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Better health support
We want to help you look after yourself and the ones you love. In fact, we've been helping Australians find better health for over 40 years.
Learn more
Find health insurance that's right for you
Why choose Medibank private health insurance?
With over 40 years of experience, we understand what better health means for our 3.7 million members.
Accident cover boost
Medibank members with hospital cover get the benefits of Gold level cover no matter what level of hospital cover you have, thanks to our Accident Injury Benefit.¹
24/7 Medibank Nurse phone service
Members with hospital cover can call our phone service to speak to a Medibank nurse about their health concerns at any time of the day or night.²
100% back on dental check-ups twice a year
Here’s something to smile about – all Medibank members with extras cover for two months or more get 100% back on up to two dental check-ups every year, including x-rays, at any Members’ Choice Advantage dentist.³
100% back on optical
Everyone deserves to see the world clearly. That's why when you join Medibank Extras you get 100% back on optical items at all recognised providers up to annual limits.⁴
Thinking about switching health funds?
Join the 3.7 million other members who have chosen Medibank to support their health and wellbeing. It’s simple and easy to switch and you generally won’t need to re-serve any waiting periods you have already served with another insurer. Learn more
Canstar awarded ‘Outstanding Value Insurance’ 12 years in a row
We’re proud to deliver outstanding value health insurance products designed to suit your needs. But don’t just take our word for it.
Things you should know
¹ For Accidents that occur in Australia after your cover starts. Must seek medical treatment within 7 days, and receive hospital treatment within 12 months, of the Accident occurring. Excludes claims covered by third parties and our Private Room Promise. Out of pockets may apply.
² OSHC members should call the Student Health & Support Line on 1800 887 283.
³ Limited to two dental check-ups on all extras annually. Maximum two bitewing x-rays per check-up, where clinically needed. Not available in all areas.
⁴ 6 month waiting period applies. Some lens coatings excluded.
‡ For new members on new memberships who join and start eligible combined hospital and extras from 1 September – 31 October 2020 and who have not held Medibank health cover in previous 60 days unless dependents coming off their parents. Must quote promo code 6Free and set up direct debit when joining. Must maintain direct debit and hold eligible product for 42 continuous days from the policy start date to get next 6 weeks free. 2&6 month waits waived on extras: 2&6 month waiting periods on extras waived. Other waiting periods apply (including 12 months on some dental services). If you’ve reached your limits from a previous fund you may not be able to claim straight away. Excludes some Corporate covers, Accident Cover, Ambulance Cover, Overseas Visitors Health Insurance, Overseas Students Health Cover (OSHC), Working Visa Health Insurance, ahm covers and other selected covers. Not available with any other offer.
Where are you headed?
International
Get travel insurance for your overseas holiday. Choose between our Medical only or Comprehensive plans for peace of mind.
Domestic
Cover for unforeseen cancellations, amendments and delays, plus up to $3,000 towards any excess for rental car damage.
Compare Travel Insurance
Decide what you want to have cover for, select your inclusions, and enjoy a relaxing trip.
More than one trip a year?
Annual Multi-Trip cover is the ideal option if you're a frequent flyer, both domestically and overseas. It offers you comprehensive cover for every trip you take within your chosen region for the next 12 months.
Find out moreThings you should know
Travel Insurance: Limits, exclusions and conditions apply. This is general advice only. Medibank Private Limited, ABN 47 080 890 259, an Authorised Representative, AR 286089, of Travel Insurance Partners Pty Limited, ABN 73 144 049 230, AFSL 360138 arranges the insurance on behalf of the insurer. The issuer is Zurich Australian Insurance Limited ABN 13 000 296 640, AFSL 232507. Please review your own needs and consider the Combined FSG/PDS. Ask us for a copy.
Select a cover that suits you
Essential Pet Care
Great value cover for accidents and illness.
Ultimate Pet Care
Top comprehensive cover with the highest annual limit and optional routine & preventative care.
Emergency Pet Care
Cover for high value vet bills on accidental injury and specified illnesses.
Things you should know
Terms, conditions, exclusions and waiting periods apply. Medibank Pet Insurance is general insurance issued by the insurer The Hollard Insurance Company Pty Ltd (ACN 090 584 473; AFSL 241436), administered by PetSure (Australia) Pty Ltd (ACN 075 949 923 AFSL 420183) and distributed by Medibank Private Limited (ACN 080 890 259 AR 286089). Any advice provided is general only. Please consider your own objectives, financial situation and needs and the product disclosure statement, to decide if this product is right for you.
* Aus. res. only. Starts 1/9/20 12:01am AEST. Ends 1/11/20 11:59pm AEDT. Must get a quote for Medibank pet insurance and supply a valid email address during promotional period. Max 1 entry/person. Draw: 2:30pm AEDT, 23/11/20, L4/411 Collins St, Melb. VIC 3000. 10 prizes to be won. Each winner will receive $1000 in Brand Cash from PETstock made up of 4 x $250 Brand Cash loaded to their PETstock Rewards Account to spend on selected pet food. Winners must be a PETstock Rewards Member (or sign up to a PETstock Rewards Account within 3 months’ of winner’s notification) to qualify for Brand Cash. Each $250 Brand Cash is redeemable on the same premium food brand or KONG and is not restricted by size or type of food i.e. dry and wet. Excludes Veterinary Diets, Vets All Natural raw food and selected Prime 100 food products. Brand Cash will have an expiry date of one year from the date of issue. Any unused amounts on a selected brand will be forfeited. Winners published here by 30/11/20. Promoter: Medibank Private Limited ABN 47 080 890 259, 720 Bourke St, Docklands VIC 3008. Click here for Terms and Conditions. Permit No’s: ACT Permit No. TP20/00984 and SA Permit No. T20/867.
Insurance that supports your future and the people that matter
Life cover
Take care of the people who mean the most to you.
Funeral cover
Help with funeral expenses and tying up loose ends.
Income protection
Maintain your lifestyle when the unexpected happens.
It might seem like lot to think about, but worrying about the people you love is worse. Remember, our team is on hand to answer any questions you might have.
Things you should know
^ 24/7 Medibank Nurse Phone Service is offered by Medibank Health Solutions Pty Ltd who reserve the right to withdraw or change the service at its sole discretion.
Any advice provided is general only and doesn’t consider your objectives, financial situation or needs. You should carefully read the relevant Product Disclosure Statement (which sets out the product terms, conditions and exclusions) and Financial Services Guide available here to ensure the product is right for you.
Please note, effective 21 March 2016, the address of Swiss Re Life & Health Australia Limited has changed to Swiss Re Life & Health Australia Limited, Level 36, Tower Two, International Towers Sydney, 200 Barangaroo Avenue, Sydney, NSW 2000
You should read the Medibank Life Insurance combined Product Disclosure Statement and Financial Services Guide, Medibank Funeral Insurance combined Product Disclosure Statement and Financial Services Guide, the Medibank Income Protection combined Product Disclosure Statement and Financial Services Guide, the Medibank Accidental Death Insurance combined Product Disclosure Statement and Financial Services Guide or the Medibank Income Protection (Accident Cover) combined Product Disclosure Statement and Financial Services Guide carefully before deciding whether or not to buy that product and base your decision on that document.
Medibank Life Insurance, Medibank Funeral Insurance, Medibank Income Protection, Medibank Accidental Death Insurance and Medibank Income Protection (Accident Cover) are issued by Swiss Re Life & Health Australia Ltd ABN 74 000 218 306 AFSL 324908. These products are promoted by Medibank Private Ltd, ABN 47 080 890 259 AR 286089. Medibank Private is acting as the authorised representative of Greenstone Financial Services Pty Ltd, ABN 53 128 692 884, AFSL 343079 of 58 Norwest Blvd, Bella Vista NSW 2153. Advice on this website is general only and does not consider your individual objectives or financial situation. Your personal information will be handled as outlined in the relevant combined Product Disclosure Statement and Financial Services Guide.
§ You should read the Medibank Life Insurance combined Product Disclosure Statement and Financial Services Guide carefully before deciding whether or not to buy this product. Medibank Life Insurance is issued by Swiss Re Life & Health Australia Ltd, ABN 74 000 218 306, AFSL 324908 and promoted by Medibank Private Ltd, ABN 47 080 890 259, AR 286089. Medibank Private is acting as the authorised representative of Greenstone Financial Services Pty Ltd, ABN 53 128 692 884, AFSL 343079 of 58 Norwest Blvd, Bella Vista NSW 2153. Advice on this website is general only and does not consider your individual objectives or financial situation. Your personal information will be handled in accordance with our Privacy Collection Notice.
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