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Dog Insurance

Health members save 10%

Whether you’ve got a new puppy or an older dog there is some useful information available here to help you keep your canine in tip-top condition.

Medibank Dog Insurance
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Get 1 month free pet insurance

Your first month is free when you sign up for Medibank Pet Insurance*. Use promocode FREEMONTH before 10 January 2020.

Why choose Medibank Dog Insurance?

We've got cover for your health needs. Let us look after your dog's as well. Man’s best friend deserves the best, and as a dog owner you want to make sure you can provide your pet the happiest life possible. After all, that’s what they do for you.

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Up to 80% back

Receive up to 80% back on eligible vet bills based on your level of cover.^

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Lifetime renewal

With no breaks in cover, it can be renewed for the life of your dog regardless of their age or claims history.

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Generous annual limits

Benefit limits from $4,000 – $15,000 based on your level of cover.

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Multiple pets discount

5% off for any additional pets covered.

This is a brief summary only - for full terms and conditions, limitations and exclusions, please read the Product Disclosure Statement (PDS) for full details.

Select a cover that suits you

We all know that dogs can get a bit over excited at times, and sometimes that means they could get hurt or sick. Medibank Dog Insurance offers three levels of cover for your dog's medical expenses, including the industry-first Emergency Pet Care. We provide cover for cats and dogs and once they're insured, your pet can be covered for life.

Essential Pet Care

Essential Pet Care

Great value cover for accidents and illness.

Key features
  • Accident and Illness Cover
  • $4,000 annual benefit limit
  • 70% back on eligible bills
  • $0 or $100 excess options
  • From 8 weeks old with no upper age limit


Read the PDS for full product terms.

Ultimate Pet Care

Ultimate Pet Care

Top comprehensive cover with optional routine and preventative care.

Key features
  • Accident and Illness Cover
  • $15,000 annual benefit limit
  • 80% back on eligible bills
  • $0, $100 or $200 excess options
  • From 8 weeks until 9 years old (at the time of application)


Read the PDS for full product terms.

Emergency Pet Care

Emergency Pet Care

Cover for high value vet bills on accidental injuries and specified illnesses.

Key features
  • Accident and Specified Illnesses only
  • $8,000 annual benefit imit
  • 80% back on eligible bills
  • $0, $100 or $200 excess options
  • From 8 weeks until 9 years old (at the time of application)


Read the PDS for full product terms.

Please note:  Waiting periods apply.  Pre-existing conditions are not covered (including conditions that develop during the waiting period).  You can apply to have a pre-existing condition reviewed after 18 months of continuous membership.

Please see the Product Disclosure Statement (PDS) for terms, conditions and any exclusions. Product features effective 7 December 2016, for polices sold before this date (Bronze, Silver and Gold Paw) please contact 1300 766 085 for a copy of the PDS.

Want to compare our cover options?

With three different cover options, you'll find one to suit your fur-family's needs.  Our comparison table outlines the key differences between our plans, so you can choose one that suits your dog's age and lifestyle.

Things you should know

*Offer ends 11.59pm AEDT on 10 January 2020. Offer provides customers with their first month free when they sign up to Medibank Pet Insurance. Offer only applies to new policies purchased using the promo code FREEMONTH. Eligibility criteria applies for Medibank Pet Insurance. 

^ - Subject to applicable annual limits, sublimits and excess payments. For our Ultimate and Emergency Pet Care products, you can claim up to 80% of eligible vet costs.  For our Essential Pet Care product, you can claim up to 70% of eligible vet costs.

Terms, conditions and waiting periods apply. Medibank Pet Insurance is general insurance issued by the insurer The Hollard Insurance Company Pty Ltd (ACN 090 584 473; AFSL 241436) (Hollard), is promoted by Medibank Private Limited (ACN 080 890 259; AR 286089) (Medibank) and administered by PetSure (Australia) Pty Ltd (ACN 075 949 923; AFSL 420183) (PetSure). Medibank acts as an authorised representative of PetSure. Medibank will receive a commission which is a percentage of the premium paid to Hollard and PetSure may receive a portion of the underwriting profit, if any - ask PetSure for more details.

Any advice provided is general only, has been prepared without taking into account your objectives, financial situation or needs and may not be right for you. Consequently, before acting on this information, you should consider the appropriateness of this information having regard to your objectives, financial situation and needs. You should obtain and consider the Product Disclosure Statement (PDS) in deciding whether to acquire, or continue to hold, Medibank Pet Insurance. PetSure can be contacted by telephone: 132 331 or by mail: Locked Bag 9021, Castle Hill, NSW 1765.