Visitor’s health insurance that covers you for the basics

Includes unlimited emergency ambulance cover.+

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  • Overseas Visitor Health Insurance
    $ 61 64 / fortnight
    $ 134 / month

    For those visiting Australia who are fit and healthy, but want the peace of mind of being covered 'just in case' the unexpected occurs.

    For those visiting Australia who are fit and healthy, but want the peace of mind of being covered 'just in case' the unexpected occurs.

    What's included


    Helps you pay for your accommodation and medical costs for included medical procedures in hospital. This includes charges for treatment you receive from doctors, specialists, surgeons and anaesthetists.
    • MediumCover that excludes services such as obstetrics and fertility treatments, hip & knee joint replacements and renal dialysis.
    • $300 excess per person


    Helps you pay for most medical procedures that happen outside of a hospital (at a GP clinic). This includes treatment by a doctor for things like a flu or a stomach illness. It also includes pathology and radiology specialists (they order blood tests and x-rays).
    • Included


    • None

Here are two popular visas that Medibank’s covers are generally suitable for:

Visa 600

The Visitor visa (subclass 600) allows you to stay in Australia as a visitor or a visitor for business purposes for 3, 6 or 12 months. This might be an appropriate visa if you’re taking a holiday, visiting family or friends or on a tour with a registered travel agent from China.

Visa 651

The eVisitor (subclass 651) lets you visit Australia for up to 3 months at a time within a 12-month period. You can stay as a visitor or a visitor for business purposes

Australia’s healthcare system explained

The cost of medical treatment

If you need medical attention while you’re in Australia and you don’t have health cover it can be very expensive, whether you’re treated in the public or private healthcare system.

The public healthcare system (Medicare)

Medicare is the public healthcare system that gives most Australian residents free or discounted health services. If you’re from a country with a Reciprocal Health Care Agreement (RHCA) you might receive some Medicare benefits, which may be known as Reciprocal Medicare.

The private healthcare system

The private healthcare system (which Medibank is part of) complements the public healthcare system, or if you’re not eligible for Medicare, it replaces it. Medibank provides private health insurance (also known as overseas health cover) to overseas students, visitors and workers to help with the cost of services provided in the private healthcare system. This includes emergency ambulance trips and a range of treatments in a private hospital.

Need a little extra help?

Find out more about things like waiting periods and pre-existing conditions
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*Only at Members’ Choice providers. Up to annual limits. Members’ Choice providers are not available in some areas – ask us for details. Waiting periods apply including 12 months for some dental services. +For ambulance attendance and transportation to a hospital where immediate professional attention is required and your medical condition is such that you couldn't be transported any other way.