Get rewarded
Getting your Live Better points is as easy as following these steps
Join Medibank
Join eligible Medibank Hospital only cover, and maintain cover for 42 days.
Sign up to Live Better rewards
Sign up to Live Better rewards via the My Medibank app.
Track an activity within 42 days of starting cover
Connect your wearable device or mobile health app and start auto-tracking, or track manually within the app.
Redeem your Live Better points
Within 10 weeks of joining you will receive your Live Better points which you can redeem for rewards.
Put your health first with Medibank Hospital cover
Accident cover boost
With our Accident Cover Boost, you could get Gold level Hospital benefits if you have an Accident and hold eligible Hospital cover, regardless of your level of cover.1
Unlimited Emergency Ambulance
No matter which hospital policy you choose, you’ll have the peace of mind that comes from knowing that your cover includes unlimited emergency ambulance.2
24/7 Medibank Nurse & Mental Health Support
Medibank health insurance members can chat to a registered nurse or mental health professional and get guidance on what they can do next. Call 1800 644 325 or chat online any time of the day or night, 7 days a week at no extra cost.3
Live Better with Medibank
With Live Better rewards you can earn points by tracking healthy actions. And if you're an eligible Medibank member with hospital or extras, these points can go towards rewards from select partners such as adidas and THE ICONIC, as well as select Apple products, extras limit increases or a $200 premium payment.4
Awarded Outstanding Value Health Insurance 18 years running
We're proud to deliver award-winning health insurance products, but don't just take our word for it. Canstar have awarded Medibank an outstanding value award for health insurance in Australia for the 18th year in a row.
Our customers say
Combine hospital with extras cover
To stay on top of your health, why not combine your hospital cover with extras?
We have a range of extras covers to suit your health needs, and a great offer to get you started.
Things you should know
⚭ For full Hospital only offer Terms, Conditions and Exclusions, click here.
1 For Accidents that occur in Australia after your cover starts. Must seek medical treatment within 7 days, and receive hospital treatment within 12 months of the Accident occurring. Excludes Private Emergency Department Benefit, hospital bonus, claims covered by third parties and our Private Room Promise. Out of pockets may apply.
2 Waiting periods apply. For ambulance attendance or transportation to a hospital where immediate professional attention is required and your medical condition is such that you couldn't be transported any other way. Tasmania and Queensland have state schemes to cover ambulance services for residents of those states.
3 Some referred services may involve out of pocket costs and waiting periods may apply.
4 Must be 16 years or over to register for Medibank Live Better rewards. Some program partners and earning activities require a person to be at least 18 years of age to be eligible to earn and/or redeem a reward. Must be a Medibank member with hospital cover, extras cover, or hospital and extras cover, be up-to-date with premium payments and have signed up to Medibank Live Better rewards in the My Medibank app to earn Live Better points for eligible purchases and redeem rewards. Excludes Overseas Student Health Cover (OSHC), Ambulance only cover, ahm covers and other selected covers. Live Better Management Pty Ltd, ACN 003 457 289 has entered into commercial arrangements with Medibank Live Better program partners and may receive commissions. Additional terms and conditions may apply to points earning activities and rewards. Points earning activities and rewards are subject to change and may be subject to availability. Wherever possible, we will give you notice of these changes. See full Medibank Live Better rewards terms.