We’ll help you stay on top
100% back on your yearly dental check-up
Claim 100% back on your yearly check-up with any of our 6,700 Members Choice dentists, excluding x-rays, when you join Medibank with any of our extras covers. Waiting periods apply.
100% back on optical
Get 100% back on optical, up to your annual limit, at almost any provider in Australia when you join Medibank with any of our extras covers. Waiting periods apply and some services, like lens coating, aren’t included
100% back on kids extras
Get 100% back on included extras for kids - such as physio, chiro and major dental - at Members' Choice providers with our Settled Families and Growing Family Covers#.
Canstar awarded ‘Outstanding Value Insurance’ 10 years in a row
We’re proud to deliver outstanding value health insurance products designed to suit your needs. But don’t just take our word for it.
We’re there when you need us
Cover for Accidents
Life happens. And though you probably haven’t thought much about what to do in the event of an accident, you’ll be glad to know we have. So if you have an Accident you’ll get all of the coverage of our Top Hospital Cover – no matter what level of Cover you have.1
Unlimited emergency ambulance
No matter which hospital or extras policy you choose, you’ll have the peace of mind that comes from knowing that your cover includes unlimited emergency ambulance2.
Healthcare that never sleeps
Our hospital cover gives you access to around-the-clock advice from Medibank nurses, through our 24/7 Health Advice Line.
Switching is easy
Let us do the paperwork
We’ll cancel your old membership for you.
No need to wait again
There’s no need to re-serve waiting periods you’ve already served with your old fund3.
30 day cooling off period
If you're not completely happy with your cover in the first 30 days of joining, let us know and we'll transfer you to a more suitable cover or refund your premiums (as long as no claims have been made).
Things you should know
* For new members on new memberships. Must quote promo code MARCH18 and set up direct debit when joining. Excludes Corporate Covers, Accident Cover, Ambulance Cover, Visitors Health Insurance, Overseas Students Health Cover (OSHC), Working Visa Health Insurance, ahm covers and other selected covers. Not available with any other offer. One month free terms: Must hold eligible cover and maintain direct debit each for 30 consecutive days from policy start date to get the second month free. 2 and 6 month waiver terms: Other waiting periods still apply. If you’ve reached your limits from a previous fund you may not be able to claim straight away.
# Annual limits and waiting periods will apply, including 12 months for some dental services. This only applies to child and student dependants.
1. Out of pockets may apply. Excludes claims covered by third parties such as WorkCover.
2. Waiting periods apply. For ambulance attendance or transportation to a hospital where immediate professional attention is required and your medical condition is such that you couldn't be transported any other way. Tasmania and Queensland have state schemes to cover ambulance services for residents of those states.
3. You need to join Medibank within 2 months of leaving your old fund, or waiting periods apply again. Also, benefits that have been paid under your previous cover will be taken into account in determining the extras benefits payable under your Medibank cover.