Skip to main content Skip to main navigation

Family Health Insurance

We don't just offer family cover, we offer cover better suited to every kind of family. Families with one kid or four, families with a mum and a dad, two mums, or two dads.

Prices below are based on

Prices below are based on

This is used to calculate any Australian Government Rebate (AGR) you may be entitled to.If you’re unsure how to calculate your income, this ATO calculator can help.


We can help - Leave your details and a Medibank expert will contact you to help you find the right cover. In providing your telephone number, you consent to Medibank contacting you about health insurance.

Waiting periods and annual limits may apply.

+ Covers with Restricted or Excluded services will be treated as Included services where treatment is required for injuries sustained in an Accident that occurs after joining this cover. Treatment must be sought within 7 days of the Accident. Excludes claims covered by third parties such as Workcover and our Private Room Promise. Out of pockets may apply. Refer to your Cover Summary.

#Tasmania and Queensland have State schemes that cover ambulance services for residents of those States. 

^You'll recieve a fixed percentage back on specified services provided by Medibank Members' Choice providers only up to annual limits. 

~100% back for kids only applies to child and student dependants on specified services provided by Medibank Members' Choice providers up to annual limits.

Choose hospital & extras to suit your needs

Better Value Extras

Every Medibank Member with Extras cover gets 100% back on up to two annual dental check-ups with x-rays at any Members’ Choice Advantage dentist, after serving the two month waiting period.* Plus, members also get 100% back on optical items at all recognised providers, up to annual limits.^ With the My Medibank app, most members can check their extras limits and claim for most extras services.**

My Medibank app

Most members can view their extras limits on the go*, plus you can also make a claim on a wide range of extras with the My Medibank app

Help the way you want it

Contact Medibank when and how it suits you; online 24/7, in store, by phone, or through the My Medibank app.

‡ For new members on new memberships who join and start eligible combined hospital and extras from 19 May – 30 June 2019 and who have not held Medibank health cover in previous 60 days. Must quote promo code JUNE6 and set up direct debit when joining. Must maintain direct debit and hold eligible product for 30 continuous days from the policy start date to get next 6 weeks free. 2&6 month waits waived on extras: 2&6 month waiting periods on extras waived. Other waiting periods apply (including 12 months on some dental services). If you’ve reached your limits from a previous fund you may not be able to claim straight away. Excludes Corporate covers, Accident Cover, Ambulance Cover, Overseas Visitors Health Insurance, Overseas Students Health Cover (OSHC), Working Visa Health Insurance, ahm covers and other selected covers. Not available with any other offer.

*Limited to two dental check-ups on all extras annually. Maximum two bitewing x-rays per check-up, where clinically needed. Not available in all areas.

^Waiting periods apply. Some services, like lens coating, aren’t included.

**Some claims, like paper based, may take longer to update.