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Family Health Insurance

We don't just offer family cover, we offer cover better suited to every kind of family. Families with one kid or four, families with a mum and a dad, two mums, or two dads.

Prices below are based on

Prices below are based on

This is used to calculate any Australian Government Rebate (AGR) you may be entitled to.If you’re unsure how to calculate your income, this ATO calculator can help.


We can help - Leave your details and a Medibank expert will contact you to help you find the right cover. In providing your telephone number, you consent to Medibank contacting you about health insurance.

The amount you pay before Medibank contributes to your hospital costs.

The amount you can claim back at Members’ Choice providers, up to annual limits.

Waiting periods and annual limits may apply.

+ Covers with Restricted or Excluded services will be treated as Included services where treatment is required for injuries sustained in an Accident that occurs after joining this cover. Treatment must be sought within 7 days of the Accident. Excludes claims covered by third parties such as Workcover and our Private Room Promise. Out of pockets may apply. Refer to your Cover Summary.

#Tasmania and Queensland have State schemes that cover ambulance services for residents of those States. 

^You'll recieve a fixed percentage back on specified services provided by Medibank Members' Choice providers only up to annual limits. 

~100% back for kids only applies to child and student dependants on specified services provided by Medibank Members' Choice providers up to annual limits.

Choose hospital & extras to suit your needs

 

Better Value Extras

Every Medibank Member with Extras cover gets 100% back on up to two annual dental check-ups with x-rays at any Members’ Choice Advantage dentist, after serving the two month waiting period.* Plus, members also get 100% back on optical items at all recognised providers, up to annual limits.^ With the My Medibank app, most members can check their extras limits and claim for most extras services.**

My Medibank app

Most members can view their extras limits on the go*, plus you can also make a claim on a wide range of extras with the My Medibank app

Help the way you want it

Contact Medibank when and how it suits you; online 24/7, in store, by phone, or through the My Medibank app.

*Limited to two dental check-ups on all extras annually. Maximum two bitewing x-rays per check-up, where clinically needed. Not available in all areas.

^Waiting periods apply. Some services, like lens coating, aren’t included.

**Some claims, like paper based, may take longer to update.