Visiting Australia?

Be prepared. If you get sick or injured while you travel, a visit to a doctor or hospital stay may be expensive. You should consider Overseas Visitors Health Cover if you plan to visit Australia.

Why do visitors need health insurance?

International visitors, to Australia are generally not eligible for funding from Medicare when using our national health care system.

Like most countries in the world, health care costs in Australia can be expensive. Even a few days in hospital for a routine operation can cost thousands of dollars in hospital charges and doctors’ fees. This is where having a Medibank Overseas Visitors Health Cover can help.

For people visiting Australia, Overseas Visitors Health Cover can help pay towards the costs of a range of in-hospital procedures, such as ear, nose and throat procedures. It can also help pay towards the cost of Included out-of-hospital medical services, such as visits to a general practitioner (GP) for a cough or cold, or seeing a specialist for x-rays or blood tests. Medibank Extras cover can also be purchased separately for services such as dental and optical.

More information about healthcare in Australia

What health insurance do I need for my Australian visa?

Are you planning on visiting Australia for work, study or travel? If the answer is yes, you will need to apply for a visa.

Should you go to the doctor, or the hospital emergency department?

There's a lot of confusion about when you should visit a doctor (GP), or call an ambulance to take you to the hospital emergency department.

Overseas health cover with Medibank

Find health cover to match your needs while you're in Australia, plus take out Overseas Workers Health Cover or Overseas Student Health Cover and receive your visa health insurance certificate as soon as you purchase online.

What to do if you get sick in Australia

Here is a simple guide to help you get the right medical attention if you need it.


Understanding waiting periods

All health funds have waiting periods. In short, a waiting period is a period of time you need to wait after taking out your cover before you can receive benefits for services or items covered.

What are out-of-pocket expenses?

It's any expense for a hospital, medical or extras service or item for which you won't be reimbursed by us. Read on to find out more about possible out-of-pocket expenses.

Why choose Medibank's Overseas Health Cover?

Icon australian continent

Trusted health partner

Medibank is an Australian leading health insurer with over 4.1 million members and almost 50 years expereince in private health insurance. 

Icon accident

Accident cover boost

Medibank members with hospital cover get the benefits of Gold level cover no matter what level of hospital cover you have, thanks to our Accident Injury Benefit.1


display / vehicle / ambulance-40 Created with Sketch.

Protect against the unexpected

No matter which Medibank Overseas Visitors Cover you choose, your cover includes unlimited emergency ambulance Australia-wide. 2

display /general / emergency-40 Created with Sketch.

24/7 Medibank Nurse & Mental Health Service

Need advice? You can call 1800 644 325 and speak to a Medibank Nurse or Mental Health professional to discuss any health questions or concerns and get professional advice on what to do next.

Information about healthcare terms

Need some help?

We’re here to help you choose the health cover that matches your needs while you’re in Australia. 
Contact Medibank how it suits you; messaging, WeChat, in-store or by phone.

Overseas students (OSHC)

Message one of our friendly staff about your cover options.

Visitor, working and working holiday (OVHC)

Speak to one of our friendly staff for sales and policy enquiries.

QR code to scan with your mobile

Medibank 微信公众号


Things you should know

+ For ambulance attendance and transportation to a hospital where immediate professional attention is required and your medical condition is such that you couldn't be transported any other way.

While we hope you find this information helpful, please note that it is general in nature. It is not health advice, and is not tailored to meet your individual health needs. You should always consult a trusted health professional before making decisions about your health care. While we have prepared the information carefully, we can’t guarantee that it is accurate, complete or up-to-date. And while we may mention goods or services provided by others, we aren’t specifically endorsing them and can’t accept responsibility for them. For these reasons we are unable to accept responsibility for any loss that may be sustained from acting on this information (subject to applicable consumer guarantees).