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Medibank at Home

We’re helping shape the future of care with new programs and trials in the home. See our progress here.

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Supporting mental health

We’re helping to make in-hospital mental health services more accessible to those impacted when they need it most.

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Canstar awarded ‘Outstanding Value Insurance’ 10 years in a row

We’re proud to deliver outstanding value health insurance products designed to suit your needs. But don’t just take our word for it.

100% optical

Join Medibank Extras today and get 100% back on optical items (up to your annual limit) at any recognised provider. Some services like lens coating are excluded and waiting periods apply.

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Better health begins with better teeth

Receive 100% back on your annual dental check-up at a Members’ Choice dentist. This doesn’t include x-rays and you need to have held extras for at least two months.

More back for kids

For kids we provide no hospital excess on every one of our family hospital covers. We also offer 100% back on included extras at Members' Choice providers, as part of our Growing Family and Settled Families packaged covers. This only applies to child and student dependants. Only up to annual limits and waiting periods apply, including 12 months for some dental services.

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Accidental Injury Benefit

Life can be unpredictable, which is why our Hospital covers pay towards treatment if you’re injured in an Accident, regardless of your level of cover. That means, services which are normally Limited or Excluded will be treated as an Included service where treatment is required for injuries sustained in an Accident.#

Things you should know

~ - Offer for new members who join eligible combined hospital and extras cover. Must quote promo code WAIVER and set up direct debit when joining, and we’ll waive 2 & 6 month waiting periods on extras. Other waiting periods still apply, and if you’ve used up to your annual limit from a previous fund you may not be able to claim straight away. Excludes Accident Cover, Ambulance Cover, Visitors Health Insurance, Overseas Students Health Cover (OSHC), Working Visa Health Insurance, ahm covers, some Corporate covers and other selected covers. Not available if you’ve had a Medibank policy in the last 2 months. Not available with any other offer.

# - Cover only for Accidents that occur after join date. Excludes claims covered by third parties such as Workcover and our Private Room Promise. Out of pockets may apply.

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Win a trip to watch a premier league football game in London*

Buy Medibank Travel Insurance and go into the draw. Ends 30 Sept 2018. Plus health members save 15%.

Where are you headed?

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Get travel insurance for your overseas holiday. Choose between our Medical only or Comprehensive plans for peace of mind.

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Cover for unforeseen cancellations, amendments and delays, plus up to $3,000 towards any excess for rental car damage.

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Medibank Currency Card

Enjoy safer access to your money, wherever the wind takes you.

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More than one trip a year?

Annual Multi-Trip cover is the ideal option if you're a frequent flyer, both domestically and overseas. It offers you comprehensive cover for every trip you take within your chosen region for the next 12 months.

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Things you should know

* - Australian residents 18+ only. Starts: 18/06/18 9am AEST. Ends: 30/09/18 11:59 pm AEST. To enter, purchase a Medibank or ahm travel insurance policy during the promotional period. If multiple people specified on Medibank or ahm travel insurance policy, only the first adult stated on the Certificate of Insurance will be entered into the draw. Policy must not be cancelled at time of draw to be eligible. Draw: 16/10/18 at 02:30 pm AEDT, L2/35 Little Bourke St, Melbourne VIC 3000. Prize: trip for 2 adults to London, UK to see an Arsenal Premier League match (valued at up to AUD$10,000). Winner published at and in The Australian on 23/10/18. Promoters: Medibank Private Limited ABN 47 080 890 259, L1/720 Bourke St, Docklands VIC 3008; and Australian Health Management Group Pty Limited ABN 96 003 683 298, L2/720 Bourke St, Docklands VIC 3008. See full Terms and Conditions for more details. ACT Permit No. TP18/00842, NSW Permit No. LTP/18/24397 and SA Permit No. T18/767. Travel must be taken to coincide with an Arsenal Premier League match taking place between 01/11/18 and 31/05/19, as chosen by Medibank and subject to the Premier League 2018/2019 schedule.

Limits, exclusions and conditions apply. This is general advice only. Medibank Private Limited, ABN 47 080 890 259, an Authorised Representative, AR 286089, of Travel Insurance Partners Pty Limited, ABN 73 144 049 230 AFSL 360138 issues the insurance on behalf of the insurer. The issuer is Zurich Australian Insurance Limited (ABN 13 000 296 640, AFSL 232507). Please review your own needs and consider the Combined FSG/PDS available from Medibank stores or to decide if this product is right for you.

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Medibank health members save 10%

Have peace of mind knowing your pet will be looked after should the unexpected happen.

Select a cover that suits you

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Essential Pet Care

Great value cover for accidents and illness.

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Ultimate Pet Care

Top comprehensive cover with the highest annual limit and optional routine & preventative care.

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Emergency Pet Care

Cover for high value vet bills on accidental injury and specified illnesses

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Adopt a dog or cat and get 3 months of free Medibank Pet Insurance

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Things you should know

Love My Rescue offer available for new Medibank Pet Insurance customers. The 3 month free offer for one pet for the first year of cover is available by online application at Following Medibank's screening of your online application, a pre-approved promo code will be emailed to you. You must enter this promo code in the quote form to avail of the 3 months' free offer. An "adopted" pet is limited to a dog or a cat formally and legally adopted through a state or federal registered animal shelter, pound or similar animal rescue service provider in Australia.

Terms, conditions and waiting periods apply. Medibank Pet Insurance is general insurance issued by the insurer The Hollard Insurance Company Pty Ltd (ACN 090 584 473; AFSL 241436) (Hollard), is promoted by Medibank Private Limited (ACN 080 890 259; AR 286089) (Medibank) and administered by PetSure (Australia) Pty Ltd (ACN 075 949 923; AFSL 420183) (PetSure). Medibank acts as an authorised representative of PetSure. Medibank will receive a commission which is a percentage of the premium paid to Hollard and PetSure may receive a portion of the underwriting profit, if any - ask PetSure for more details.

Any advice provided is general only, has been prepared without taking into account your objectives, financial situation or needs and may not be right for you. Consequently, before acting on this information, you should consider the appropriateness of this information having regard to your objectives, financial situation and needs. You should obtain and consider the Product Disclosure Statement (PDS) in deciding whether to acquire, or continue to hold, Medibank Pet Insurance. PetSure can be contacted by telephone: 132 331 or by mail: Locked Bag 9021, Castle Hill, NSW 1765.

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Medibank health members save 10%

If you’re a Medibank health member, you'll receive a 10% discount on Medibank Starter Life Insurance, Life Insurance, Funeral Insurance or Income Protection.

Insurance that supports your future and the people that matter

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Life cover

Take care of the people who mean the most to you.

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Funeral cover

Help with funeral expenses and tying up loose ends.

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Income protection

Maintain your lifestyle when the unexpected happens.

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It might seem like lot to think about, but worrying about the people you love is worse. Remember, our team is on hand to answer any questions you might have.

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Things you should know

Please note, effective 21 March 2016, the address of Swiss Re Life & Health Australia Limited has changed to Swiss Re Life & Health Australia Limited, Level 36, Tower Two, International Towers Sydney, 200 Barangaroo Avenue, Sydney, NSW 2000

You should read the Medibank Life Insurance combined Product Disclosure Statement and Financial Services Guide, Medibank Funeral Insurance combined Product Disclosure Statement and Financial Services Guide, the Medibank Income Protection combined Product Disclosure Statement and Financial Services Guide, the Medibank Accidental Death Insurance combined Product Disclosure Statement and Financial Services Guide or the Medibank Income Protection (Accident Cover) combined Product Disclosure Statement and Financial Services Guide carefully before deciding whether or not to buy that product and base your decision on that document.

Medibank Life Insurance, Medibank Funeral Insurance, Medibank Income Protection, Medibank Accidental Death Insurance and Medibank Income Protection (Accident Cover) are issued by Swiss Re Life & Health Australia Ltd ABN 74 000 218 306 AFSL 324908. These products are promoted by Medibank Private Ltd, ABN 47 080 890 259 AR 286089. Medibank Private is acting as the authorised representative of Greenstone Financial Services Pty Ltd, ABN 53 128 692 884, AFSL 343079 of 58 Norwest Blvd, Bella Vista NSW 2153. Advice on this website is general only and does not consider your individual objectives or financial situation. Your personal information will be handled as outlined in the relevant combined Product Disclosure Statement and Financial Services Guide