Thinking of switching health funds?

Switching to one of Australia's leading health funds is easy.

We'll help you stay on top

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100% back on your yearly dental check-up

Claim 100% back on your yearly check-up with any of our 6,700 Members Choice dentists, excluding x-rays, when you join Medibank with any of our extras covers. Waiting periods apply.

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100% back on optical

Get 100% back on optical, up to your annual limit, at almost any provider in Australia when you join Medibank with any of our extras covers. Waiting periods apply and some services, like lens coating, aren’t included.

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100% back on kids extras

Get 100% back on included extras for kids - such as physio, chiro and major dental - at Members' Choice providers with our Settled Families and Growing Family Covers#.

Canstar awarded ‘Outstanding Value Insurance’ 10 years in a row

Canstar awarded ‘Outstanding Value Insurance’ 10 years in a row

We’re proud to deliver outstanding value health insurance products designed to suit your needs. But don’t just take our word for it.

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Get Cover for Accidents

If an Accident does happen, no matter what hospital cover you have you'll get the benefits of our top level of hospital cover^.

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Unlimited emergency ambulance

No matter which hospital or extras policy you choose, you’ll have the peace of mind that comes from knowing that your cover includes unlimited emergency ambulance.*

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Healthcare that never sleeps

Our hospital cover gives you access to around-the-clock advice from Medibank nurses, through our 24/7 Health Advice Line.

Switching is easy

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Let us do the paperwork

We’ll cancel your old membership for you.

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No need to wait again

here’s no need to re-serve waiting periods you’ve already served with your old fund³.

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30 day cooling off period

If you're not completely happy with your cover in the first 30 days of joining, let us know and we'll transfer you to a more suitable cover or refund your premiums (as long as no claims have been made).

Things you should know

# Annual limits and waiting periods will apply, including 12 months for some dental services. This only applies to child and student dependants.

3. You need to join Medibank within 2 months of leaving your old fund, or waiting periods apply again. Also, benefits that have been paid under your previous cover will be taken into account in determining the extras benefits payable under your Medibank cover.

^ - Cover only for Accidents that occur after join date. Excludes claims covered by third parties such as Workcover and our Private Room Promise. Out of pockets may apply.

* - Waiting periods apply. For ambulance attendance or transportation to a hospital where immediate professional attention is required and your medical condition is such that you couldn't be transported any other way. Tasmania and Queensland have state schemes to cover ambulance services for residents of those states.