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Family Health Insurance
We don't just offer family cover, we offer cover better suited to every kind of family. Families with one kid or four, families with a mum and a dad, two mums, or two dads.
Prices below are based on
This is used to calculate any Australian Government Rebate (AGR) you may be entitled to.If you’re unsure how to calculate your income, this ATO calculator can help.
We can help - Leave your details and a Medibank expert will contact you to help you find the right cover. In providing your telephone number, you consent to Medibank contacting you about health insurance.
Type of cover
(In-hospital treatments)
(Dental, optical, Physio and more)
Hospital level
We've found 31 products based on the above.
We've found 31 products based on the above.
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Cover for:
Level of cover:
Specific cover for Hospital:
Specific cover for Extras:
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Hospital cover that includes a wide range of common procedures, including back, neck & spine and chemotherapy.
View detailsMedibank Bronze Plus Progress and Essential Extras
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Hospital cover that includes a wide range of common procedures, including back, neck & spine and chemotherapy, plus cover for some of the more-commonly used Extras.
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Cost-effective hospital cover for a wide range of procedures that includes endoscopies and chemotherapy.
View detailsMedibank Bronze Everyday and Essential Extras
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Cost-effective hospital cover for a wide range of procedures that includes endoscopies and chemotherapy, plus cover for some of the more-commonly used Extras.
View detailsMedibank Bronze Everyday and Top Extras
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A combination of cost-effective Hospital cover with Extras that give more than just a safety net. Perhaps major dental work is on the cards? If this is you, this is your cover.
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Hospital cover that includes a wide range of common procedures, including back, neck & spine and chemotherapy.
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Our most comprehensive Bronze hospital cover.
View detailsMedibank Bronze Plus Growing Family
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Family hospital cover for life's more common treatments, but you don't want pregnancy and birth or assisted reproductive services. You'll still enjoy some support during your pregnancy through your Extras cover.
View detailsMedibank Bronze Plus Progress and Essential Extras
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Hospital cover that includes a wide range of common procedures, including back, neck & spine and chemotherapy, plus cover for some of the more-commonly used Extras.
View detailsMedibank Bronze Plus Progress and Top Extras
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Hospital cover that includes a wide range of common procedures, including back, neck & spine and chemotherapy with our highest level of Extras cover to help you stay at the top of your game.
View detailsMedibank Bronze Plus Assured Growing Family
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Hospital cover to provide a little more than Bronze Plus Progress with plastic and reconstructive surgery included. You'll still enjoy some support during your pregnancy through your Extras cover.
View detailsMedibank Bronze Plus Assured and Essential Extras
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Hospital cover to provide a little more than Bronze Plus Progress with plastic and reconstructive surgery included, plus cover for some of the more-commonly used Extras.
View detailsMedibank Bronze Plus Assured and Top Extras
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Hospital cover to provide a little more than Bronze Plus Progress with plastic and reconstructive surgery included, with our highest level of Extras cover to help you stay at the top of your game.
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Hospital cover that provides a wide range of services, including heart and vascular procedures.
View detailsMedibank Silver Everyday and Essential Extras
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Combined cover that provides a wider range of hospital services, like heart and vascular admissions, plus cover for some of the more-commonly used Extras.
View detailsMedibank Silver Everyday and Top Extras
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Hospital cover that provides a wide range of services, including heart and vascular procedures and plastic and reconstructive surgery, plus get more of a safety net with your Extras. Perhaps major dental work is on the cards? If this is you, this is your cover.
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We've designed this hospital cover to give you a little more than Silver Everyday. Rehabilitation, Palliative care and Sleep studies are all included.
View detailsMedibank Silver Plus Growing Family
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Hospital & Extras cover that provides a broader range of hospital services, like heart and vascular admissions and Extras cover that supports your pregnancy journey.
View detailsMedibank Silver Plus Assured and Essential Extras
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We've designed this hospital cover to give you a little more than Silver Everyday. Rehabilitation, Palliative care and Sleep studies are all included, plus cover for some of the more-commonly used Extras.
View detailsMedibank Silver Plus Assured and Top Extras
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Combined cover that provides a wider range of hospital services, like heart and vascular admissions, with our highest level of Extras cover to help you stay at the top of your game.
View detailsYouth Discount applied
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Comprehensive hospital cover for those who want peace of mind but don't want pregnancy and birth. Includes cover for joint replacements, rehabilitation and cataracts.
View detailsMedibank Silver Plus Security and Essential Extras
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Comprehensive Hospital cover for those who want peace of mind, but don't need Pregnancy and Birth services, plus the added benefits of general dental, optical and physio.
View detailsMedibank Silver Plus Security and Top Extras
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Comprehensive hospital cover for those who want peace of mind without the need for Pregnancy and birth with our highest level of Extras cover to help you stay at the top of your game.
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From pregnancy and birth to psychiatric services and heart and vascular procedures, this hospital cover will give you the confidence of knowing you'll be looked after, no matter what.
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A comprehensive Hospital and Extras cover that gives you a private childbirth experience, providing welcome support to your family's pregnancy journey from planning, to giving birth and beyond.
View detailsMedibank Gold Complete and Essential Extras
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Hospital cover that gives you the confidence of knowing you'll be looked after through life's twist and turns, including pregnancy and birth and heart and vascular admissions, plus the added benefits of general dental, optical and physio.
View detailsMedibank Gold Complete and Top Extras
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Comprehensive Hospital cover that looks after everything from pregnancy and birth to heart and vascular admissions plus an equally comprehensive Extras cover for a wider range of services such as major dental.
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No compromise cover with both Hospital and Extras, created for those who don't want to leave anything to chance. It's our highest level of cover.
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Fuss-free, affordable cover that gives you access to some of the more common services to keep your general health in check.
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Extras-only cover for families, with some welcome support during the pregnancy journey.
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Our highest level of Extras cover to help you stay in tip-top shape from head to toe.
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Waiting periods and annual limits may apply.
‡ We pay limited benefits for restricted services. This means that if you choose to be treated in a private hospital the benefits we pay will not cover all hospital costs and are likely to result in significant out-of-pocket expenses. For restricted services in a Public hospital we will pay minimum shared room benefits.
^ Waiting periods apply. For ambulance attendance or transportation to a hospital where immediate medical attention is required and your condition is such that you couldn’t be transported any other way. TAS and QLD have state scheme that provide ambulance services for residents of those States.
# Medibank has Members' Choice providers for these services. Not available in all areas.
~ Some items and services may require a Referral Letter and may have a benefit replacement period. Please see the Cover Summary or Member Guide for more information.
+ Covers with Restricted or Excluded services will be treated as Included services where treatment is required for injuries sustained in an Accident that occurs after joining this cover. Treatment must be sought within 7 days of the Accident. Excludes claims covered by third parties such as Workcover and our Private Room Promise. Out of pockets may apply. Refer to your Cover Summary.
Benefits of Medibank family cover
100% back on kids extras
Looking after your family can be costly, so we provide 100% back on extras for kids on Growing Family Extras covers at Members’ Choice providers, up to annual limits.¹
No hospital excess for kids
Having your child go into hospital is stressful, so with Medibank you'll have one less worry, with no hospital excess for kids on all of our family covers.²
Healthcare that never sleeps
Being a parent is a 24/7 job. That's why members with Hospital cover can call our 24/7 Medibank Nurse phone service to get round-the-clock professional health advice for the family.³
Want 6 weeks free?
Join eligible Medibank hospital & extras by 10 July to get six weeks free and your 2&6 month waits waived on extras.‡ Don't forget, we're also pausing premium increases until October 2022.± New members only. Use promo code: 6FREE
Get a quote Find out more

Want greater flexibility & choice with your cover?
Then how about building your own extras cover with Medibank's new My Choice Extras?
± Excludes some Overseas Covers ‡ For new members on new memberships who join and start eligible combined hospital and extras from 11 May – 10 July 2022 and who have not held Medibank health cover in previous 60 days (unless they are dependents coming off their parent’s cover). Must quote promo code 6FREE and set up direct debit when joining. Excludes Corporate covers, Accident Cover, Ambulance Cover, Overseas Visitors Health Insurance, Overseas Students Health Cover (OSHC), Working Visa Health Insurance, ahm covers and other selected covers. Not available with any other offer. 6 weeks free: Must maintain direct debit and hold eligible product for 30 continuous days from the policy start date to get next 6 weeks free. 2&6 month waits waived on extras: Other waiting periods apply (including 12 months on some dental services). If you’ve reached your limits from a previous fund you may not be able to claim straight away.
1 Waiting periods apply, including 12 months for some dental services. For child (up to 21 years) and full-time student (up to 25 years) dependants. Members’ Choice providers not available in all areas.
2 Other out–of–pocket expenses may apply.
3 OSHC members should call the Student Health & Support Line on 1800 887 283.
Request a call back
Leave your details and a Medibank expert will be in touch to take you through your options. In providing your telephone number, you consent to Medibank contacting you about health insurance.
We'll have someone call you soon to help with any questions you have.
Have questions?
Our team of experts are ready to help!
Fill in the form below or get in touch by calling our dedicated line 1300 110
086.
We are open on Sundays.
In providing your telephone number, you consent to Medibank contacting you about health insurance.
We'll have someone call you soon to help with any questions you have.
Or, check out our FAQs and guides to help get you started.
COVID-19 Health Assist - Expression of interest
Complete this form to express your interest in one of our programs. If you're eligible, a member of our team will call you within 2-3 business days.
What program are you interested in?
Sorry, only members with current Hospital cover are eligible to participate in these programs
Eligible Medibank members with Extras cover are able to access a range of telehealth services included on their cover - you can find out more here. Alternatively, if you would like to talk to one of our team about your cover, we're here on 132 331.
Your membership details
Please provide your details so we can know how to contact you.
Your contact details
By clicking Submit, I understand that Medibank or its subsidiaries may contact me to discuss my eligibility for the Covid-19 Heath Assist program(s), and will disclose my personal information within the Medibank Group of companies and to third party service providers. Please see Medibank’s privacy policy for further information about how Medibank will handle my personal information, and how to contact Medibank: https://www.medibank.com.au/privacy/
Thank you for expressing your interest in one of our COVID-19 Health Assist programs.
If you are eligible, one of our health professionals will call you in 2-3 business days to discuss your situation and help to enrol you in the relevant program.
There is no cost to participate, however some referred services may incur an out of pocket cost.