Expenses Cover for out-of-pocket accommodation and transport expenses resulting from delays outside of your control. |
$2,0003 |
| Loss of Income In some cases, where you’re injured during your trip and unable to return to work, we’ll help for up to 6 months while you’re getting back on your feet. |
$2,0003 |
| Permanent Disability If you have an accident that permanently affects your sight or the use of your limbs, we may be able to offer financial assistance. |
$10,0003 |
| Accidental Death Money towards funeral expenses and other costs. |
$10,0003 |
| Personal Liability Depending on the circumstances, we’ll help with compensation payments for damage you cause to property or people. |
$5,000,000 |
For full terms and conditions, limitations and exclusions, please read the Product Disclosure Statement (PDS)
Going on a cruise?
Medibank Travel Insurance offers cruise travel insurance as an add-on. Cruise cover is a mandatory add-on if you are travelling on a multi-night cruise. You must take out an International Plan and add on Cruise cover if you're travelling on a domestic or international multi night cruise.4
Things you should know
1 Conditions apply to cancellation cover. Only applies to the International Comprehensive and Domestic policies. Reduced limits may apply for customers 70 years or over.
2 Item limits apply. See page 11 of Combined FSG/PDS for more information.
3 Maximum liability collectively for sections Loss of Income, Personal Liability and Accidental Death is $10,000 on the Domestic Plan and $25,000 on the International Comprehensive Plan. Reduced limits may apply for customers 70 years or over. Limits will be shown on the Certificate of Insurance.
4 If your cruise is entirely within Australia (e.g. a multi-night cruise on the Murray River) a Comprehensive Domestic plan may be purchased and no cruise cover add-on is required.
Limits, sub-limits, exclusions and conditions apply. This is general advice only. Medibank Private Limited, ABN 47 080 890 259, an Authorised Representative, AR 286089, of Travel Insurance Partners Pty Limited, ABN 73 144 049 230 AFSL 360138 issues the insurance on behalf of the insurer. The insurer is Zurich Australian Insurance Limited ABN 13 000 296 640, AFSL 232507. Please consider your own needs and the Combined FSG/PDS available from Medibank stores or medibank.com.au/travel to decide if this product is right for you.
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