Canstar awarded ‘Outstanding Value Insurance’ 13 years in a row
We’re proud to deliver outstanding value health insurance products designed to suit your needs. But don’t just take our word for it.
We're waiving 2&6 month waiting periods on eligible extras cover. Find out more.
Inspiration. Activities. Rewards.
Our Live Better program is for all Australians who want to explore the unexpected ways they can boost their wellbeing. Find what makes you live better, and if you’re an eligible member – we’ll reward you.
Learn more
Find health insurance that's right for you
Why choose Medibank private health insurance?
With over 40 years of experience, we understand what better health means for our 3.7 million members.
Accident cover boost
Medibank members with hospital cover get the benefits of Gold level cover no matter what level of hospital cover you have, thanks to our Accident Injury Benefit.¹
24/7 Medibank Nurse phone service
Members with hospital cover can call our phone service to speak to a Medibank nurse about their health concerns at any time of the day or night.²
100% back on dental check-ups twice a year
Here’s something to smile about – all Medibank members with extras cover for two months or more get 100% back on up to two dental check-ups every year, including x-rays, at any Members’ Choice Advantage dentist.³
100% back on optical
Everyone deserves to see the world clearly. That's why when you join Medibank Extras you get 100% back on optical items at all recognised providers up to annual limits.⁴
Thinking about switching health funds?
Join the 3.7 million other members who have chosen Medibank to support their health and wellbeing. It’s simple and easy to switch and you generally won’t need to re-serve any waiting periods you have already served with another insurer. Learn more
Things you should know
¹ For Accidents that occur in Australia after your cover starts. Must seek medical treatment within 7 days, and receive hospital treatment within 12 months, of the Accident occurring. Excludes claims covered by third parties and our Private Room Promise. Out of pockets may apply.
² OSHC members should call the Student Health & Support Line on 1800 887 283.
³ Limited to two dental check-ups on all extras annually. Maximum two bitewing x-rays per check-up, where clinically needed. Not available in all areas.
⁴ 6 month waiting period applies. Some lens coatings excluded.
‡ For new members on new memberships who join and start eligible combined hospital and extras from 5 January and 28 February 2021 and who have not held Medibank health cover in the previous 60 days (unless they are a dependent coming off their parents cover). Must quote promo code ADIDAS and set up direct debit when joining. Not available on Accident Cover, Visitors Health Insurance, Working Visa Health Insurance, OSHC, Ambulance Cover, ahm covers, some Corporate covers and other selected covers. Not available with any other offer. E- gift card terms: Must maintain eligible cover for 40 consecutive days after the policy start date. E-gift card could take up to 8 weeks from the policy start date to arrive by email. Singles and single parents will receive a $200 adidas e-gift card, and families and couples will receive 2 x $200 adidas e-gift cards. E-gift card can only be redeemed at adidas’ online store, is not transferrable and is valid 12 months from date of issue. E-gift card must be activated within 3 months from date of issue. E-gift card cannot be redeemed on outlet items, on limited edition products, or on super exclusive products. E-gift card can only be used in a single transaction and any unused balance in that transaction will be forfeited. For full list of exclusions and gift card terms and conditions see https://www.adidas.com.au/promotion-medibank-live-betterprogram.html . E-gift card is subject to the adidas standard terms and conditions. For full terms and conditions on activating and using your card see www.medibankrewards.com.au. 2 & 6 waiver terms: 2&6 month waiting periods on extras waived. Other waiting periods apply (including 12 months on some dental services). Annual limits apply. If switching funds, limits used from your previous fund may be deducted. If you’ve reached your limits from a previous fund you may not be able to claim straight away.
Where are you headed?
International
Get travel insurance for your overseas holiday. Choose between our Medical only or Comprehensive plans for peace of mind.
Domestic
Cover for unforeseen cancellations, amendments and delays, plus up to $3,000 towards any excess for rental car damage.
Compare Travel Insurance
Decide what you want to have cover for, select your inclusions, and enjoy a relaxing trip.
More than one trip a year?
Annual Multi-Trip cover is the ideal option if you're a frequent flyer, both domestically and overseas. It offers you comprehensive cover for every trip you take within your chosen region for the next 12 months.
Find out more
Things you should know
Travel Insurance: Limits, exclusions and conditions apply. This is general advice only. Medibank Private Limited, ABN 47 080 890 259, an Authorised Representative, AR 286089, of Travel Insurance Partners Pty Limited, ABN 73 144 049 230, AFSL 360138 arranges the insurance on behalf of the insurer. The issuer is Zurich Australian Insurance Limited ABN 13 000 296 640, AFSL 232507. Please review your own needs and consider the Combined FSG/PDS. Ask us for a copy.
Want your first 2 months free?
Sign up to Medibank Pet Insurance and use promo code: 2FREEMONTHS. Ends 13 April 2021.* Plus, Medibank health members save 10% every year.
Get a quick quote Find out more
Select a cover that suits you
Essential Pet Care
Great value cover for accidents and illness.
Ultimate Pet Care
Top comprehensive cover with the highest annual limit and optional routine & preventative care.
Emergency Pet Care
Cover for high value vet bills on accidental injury and specified illnesses.
Things you should know
Terms, conditions, exclusions and waiting periods apply. Medibank Pet Insurance is general insurance issued by the insurer The Hollard Insurance Company Pty Ltd (ACN 090 584 473; AFSL 241436) (Hollard), administered by PetSure (Australia) Pty Ltd (ACN 075 949 923 AFSL 420183) (PetSure) and distributed by Medibank Private Limited (ACN 080 890 259 AR 286089) (Medibank). Any advice provided is general only. Please consider your own objectives, financial situation and needs and the Product Disclosure Statement, to decide if this product is right for you.
*Offer ends 11.59pm AEST on 13 April 2021. Offer provides customers with their first two months of their first policy year free when they sign up to Medibank Pet Insurance. Offer only applies to new policies purchased using the promo code 2FREEMONTHS. Eligibility criteria applies for Medibank Pet Insurance. Not available with any other offer with the exception of the 5% discount for additional pets and the Medibank health member discount of 10% on Medibank Pet Insurance premiums. Excludes ahm and Medibank staff members.
Who would you share $2,500 with?
Get a Medibank Life Insurance quote for your chance to win 1 of 3 $2,500 EFTPOS gift cards. Ends 27 April.± Plus, Medibank health members save 10% on premiums.
Find out more Call 1300 722 568
Insurance that supports your future and the people that matter
Life cover
Take care of the people who mean the most to you.
Funeral cover
Help with funeral expenses and tying up loose ends.
Income protection
Maintain your lifestyle when the unexpected happens.
It might seem like lot to think about, but worrying about the people you love is worse. Remember, our team is on hand to answer any questions you might have.
Things you should know
Any advice provided is general only and doesn’t consider your objectives, financial situation or needs. You should carefully read the relevant Product Disclosure Statement (which sets out the product terms, conditions and exclusions) and Financial Services Guide available here to ensure the product is right for you.
Medibank life insurance products are issued by the insurer, Swiss Re Life & Health Australia Limited ABN 74 000 218 306, AFSL 324908 (Swiss Re). Medibank life insurance products are distributed by Greenstone Financial Services Pty Ltd ABN 53 128 692 884, AFSL 343079 (GFS), and promoted by Medibank Private Limited ABN 47 080 890 259, AR 286089 (Medibank Private). Medibank Private is an authorised representative of GFS.
Your personal information will be handled in accordance with our Privacy Collection Notice.
±Aus. res. 18+ only. Starts 3/2/21 12:01am AEDT. Ends 27/4/21 11:59pm AEST. See T&Cs for entry limits. Draw: 2:30pm AEST 5/5/21, Plexus, Level 4, 411 Collins Street, Melbourne VIC 3000. Prizes: 3 x $2,500 EFTPOS gift card. Winners published at https://www.plexus.co/terms/medibank-life-insurance-2-5k-gift-card-2021 by 12/05/21. Promoter: Medibank Private Limited ABN 47 080 890 259, L 4, 720 Bourke St, Docklands VIC 3008. See https://www.plexus.co/terms/medibank-life-insurance-2-5k-gift-card-2021-1 for Terms and Conditions. Permit No's: ACT TP20/018412 & SA T20/1599.
Have questions?
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