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Insurance designed to support you and your loved ones
Life insurance
Medibank Life Insurance helps support your family when you can't. Apply for up to $2.5 million, depending on age and income. You can also tailor your life cover with optional benefits.
Income protection
Medibank Income Protection provides regular payments during your benefit period to replace some of your income if you're unable to work due to illness or injury.*
Life and income protection insurance: What's the difference?
Insurance can be one way of protecting yourself, your family and loved ones when life changes unexpectedly. It can give you some peace of mind knowing that if the unexpected happens, there’s help to fall back on.
Products like life insurance and income protection are often grouped together under the umbrella of ‘life insurance’, but provide different coverage for a range of scenarios.
Life insurance can assist with the financial burden left behind to help you and your family meet living expenses if you suffer a terminal illness# or in the event that you pass away.
Income protection can be your back-up plan if you fall ill or are injured and can’t continue your duties for work for an extended period of time. It can provide you with a monthly benefit as a percentage of your regular income to help you maintain your way of living.
Why choose Medibank Life and Income Protection Insurance?
Member discount
Medibank health member save 10% on life insurance and income protection.
Easy application
Apply online or over the phone, no medicals or blood tests required.
Claims support
A dedicated claims consultant will be assigned to you by the insurer.
Want to talk to us?
Whether you're looking for a new quote or have a question about life insurance, we're here to help. Call us Monday to Friday from 8:00am to 8:00pm AEST/AEDT.
Things you should know
* Eligibility criteria apply.
# Lump sum payable if you suffer a terminal illness and your life expectancy is 12 months or less. For the definition of terminal illness, please refer to the PDS.
Any advice provided is general only and doesn’t consider your objectives, financial situation or needs. You should carefully read the relevant Product Disclosure Statement (which sets out the product terms, conditions and exclusions), Target Market Determination and Financial Services Guide available here to ensure the product is right for you before making a decision to acquire, or continue to hold, the product. Medibank Life Insurance and Medibank Income Protection (collectively Medibank life insurance) are issued by the insurer, Integrity Life Australia Limited ABN 83 089 981 073 AFSL 245492 (Integrity Life), administered and distributed by NEOS Direct, a registered business name of NDLI Pty Ltd ABN 70 665 747 277 AFSL 547119, and promoted by NEOS Direct's authorised representative Medibank Private Limited ABN 47 080 890 259 (AR No. 286089) (Medibank).
Your personal information will be handled in accordance with the Privacy Policies of the parties involved. Click here for NEOS Direct's Privacy Policy, Medibank Private's Privacy Policy or Integrity Life's Privacy Policy.
Have questions?
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