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Type of cover
(cover for in-hospital treatments)
(dental, optical, physio and more)
We've found 39 products based on the options you have chosen.
The amount you pay before Medibank contributes to your hospital costs.
The amount you can claim back at Members’ Choice providers, up to annual limits.
Waiting periods and annual limits may apply.
+ Covers with Restricted or Excluded services will be treated as Included services where treatment is required for injuries sustained in an Accident that occurs after joining this cover. Treatment must be sought within 7 days of the Accident. Excludes claims covered by third parties such as Workcover and our Private Room Promise. Out of pockets may apply. Refer to your Cover Summary.
# Tasmania and Queensland have State schemes that cover ambulance services for residents of those States.
^ You'll receive a fixed percentage back on specified services provided by Medibank Members' Choice providers only up to annual limits.
~ 100% back for kids only applies to child and student dependants on specified services provided by Medibank Members' Choice providers up to annual limits.
Benefits of Medibank couples cover
100% back on up-to two dental check ups
With Medibank Extras you can get 100% back on up to two dental check-ups every year at a Members' Choice Advantage dentist. Plus, these check-ups don't count towards your annual limits.¹
Accident cover boost
If you have an Accident, you'll be eligible for Gold level hospital benefits, regardless of your level of cover, thanks to our Accidental Injury Benefit.²
Unlimited Emergency Ambulance
No matter which hospital or extras policy you choose, you’ll have the peace of mind knowing that your cover includes Unlimited Emergency Ambulance.³
want 6 weeks free?
Join eligible combined hospital & extras cover and you could enjoy six weeks free plus 2&6 months waiting periods waived on extras. New members only.‡ Must use promo code: 6FREE
Get a quote Find out more
‡ For new members on new memberships who join and start eligible combined hospital and extras from 1 April – 30 June 2020 and who have not held Medibank health cover in previous 60 days. Must quote promo code 6FREE and set up direct debit when joining. Must maintain direct debit and hold eligible product for 30 continuous days from the policy start date to get next 6 weeks free. 2&6 month waits waived on extras: 2&6 month waiting periods on extras waived. Other waiting periods apply (including 12 months on some dental services). If you’ve reached your limits from a previous fund you may not be able to claim straight away. Excludes Corporate covers, Accident Cover, Ambulance Cover, Overseas Visitors Health Insurance, Overseas Students Health Cover (OSHC), Working Visa Health Insurance, ahm covers and other selected covers. Not available with any other offer.
1 2 month waiting period applies. Limited to two dental check-ups on all extras annually. Not available in all areas.
2 For Accidents that occur in Australia after your cover starts. Must seek medical treatment within 7 days, and receive hospital treatment within 12 months, of the Accident occurring. Excludes claims covered by third parties and our Private Room Promise. Out of pockets may apply.
3 Waiting periods apply. For ambulance attendance or transportation to a hospital where immediate medical attention is required and your condition is such that you couldn't be transported any other way. TAS and QLD have State schemes that provide ambulance services for residents of those States.
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