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Switch your health insurance to Medibank in 3 easy steps

Choose Medibank health insurance

that suits your needs

Join online or call us on 134190.

We'll take care of cancelling your old insurance cover to get any unused premiums refunded


Any waiting periods you’ve already served and benefits received with your previous health insurer will be recognised in full. Learn more You'll be covered for services on your new cover from the date you join if: (i) those services were also included on your cover with your former fund, (ii) you join us within two months of leaving your former fund and (iii) you've already served the applicable waiting periods. So although we'll recognise any waiting periods you've served with your former fund, if you haven't fully served the applicable waiting periods, you'll need to serve the balance with us before you're eligible for benefits. Additional waiting periods will also apply if you've switched to a higher level of cover with Medibank or if you wait more than two months after leaving your former fund before you join Medibank. More information. Any loyalty bonus or other similar entitlements built up with your former fund (for example, orthodontic entitlements) will not transfer to Medibank. If you transfer to Medibank or to another Medibank cover, any benefits that may have been paid under your previous cover will be taken into account in determining the benefits payable under your new cover.


Canstar Awarded Outstanding Value 8 years in a row

  • Join 3 million+ Australians who use Medibank’s health insurance
  • Easy claiming for optical, dental, physio & chiro from your mobile.
  • Free online expert advice and health tips for members.
  • Over 12,000 Members' Choice provider locations across Australia.
  • Medibank nurse 24/7 hotline with hospital cover.
  • Rewards for healthy choices.


Changing the way we go to the gym.

Flexible and discounted pay as you go gym access at over 600 locations.

Find out more about GymBetter

International students and visitors to Australia

Look after your health while you’re studying in Australia. View OSHC insurance >

Control health costs for visitors to Australia. Find visitors insurance >


Medibank Community Fund

We stand for better health for all Australians. See how Medibank is making a difference.

Medibank Community Fund

Understanding health insurance

Help cover the costs of hospital care and everyday treatments such as dental, physio and optical.

Learn about health insurance

Making better health easier

Get informed, inspired and supported on your path to better health. Dive into our expert health articles, tips and news.

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