Is health insurance ‘better’?

When it comes to health, ‘better’ is different for everyone. So we asked Australians ‘Is health insurance better for you?’ Hear their stories and use our ‘People Like You’ tool to find out if it’s better for you. 

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Health cover premiums are set to change on 1 April 2018

Every year, like other health funds across Australia, we review our premiums. We've put together some information to help you understand the changes, and show you how to get the most value from your health cover. Find out more

2 & 6 month waits on extras waived

Join combined hospital and extras cover today and we’ll waive the 2 & 6 month waiting periods on extras.
Plus, you’ll get your second month for free! Use promo code ‘MARCH18’.*

You’re well looked after with Medibank

Get 100% back on optical

Join Medibank Extras today and get 100% back on optical items (up to your annual limit) at any recognised provider. Some services like lens coating are excluded and waiting periods apply.

Better health begins with good teeth

Receive 100% back on your annual dental check-up at a Members’ Choice dentist. This doesn’t include x-rays and you need to have held extras for at least two months.

More back for kids

For kids we provide no hospital excess on every one of our family hospital covers. We also offer 100% back on included extras at Members' Choice providers, as part of our Growing Family and Settled Families packaged covers. This only applies to child and student dependants. Only up to annual limits and waiting periods apply, including 12 months for some dental services.

Canstar awarded ‘Outstanding Value Insurance’ 10 years in a row

We’re proud to deliver outstanding value health insurance products designed to suit your needs. But don’t just take our word for it.

We offer all kinds of insurance
If you're already with Medibank health insurance, you’ll save 10% off:
Health cover for every kind of individual
At Medibank we’ve changed the way we look at private health insurance, by creating health cover that’s more you. After all, why would you want to be anyone else? This is where you come to find cover for every kind of individual, partnership and family.
We want to be more than just your private health insurer – we want to be your partner in better health. So that every single person can simply say, with Medibank, “I am better”.

Live Better with Medibank

Inspiring you to create a healthier, happier lifestyle

Special offers for Medibank members
Articles to inspire your health and wellbeing
Why you're better off with Medibank

* For new members on new memberships. Must quote promo code MARCH18 and set up direct debit when joining. Excludes Corporate Covers, Accident Cover, Ambulance Cover, Visitors Health Insurance, Overseas Students Health Cover (OSHC), Working Visa Health Insurance, ahm covers and other selected covers. Not available with any other offer. One month free terms: Must hold eligible cover and maintain direct debit each for 30 consecutive days from policy start date to get the second month free. 2 and 6 month waiver terms: Other waiting periods still apply. If you’ve reached your limits from a previous fund you may not be able to claim straight away.