Cat Insurance

Whether you’ve got a new kitten or an older cat there is some useful information available here to help you keep your feline in tip-top condition.

Medibank Cat Insurance

1 month free Medibank Pet Insurance

Sign up to Medibank Pet Insurance by 18 August 2021 and get your first month free!* Use promo code: FREEMONTH. T&CS apply. Plus, Medibank health members save 10% every year.

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Medibank Pet Insurance

Why choose Medibank Cat Insurance?

We've got cover for your health needs. Let us look after your cat's as well. There is nothing better than snuggling up with your cat after a long day. They give comfort and joy every day, so of course that’s what you want to be able to do for them.

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Up to 80% back

Receive up to 80% back on eligible vet bills based on your level of cover.¹

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Your pet, your vet

With Medibank Pet insurance, you can pick any vet to treat your pet2

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Choice of cover level

Annual benefit limits from $4,000 – $15,000 based on your level of cover.

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Multiple pets discount

5% off for any additional pets covered.

This is a brief summary only - for full terms and conditions, limitations and exclusions, please read the Product Disclosure Statement (PDS) for full details.

Select a cover that suits you

Cat’s might have nine lives, but that doesn’t mean they are invincible. Sometimes they need a little help to bounce back from an accident or illness. Medibank Cat Insurance offers three levels of cover for your cat’s medical expenses, including the industry-first Emergency Pet Care. We provide cover for cats and dogs and once they're insured, your pet can be covered for life.

Essential Pet Care

Essential Pet Care

Great value cover for accidents and illness.

Key features
  • Specified Accidental Injury and Illness Cover
  • $4,000 annual benefit limit
  • Up to 70% back on eligible bills
  • $0 or $100 excess options
  • From 8 weeks old with no upper age limit


Read the PDS for full product terms.

Ultimate Pet Care

Ultimate Pet Care

Top comprehensive cover with optional routine and preventative care.

Key features
  • Specified Accidental Injury and Illness Cover
  • $15,000 annual benefit limit
  • Up to 80% back on eligible bills
  • $0, $100 or $200 excess options
  • From 8 weeks until 9 years old (at the time of application)


Read the PDS for full product terms.

Emergency Pet Care

Emergency Pet Care

Cover for high value vet bills on accidental injuries and specified illnesses.

Key features
  • Specified Accidental Injury and Illness Cover
  • $8,000 annual benefit imit
  • Up to 80% back on eligible bills
  • $0, $100 or $200 excess options
  • From 8 weeks until 9 years old (at the time of application)


Read the PDS for full product terms.

Please note:  Waiting periods apply.  Pre-existing conditions are not covered (including conditions that develop during the waiting period).  You can apply to have a pre-existing condition reviewed after 18 months of continuous membership.

Please see the Product Disclosure Statement (PDS) for terms, conditions and any exclusions. Product features effective 7 December 2016, for polices sold before this date (Bronze, Silver and Gold Paw) please contact 1300 766 085 for a copy of the PDS.

Want to compare our cover options?

With three different cover options, you'll find one to suit your fur-family's needs.  Our comparison table outlines the key differences between our plans, so you can choose one that suits your cat's age and lifestyle.

Things you should know

¹ Subject to applicable annual limits, sublimits and excess payments. For our Ultimate and Emergency Pet Care products, you can claim up to 80% of eligible vet costs.  For our Essential Pet Care product, you can claim up to 70% of eligible vet costs.

² Licenced Australian Vets only, other than yourself.

Medibank Pet Insurance is issued by The Hollard Insurance Company Pty Ltd ABN 78 090 584 473, AFSL 241436, is arranged and administered by PetSure (Australia) Pty Ltd ABN 95 075 949 923, AFSL 420183 (PetSure) and is promoted and distributed PetSure’s Authorised Representative (AR) Medibank Private Limited ABN 47 080 890 259, AR 286089. Terms, conditions, waiting periods and exclusions apply. Any advice provided is general only and does not take into account your individual objectives, financial situation or needs. Please consider the Product Disclosure Statement (PDS) to ensure this product meets your needs before purchasing. PDS and Target Market Determination available at

*Offer ends 11.59pm AEDT on 18 August 2021. Offer provides customers with their first month of their first policy year free when they sign up to Medibank Pet Insurance. Offer only applies to new policies purchased using the promo code FREEMONTH. Not available with any other offer with the exception of the 5% discount for additional pets and the Medibank health member discount of 10% on Medibank Pet Insurance premiums. Eligibility criteria applies for Medibank Pet Insurance. Excludes ahm and Medibank staff members.

Have questions?

Our team of experts are ready to help!

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