Switch your health insurance to Medibank in 3 easy steps
Choose Medibank health insurance
that suits your needs
Join online or call us on 134190.
We'll take care of cancelling your old insurance cover to get any unused premiums refunded
Any waiting periods you’ve already served and benefits received with your previous health insurer will
be recognised in full. Learn more
You'll be covered for services on your new cover from the date you join if:
(i) those services were also included on your cover with your former fund,
(ii) you join us within two months of leaving your former fund and
(iii) you've already served the applicable waiting periods.
So although we'll recognise any waiting periods you've served with your former fund,
if you haven't fully served the applicable waiting periods, you'll need to serve the balance
with us before you're eligible for benefits.Additional waiting periods will also apply if you've switched to a higher level
of cover with Medibank or if you wait more than two months after leaving your former fund
before you join Medibank.
Any loyalty bonus or other similar entitlements built up with your former fund
(for example, orthodontic entitlements) will not transfer to Medibank.
If you transfer to Medibank or to another Medibank cover, any benefits that may have been paid under your
previous cover will be taken into account in determining the benefits payable under your new cover.