Visitor’s health insurance that covers you for the basics
Includes unlimited emergency ambulance cover.+
Overseas Visitor Health Insurance
For those visiting Australia who are fit and healthy, but want the peace of mind of being covered 'just in case' the unexpected occurs.
Helps you pay for your accommodation and medical costs for included medical procedures in hospital. This includes charges for treatment you receive from doctors, specialists, surgeons and anaesthetists.
- $300 excess per person
Helps you pay for most medical procedures that happen outside of a hospital (at a GP clinic). This includes treatment by a doctor for things like a flu or a stomach illness. It also includes pathology and radiology specialists (they order blood tests and x-rays).
- Outpatient General Practitioner (GP) services
- Outpatient Specialists (blood tests & x-rays)
+For ambulance attendance and transportation to a hospital where immediate professional attention is required and your medical condition is such that you couldn't be transported any other way.
^Cover that excludes services such as obstetrics and fertility treatments, hip & knee joint replacements and renal dialysis.
If you need medical attention while you’re in Australia and you don’t have health cover it can be very expensive, whether you’re treated in the public or the private healthcare system.
Medicare is the public healthcare system that gives some Australian residents free or discounted health services. If you’re from a country with a Reciprocal Health Care Agreement (RHCA) you might receive some Medicare benefits, also known as Reciprocal Medicare.
The private healthcare system (which Medibank is part of) complements the public healthcare system, or if you’re not eligible for Medicare, it replaces it. Medibank provides private health insurance (also known as overseas health cover) to overseas students, visitors and workers to help with the cost of services provided in the private healthcare system. This includes emergency ambulance trips and a range of treatments in a private hospital.