Hospital cover

Get cover for the cost of treatments in hospital. With flexible options so you can choose the right level of cover for you. Includes ambulance# and accident cover.⁺

Prices below are based on

Prices below are based on

This is used to calculate any Australian Government Rebate (AGR) you may be entitled to.If you’re unsure how to calculate your income, this ATO calculator can help.


We can help - Leave your details and a Medibank expert will contact you to help you find the right cover. In providing your telephone number, you consent to Medibank contacting you about health insurance.

Choose hospital cover that suits you

The amount you pay before Medibank contributes to your hospital costs.

Waiting periods and annual limits may apply. 

# Tasmania and Queensland have State schemes that cover ambulance services for residents of those States. 

+ Covers with Restricted or Excluded services will be treated as Included services where treatment is required for injuries sustained in an Accident that occurs after joining this cover. Treatment must be sought within 7 days of the Accident. Excludes claims covered by third parties such as Workcover and our Private Room Promise. Out of pockets may apply. Refer to your Cover Summary.

Choose a tailored package

Want an adidas e-gift card worth up to $400?

Join eligible combined hospital & extras cover by 28 February 2021 and you could get an adidas e-gift card: $200 for singles/single parents or $400 for couples/families. Plus - we'll waive 2&6 month waiting periods on extras. New members only.‡ Use promo code: ADIDAS

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‡ For new members on new memberships who join and start eligible combined hospital and extras from 5 January and 28 February 2021 and who have not held Medibank health cover in the previous 60 days (unless they are a dependent coming off their parents cover). Must quote promo code ADIDAS and set up direct debit when joining. Not available on Accident Cover, Visitors Health Insurance, Working Visa Health Insurance, OSHC, Ambulance Cover, ahm covers, some Corporate covers and other selected covers. Not available with any other offer. E- gift card terms: Must maintain eligible cover for 40 consecutive days after the policy start date. E-gift card could take up to 8 weeks from the policy start date to arrive by email. Singles and single parents will receive a $200 adidas e-gift card, and families and couples will receive 2 x $200 adidas e-gift cards. E-gift card can only be redeemed at adidas’ online store, is not transferrable and is valid 12 months from date of issue. E-gift card must be activated within 3 months from date of issue. E-gift card cannot be redeemed on outlet items, on limited edition products, or on super exclusive products. E-gift card can only be used in a single transaction and any unused balance in that transaction will be forfeited. For full list of exclusions and gift card terms and conditions see https://www.adidas.com.au/promotion-medibank-live-betterprogram.html . E-gift card is subject to the adidas standard terms and conditions. For full terms and conditions on activating and using your card see www.medibankrewards.com.au. 2 & 6 waiver terms: 2&6 month waiting periods on extras waived. Other waiting periods apply (including 12 months on some dental services). Annual limits apply. If switching funds, limits used from your previous fund may be deducted. If you’ve reached your limits from a previous fund you may not be able to claim straight away.

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