it pays to look after your health

Join combined hospital and extras cover by June 30 and you could get an eftpos gift card worth up to $600.~ Promo code EFTPOS18.

We'll help you stay on top

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100% back on your yearly dental check-up

Claim 100% back on your yearly check-up with any of our 6,700 Members Choice dentists, excluding x-rays, when you join Medibank with any of our extras covers. Waiting periods apply.

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100% back on optical

Get 100% back on optical, up to your annual limit, at almost any provider in Australia when you join Medibank with any of our extras covers. Waiting periods apply and some services, like lens coating, aren’t included.

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100% back on kids extras

Get 100% back on included extras for kids - such as physio, chiro and major dental - at Members' Choice providers with our Settled Families and Growing Family Covers#.

Canstar awarded ‘Outstanding Value Insurance’ 10 years in a row

Canstar awarded ‘Outstanding Value Insurance’ 10 years in a row

We’re proud to deliver outstanding value health insurance products designed to suit your needs. But don’t just take our word for it.

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Get Cover for Accidents

If an Accident does happen, no matter what hospital cover you have you'll get the benefits of our top level of hospital cover^.

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Unlimited emergency ambulance

No matter which hospital or extras policy you choose, you’ll have the peace of mind that comes from knowing that your cover includes unlimited emergency ambulance.*

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Healthcare that never sleeps

Our hospital cover gives you access to around-the-clock advice from Medibank nurses, through our 24/7 Health Advice Line.

Switching is easy

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Let us do the paperwork

We’ll cancel your old membership for you.

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No need to wait again

here’s no need to re-serve waiting periods you’ve already served with your old fund³.

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30 day cooling off period

If you're not completely happy with your cover in the first 30 days of joining, let us know and we'll transfer you to a more suitable cover or refund your premiums (as long as no claims have been made).

Things you should know

~ - Offer for new members on new memberships who join and commence combined hospital and extras cover during the promotional period of 11 June – 30 June 2018. Must quote promo code ‘EFTPOS18’ and set up direct debit when joining. Must hold the same level of eligible cover and maintain direct debit for 60 continuous days from the policy start date. Not available on Accident Cover, Visitors Health Insurance, Working Visa Health Insurance, OSHC, Ambulance Cover, ahm covers, some Corporate covers and other selected covers. The value of the EFTPOS Gift Card will be determined by the value of the annual base premium of the policy joined. Members who join an eligible policy with an annual base premium of; $1000-$1999 get a $100 EFTPOS gift card, $2000-$2999 get a $200 EFTPOS gift card, $3000-$3999 get a $300 EFTPOS gift card, $4000-$4999 get a $400 EFTPOS gift card, $5000-$5999 get a $500 EFTPOS gift card and $6000+ get a $600 EFTPOS gift card. Gift card terms of use, including expiry date and apply. Your gift card and relevant instructions on activating the card online will be posted to you, which will take up to 10 weeks after your policy start date. Not available with any other offer. Medibank reserves the right to change or withdraw this offer at any time without notice.

# Annual limits and waiting periods will apply, including 12 months for some dental services. This only applies to child and student dependants.

3. You need to join Medibank within 2 months of leaving your old fund, or waiting periods apply again. Also, benefits that have been paid under your previous cover will be taken into account in determining the extras benefits payable under your Medibank cover.

^ - Cover only for Accidents that occur after join date. Excludes claims covered by third parties such as Workcover and our Private Room Promise. Out of pockets may apply.

* - Waiting periods apply. For ambulance attendance or transportation to a hospital where immediate professional attention is required and your medical condition is such that you couldn't be transported any other way. Tasmania and Queensland have state schemes to cover ambulance services for residents of those states.