Just want extras? Join eligible cover today to get 2&6 month waits waived. Find out more

Want up to $400 worth of gift cards?

Join eligible Medibank hospital & extras and complete a Live Better goal or challenge to receive: 20,000 points (singles) or 40,000 points (couples/families) to redeem on rewards. Plus - we'll waive your 2&6 month waits on extras.

Offer extended to 16 November. New members only.‡ Must use promo code: LIVEBETTER

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Introducing Medibank Better Minds

Your new home for clinically proven resources and services to advise, guide and support your mental health journey.

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Find health insurance that's right for you

 

Find overseas health cover for your stay in Australia

Get discount cover if you work with one of our partner companies.

Why choose Medibank private health insurance?

With over 40 years of experience, we understand what better health means for our 3.7 million members.

 

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Accident cover boost

Medibank members with hospital cover get the benefits of Gold level cover no matter what level of hospital cover you have, thanks to our Accident Injury Benefit.¹

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24/7 Medibank Nurse phone service

Members with hospital cover can call our phone service to speak to a Medibank nurse about their health concerns at any time of the day or night.²

100% back on dental check-ups twice a year

Here’s something to smile about – all Medibank members with extras cover for two months or more get 100% back on up to two dental check-ups every year, including x-rays, at any Members’ Choice Advantage dentist.³

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100% back on optical

Everyone deserves to see the world clearly. That's why when you join Medibank Extras you get 100% back on optical items at all recognised providers up to annual limits.⁴

Thinking about switching health funds?

Join the 3.7 million other members who have chosen Medibank to support their health and wellbeing. It’s simple and easy to switch and you generally won’t need to re-serve any waiting periods you have already served with another insurer. Learn more

Canstar awarded ‘Outstanding Value Insurance’ 14 years in a row

We’re proud to deliver outstanding value health insurance products designed to suit your needs. But don’t just take our word for it.

Things you should know

* To be eligible for free days of cover you must have been a Medibank member with an active resident hospital and/ or extras policy at any point between 1 July 2020 and 30 June 2021. This excludes members with Ambulance only cover, Overseas Visitors Cover, Overseas Workers Cover and Overseas Student Health Cover. Members who joined after 30 June 2021 will not be eligible for this offer. 

¹ For Accidents that occur in Australia after your cover starts.  Must seek medical treatment within 7 days, and receive hospital treatment within 12 months, of the Accident occurring.  Excludes claims covered by third parties and our Private Room Promise. Out of pockets may apply.  

² OSHC members should call the Student Health & Support Line on 1800 887 283.

³ Limited to two dental check-ups on all extras annually. Maximum two bitewing x-rays per check-up, where clinically needed. Not available in all areas.

⁴ 6 month waiting period applies. Some lens coatings excluded.   

 

‡ Offer extended - for new Medibank members on new memberships who join and start eligible combined hospital and extras from 1 September – 16 November 2021 and have not held Medibank health cover in the previous 60 days (unless a dependent coming off parent's cover). Must quote promo code ‘LIVEBETTER’ and set up direct debit when joining. Must maintain direct debit and hold eligible product for 28 continuous days from the policy start date in order to receive the offer. Excludes Corporate covers, Accident Cover, Ambulance Cover, Overseas Visitors Health Insurance, Overseas Students Health Cover (OSHC), Working Visa Health Insurance, ahm covers and other selected covers. Not available with any other offer. Live Better Points: Policyholder will require access to a smartphone and will need to download the My Medibank App and complete a Live Better goal or download the Medibank Live Better app, register a new account and successfully complete any one-week challenge or goal within 42 days of joining. Must be 18 years or over and have a valid Australian residential address to register for Medibank Live Better. Policyholder will need to have registered a My Medibank account and linked their My Medibank account with their Live Better account within 42 days after the policy start date. Live Better points could take up to 8 weeks from the policy start date to be loaded to the policyholder’s Live Better account. Singles and single parents will receive 20,000 Live Better Points, and families and couples will receive 40,000 Live Better Points. Rewards terms: Must be a Medibank member with hospital cover, extras cover, or hospital and extras cover, be up-to-date with premium payments and have signed up to Medibank Live Better with ‘My Medibank’ or have linked their MyMedibank account with their Live Better account to redeem rewards. Additional terms and conditions may apply to the redemption of a reward depending on the type of reward chosen. Read full Medibank Live Better terms here: https://www.medibank.com.au/livebetter/rewards/terms/ 2&6 month waits waived on extras: 2&6 month waiting periods on extras waived. Other waiting periods apply (including 12 months on some dental services). If you’ve reached your limits from a previous fund you may not be able to claim straight away.

Where are you headed?

 

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International

Get travel insurance for your overseas holiday. Choose between our Medical only or Comprehensive plans for peace of mind.

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Domestic

Cover for unforeseen cancellations, amendments and delays, plus up to $5,000 towards any rental car insurance excess for rental car damage or theft.

Compare Travel Insurance

Decide what you want to have cover for, select your inclusions, and enjoy a relaxing trip.

 

More than one trip a year?

Annual Multi-Trip cover is the ideal option if you're a frequent flyer, both domestically and overseas. It offers you comprehensive cover for every trip you take within your chosen region for the next 12 months.

Find out more
Things you should know

Limits, sub-limits, exclusions and conditions apply. This is general advice only. Medibank Private Limited, ABN 47 080 890 259, an Authorised Representative, AR 286089, of Travel Insurance Partners Pty Limited, ABN 73 144 049 230 AFSL 360138 arranges the insurance on behalf of the insurer. The insurer is Zurich Australian Insurance Limited ABN 13 000 296 640, AFSL 232507. Please consider your own needs and the Combined FSG/PDS to decide if this product is right for you. For information on the Target Market and Target Market Determinations, visit medibank.com.au/travel-insurance/help/

Get 11% off your first year of pet insurance

Sign up to Medibank Pet Insurance and use promo code 11PAWCENT by 7 Dec 2021. T&Cs apply.* Plus, Medibank health members save 10% every subsequent year.

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Medibank Pet Insurance

Select a cover that suits you

 

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Essential Pet Care

Great value cover for specified accidental injuries and illnesses.

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Ultimate Pet Care

Top comprehensive cover for specified accidental injuries & illnesses with the highest annual limit and optional routine & preventive care.

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Emergency Pet Care

Cover for high value vet bills on specified accidental injuries and illnesses.

Things you should know

Medibank Pet Insurance is issued by The Hollard Insurance Company Pty Ltd ABN 78 090 584 473, AFSL 241436, is arranged and administered by PetSure (Australia) Pty Ltd ABN 95 075 949 923, AFSL 420183 (PetSure) and is promoted and distributed by PetSure’s Authorised Representative (AR) Medibank Private Limited ABN 47 080 890 259, AR 286089. Terms, conditions, waiting periods and exclusions apply. Any advice provided is general only and does not take into account your individual objectives, financial situation or needs. Please consider the Product Disclosure Statement (PDS) to ensure this product meets your needs before purchasing. PDS and Target Market Determination available at medibank.com.au/pet-insurance

 

*Offer ends 11.59PM AEDT on 7 December 2021. Offer provides a 11% discount on the first year's premiums only (which is inclusive of the standard 10% Medibank health member discount). Medibank health members save 10% every subsequent year. Offer only applies to new policies purchased using the promo code 11PAWCENT. Eligibility criteria applies for Medibank Pet Insurance. Not available with any other offer with the exception of a 5% discount for additional pets. Excludes ahm and Medibank staff members.

Medibank Life Insurance

Help protect your family's future with Medibank Life Insurance. Apply for cover up to $2.5m depending on age and income. Plus, Medibank health members save 10%.§

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Insurance that supports your future and the people that matter

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Life cover

Take care of the people who mean the most to you.

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Funeral cover

Help with funeral expenses and tying up loose ends.

 

 

It might seem like lot to think about, but worrying about the people you love is worse. Remember, our team is on hand to answer any questions you might have.

Contact us

Things you should know

§ Any advice provided is general only and doesn’t consider your objectives, financial situation or needs. You should carefully read the relevant Product Disclosure Statement (which sets out the product terms, conditions and exclusions), Target Market Determination and Financial Services Guide available here to ensure the product is right for you. Medibank life insurance products are issued by the insurer, Swiss Re Life & Health Australia Limited ABN 74 000 218 306, AFSL 324908 (Swiss Re). Medibank life insurance products are distributed by Greenstone Financial Services Pty Ltd ABN 53 128 692 884, AFSL 343079 (GFS), and promoted by Medibank Private Limited ABN 47 080 890 259, AR 286089 (Medibank Private). Medibank Private is an authorised representative of GFS. For more information about how Medibank handles your personal information see our Privacy Policy. The Privacy Policy Collection Notice provides more information about our partner’s privacy practices and policy.

Have questions?

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