Health insurance for visitors to Australia that includes the basics
Pays towards unlimited emergency ambulance services Australia-wide+, plus benefits if you have an Accident^, providing certainty during the uncertainty of travel.
Overseas Visitors Everyday Hospital and Medical
For those visiting Australia who are fit and healthy, but want the peace of mind of having cover for the essentials, as well as benefits for accidents 'just in case' the unexpected occurs.
Pays benefits towards accommodation and medical costs for included medical procedures in hospital. This includes charges for treatment you receive from doctors, specialists, surgeons and anaesthetists.
- Includes a wide range of common hospital procedures
- Accidental Injury Benefit^
- Choice of $250 or $500 excess
Pays benefits towards medical services in and out of hospital.
- Inpatient medical services
- General Practitioner (GP) consultations
- Other out-of-hospital medical services (blood tests & x-rays)
- Allied Health services billed with an MBS item number~
+For ambulance attendance and transportation to a hospital where immediate professional attention is required and your medical condition is such that you couldn't be transported any other way.
^Any Excluded service will be treated as an Included service where you require hospital treatment as a result of injuries sustained in an Accident after joining this cover and within 12 months of the date the Accident occurred. The Accident must have occured in Australia while the cover was not suspended. Treatment must be sought within 7 days of the Accident. Excludes claims covered by third parties such as WorkCover.
~Services not provided by a doctor but are billed with an MBS item number. For example, eye checks and services related to chronic disease management plans. Excludes psychology services.
Medicare is operated through the Australian government and gives Australian residents, and some international visitors, free or discounted health services through the public healthcare system. If you’re from a country with a Reciprocal Health Care Agreement (RHCA) you might receive some Medicare benefits, also known as Reciprocal Medicare.
If you need medical attention while you’re in Australia and you don’t have health cover it can be very expensive, whether you’re treated in the public or the private healthcare system.
The private healthcare system (which Medibank is part of) complements the public healthcare system, or if you’re not eligible for Medicare, it replaces it. Medibank provides private health insurance (also known as overseas health cover) to overseas students, visitors and workers to help with the cost of services provided in the private healthcare system. This includes emergency ambulance trips and a range of treatments in a private hospital.