Extras cover

Dental, optical, physio, chiro, remedial massage and more – get cover for non-hospital treatments to help you stay healthy. Choose from the below cover options and how much to claim back.

Waits waived on most extras

Join eligible extras cover and we'll waive your 2&6 month waiting periods so you can use extras like optical and general dental.‡ Use promo code: EXTRAS

Prices below are based on

This is used to calculate any Australian Government Rebate (AGR) you may be entitled to.If you’re unsure how to calculate your income, this ATO calculator can help.


We can help - Leave your details and a Medibank expert will contact you to help you find the right cover. In providing your telephone number, you consent to Medibank contacting you about health insurance.

Choose an extras cover that suits you

The amount you can claim back at Members’ Choice providers, up to annual limits.

Waiting periods and annual limits may apply. 

# Tasmania and Queensland have State schemes that cover ambulance services for residents of those States. 

^ You'll receive a fixed percentage back on specified services provided by Medibank Members' Choice providers only up to annual limits. 

~ 100% back for kids only applies to child and student dependants on specified services provided by Medibank Members' Choice providers up to annual limits.

Choose a tailored package

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Things you should know

‡ Offer extended - For new members on new memberships who join and start eligible extras cover from 15 February – 31 July 2021 and who have not held Medibank health cover in the previous 60 days. Must quote promo code EXTRAS and set up direct debit when joining. 2&6 month waits waived on extras: 2&6 month waiting periods on extras waived. Other waiting periods apply (including 12 months on some dental services). If switching funds, any waiting periods you've already served for comparable extras will generally be recognised if you join Medibank within 2 months of leaving your previous fund. Annual limits on extras apply. If you’ve reached your limits from a previous fund you may not be able to claim straight away. Excludes Corporate covers, Accident Cover, Ambulance Cover, Overseas Visitors Health Insurance, Overseas Students Health Cover (OSHC), Working Visa Health Insurance, ahm covers and other selected covers. Not available with any other offer.

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