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Looking to switch health insurance?

Switching your health insurance to Medibank is easy. Simply join a cover that suits your needs and leave the paperwork to us.

Switch Health Insurance

Switching health insurance is simple & easy

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1. Find your cover

We help you find the health insurance that best suits your needs.

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2. Let us do the paperwork

Simple and easy. We’ll cancel your old membership for you.

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3. No waiting periods again

There’s no need to re-serve waiting periods you’ve already served with your old fund^.

Can I switch health insurance at any time?

Yes, you can switch health insurance at any time but remember: you need to join Medibank within 2 months of leaving your previous Australian health fund if you want the waiting periods you've already served recognised and waived.

What if I change my mind?

If you're not completely happy with your cover in the first 30 days of joining, simply let us know and we can help you transfer to a more suitable cover or refund your premiums provided no claims have been made.

Do waiting periods get recognised?

Waiting periods already served only get recognised if you join within 2 months of leaving your previous Australian health fund.

You may still need to serve any waiting periods you have not fully served with your previous fund. Waiting periods for any new or upgraded services or benefits apply.

If you're unsure about your level of cover and what waiting periods you'll need to serve, call us on 134 190

Extras and benefits paid under your previous cover will determine the extras and benefits payable under your new Medibank cover.

More reasons to join Medibank

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Better Value Extras

Every Medibank Member with Extras cover gets 100% back on up to two annual dental check-ups with x-rays at any Members’ Choice Advantage dentist, after serving the two month waiting period.¹ Plus, members also get 100% back on optical items at all recognised providers, up to annual limits. ²

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My Medibank app

Most members can view their extras limits on the go³, plus you can also make a claim on a wide range of extras with the My Medibank app

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Accident cover boost

If you have an Accident, you’ll get the benefits of our top-level hospital cover, no matter what level of hospital cover you have⁴.

Things you should know

^ You need to join Medibank within 2 months of leaving your old fund, or waiting periods apply again. Also, benefits that have been paid under your previous cover will be taken into account in determining the extras benefits payable under your Medibank cover.

1 Limited to two dental check-ups on all extras annually. Maximum two bitewing x-rays per check-up, where clinically needed. Not available in all areas.

2 Waiting periods apply. Some services, like lens coating, aren’t included.

3 Some claims, like paper based, may take longer to update. If you have Visitors Health Insurance, Working Visa Health Insurance or Overseas Student Health cover, you may not be able to use all the features.

4 For Accidents that occur after your cover starts and for which treatment is sought within 7 days. Excludes claims covered by third parties such as WorkCover and our Private Room Promise. Out of pockets may apply.

 

‡ For new members on new memberships who join and start eligible combined hospital and extras from 1 October – 2 December 2019 and who have not held Medibank health cover in previous 60 days. Must quote promo code SPECSAVERS2019 and set up (and maintain for at least 45 consecutive days from policy start date) direct debit when joining. Excludes Accident Cover, Ambulance Cover, Visitors Health Insurance, Working Visa Health Insurance, OSHC, ahm covers, some Corporate covers and other selected covers. Gift card terms: Must maintain eligible cover and direct debit for 45 consecutive days after the policy start date. Gift card could take up to 8 weeks from the policy start date to arrive by post. Singles and single parents will receive a $200 Specsavers gift card, and families and couples will receive a $400 Specsavers gift card. Gift card can be redeemed at Specsavers stores, is not transferrable and is valid for 12 months from date of issue. Card must be activated within 6 months of issue. For full terms and conditions on activating and using your card see https://specsavers.activatethecard.com.au. 2 & 6 waiver terms: 2 and 6 month waiting periods on extras waived. Other waiting periods apply. If you’ve reached your limits from a previous fund you may not be able to claim straight away. Not available with any other offer.