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Why Choose Medibank?
100% back on optical
Join Medibank Extras today and get 100% back on optical items (up to your annual limit) at any recognised provider. Some services like lens coating are excluded and waiting periods apply.
100% back on dental twice a year
Here’s something to smile about – all Medibank members with extras cover for two months or more get 100% back on up to two dental check-ups every year, including x-rays, at any Members’ Choice Advantage dentist.*
100% back on kids extras
For kids we provide no hospital excess on every one of our family hospital covers. We also offer 100% back on included extras at Members' Choice providers, as part of our Growing Family and Settled Families packaged covers. This only applies to child and student dependants. Only up to annual limits and waiting periods apply, including 12 months for some dental services.
Accident cover boost
Life can be unpredictable, which is why our Hospital covers pay towards treatment if you’re injured in an Accident, regardless of your level of cover. That means, services which are normally Limited or Excluded will be treated as an Included service where treatment is required for injuries sustained in an Accident.#
Canstar awarded ‘Outstanding Value Insurance’ 12 years in a row
We’re proud to deliver outstanding value health insurance products designed to suit your needs. But don’t just take our word for it.
Things you should know
* Waiting period may apply. Limited to two dental check-ups annually on all extras. Not available in all areas.
# Cover only for Accidents that occur after join date. Excludes claims covered by third parties such as Workcover and our Private Room Promise. Out of pockets may apply.
‡ OFFER EXTENDED TO 31 JULY: For new members on new memberships who join and start eligible combined hospital and extras from 1 April – 31 July 2020 and who have not held Medibank health cover in previous 60 days. Must quote promo code 6FREE and set up direct debit when joining. Must maintain direct debit and hold eligible product for 30 continuous days from the policy start date to get next 6 weeks free. 2&6 month waits waived on extras: 2&6 month waiting periods on extras waived. Other waiting periods apply (including 12 months on some dental services). If you’ve reached your limits from a previous fund you may not be able to claim straight away. Excludes Corporate covers, Accident Cover, Ambulance Cover, Overseas Visitors Health Insurance, Overseas Students Health Cover (OSHC), Working Visa Health Insurance, ahm covers and other selected covers. Not available with any other offer.
Where are you headed?
International
Get travel insurance for your overseas holiday. Choose between our Medical only or Comprehensive plans for peace of mind.
Domestic
Cover for unforeseen cancellations, amendments and delays, plus up to $3,000 towards any excess for rental car damage.
Compare Travel Insurance
Decide what you want to have cover for, select your inclusions, and enjoy a relaxing trip.
More than one trip a year?
Annual Multi-Trip cover is the ideal option if you're a frequent flyer, both domestically and overseas. It offers you comprehensive cover for every trip you take within your chosen region for the next 12 months.
Find out moreThings you should know
Travel Insurance: Limits, exclusions and conditions apply. This is general advice only. Medibank Private Limited, ABN 47 080 890 259, an Authorised Representative, AR 286089, of Travel Insurance Partners Pty Limited, ABN 73 144 049 230, AFSL 360138 arranges the insurance on behalf of the insurer. The issuer is Zurich Australian Insurance Limited ABN 13 000 296 640, AFSL 232507. Please review your own needs and consider the Combined FSG/PDS. Ask us for a copy.
Select a cover that suits you
Essential Pet Care
Great value cover for accidents and illness.
Ultimate Pet Care
Top comprehensive cover with the highest annual limit and optional routine & preventative care.
Emergency Pet Care
Cover for high value vet bills on accidental injury and specified illnesses.
Things you should know
Terms, conditions, exclusions and waiting periods apply. Medibank Pet Insurance is general insurance issued by the insurer The Hollard Insurance Company Pty Ltd (ACN 090 584 473; AFSL 241436), administered by PetSure (Australia) Pty Ltd (ACN 075 949 923 AFSL 420183) and distributed by Medibank Private Limited (ACN 080 890 259 AR 286089). Any advice provided is general only. Please consider your own objectives, financial situation and needs and the product disclosure statement, to decide if this product is right for you.
* Offer ends 11.59pm AEST on 31 August 2020. Offer only available to new Medibank Pet Insurance customers. To be eligible for this offer you must purchase a Medibank pet insurance policy and have held this policy for 90 days, paid all premiums in full, sign up using the promo code ‘PET100’ and provide a valid email address. Limit of one e-voucher per policy. Please allow an additional 10 business days after the 90-day holding period for an email to be sent with e-voucher activation details. The e-voucher must be activated by 22 January 2021 and once activated will expire on 5 October 2023. Must spend a minimum of $100 to be redeemed and can only be used in a single transaction. Any balance not used in the single transaction will be foregone by the customer. For more information on e-voucher conditions of use, and redemption details click here. Medibank health members also receive the standard 10% discount on Medibank Pet Insurance Premiums. This offer is not available with any other Medibank promotional offer. Eligibility criteria applies for Medibank Pet Insurance, refer to the Product Disclosure Statement (PDS) for more information. Terms, conditions, exclusions and waiting periods apply.
Insurance that supports your future and the people that matter
Life cover
Take care of the people who mean the most to you.
Funeral cover
Help with funeral expenses and tying up loose ends.
Income protection
Maintain your lifestyle when the unexpected happens.
It might seem like lot to think about, but worrying about the people you love is worse. Remember, our team is on hand to answer any questions you might have.
Things you should know
^ 24/7 Medibank Nurse Phone Service is offered by Medibank Health Solutions Pty Ltd who reserve the right to withdraw or change the service at its sole discretion.
Any advice provided is general only and doesn’t consider your objectives, financial situation or needs. You should carefully read the relevant Product Disclosure Statement (which sets out the product terms, conditions and exclusions) and Financial Services Guide available here to ensure the product is right for you.
Please note, effective 21 March 2016, the address of Swiss Re Life & Health Australia Limited has changed to Swiss Re Life & Health Australia Limited, Level 36, Tower Two, International Towers Sydney, 200 Barangaroo Avenue, Sydney, NSW 2000
You should read the Medibank Life Insurance combined Product Disclosure Statement and Financial Services Guide, Medibank Funeral Insurance combined Product Disclosure Statement and Financial Services Guide, the Medibank Income Protection combined Product Disclosure Statement and Financial Services Guide, the Medibank Accidental Death Insurance combined Product Disclosure Statement and Financial Services Guide or the Medibank Income Protection (Accident Cover) combined Product Disclosure Statement and Financial Services Guide carefully before deciding whether or not to buy that product and base your decision on that document.
Medibank Life Insurance, Medibank Funeral Insurance, Medibank Income Protection, Medibank Accidental Death Insurance and Medibank Income Protection (Accident Cover) are issued by Swiss Re Life & Health Australia Ltd ABN 74 000 218 306 AFSL 324908. These products are promoted by Medibank Private Ltd, ABN 47 080 890 259 AR 286089. Medibank Private is acting as the authorised representative of Greenstone Financial Services Pty Ltd, ABN 53 128 692 884, AFSL 343079 of 58 Norwest Blvd, Bella Vista NSW 2153. Advice on this website is general only and does not consider your individual objectives or financial situation. Your personal information will be handled as outlined in the relevant combined Product Disclosure Statement and Financial Services Guide.
± Aus. res. 18+ only. Starts 15/6/20 9am AEST. Ends 30/8/20 11:59pm AEST. See T&Cs for entry limits. Draw: 2:30pm AEST, 1/7/20, 15/7/20, 29/7/20, 12/8/20, 26/8/20, 9/9/20, L4/411 Collins St, Melbourne VIC 3000. Prizes: 6 x $2,000 EFTPOS gift card (1 per draw). Winners published at https://plexus.co/docs/lifeinsurancewinners.pdf by 16/09/20. Promoter: Medibank Private Limited ABN 47 080 890 259, L 4, 720 Bourke St, Docklands VIC 3008. See https://www.plexus.co/terms/medibank-life-insurance-2k-gift-card-competition-june-2020 before Terms and Conditions. Permit No's: ACT TP20/00646, NSW LTPS/20/43616 & SA T20/553.
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