Your guide to healthcare in Australia

Whether you’re in Australia to study, work or visit – it’s an exciting time. But it’s good to know how to access medical care if you need it

Let’s get started

In Australia there are different ways to get care for illness or injury. It’s important to know how the healthcare system works so you can get the right care when you need it.  If you are visiting Australia and hold a temporary visa you should consider taking out overseas health cover. Why? If you need to visit a doctor or stay in hospital, you may have to pay the full cost of treatment and it may be expensive. Overseas health cover can help you with these costs. You may also need to get overseas health cover as part of your visa conditions.


Learn more about the Australian healthcare system and Medibank’s overseas health cover options.

display /general / increase-40 Created with Sketch.
display / treatment / glasses-40 Created with Sketch.
display /general / find-40 Created with Sketch.
Icon Corporate

Benefits of Overseas health cover with Medibank

display /general / emergency-40 Created with Sketch.

24/7 Support services

Members are supported around the clock by Medibank nurses on our 24/7 Medibank Nurse telephone service. Call for expert health-related advice any time of the day or night.

Visitors/Workers 1800 644 325
OSHC 1800 887 283

display / treatment / hospital-40 Created with Sketch.

Large Members’ Choice hospital Network

We have arrangements with most private hospitals and day surgeries in Australia, where you generally get better value than if you go to a Non-Members’ Choice private hospital.

Find a provider

display / finance / medical kit-40 Created with Sketch.

Australia’s leading health insurer

With over 40 years of experience in looking after the health and wellbeing of millions of Australians and International visitors, you’re in safe hands.

Recommended reading

What to do if you get sick in Australia

Here is a simple guide to help you get the right medical attention.

Understanding out of pocket expenses

An out-of-pocket expense is the money you pay for hospital, medical or extras service or item that are not repaid by Medibank. Find out more about possible out-of-pocket expenses.

What health insurance do I need for my Australian visa?

Are you planning on visiting Australia for work, study or travel? If the answer is yes, you will need to apply for a visa.


Overseas health cover with Medibank

Find health cover to match your needs while you're in Australia, plus take out Overseas Workers Health Cover or Overseas Student Health Cover and receive your visa health insurance certificate as soon as you purchase online.

Need some help?

We’re here to help you choose the health cover that matches your needs while you’re in Australia. 
Contact Medibank how it suits you; messaging, WeChat, in-store or by phone.

Overseas students (OSHC)

Message one of our friendly staff about your cover options.

Visitor, working and working holiday (OVHC)

Speak to one of our friendly staff for sales and policy enquiries.

QR code to scan with your mobile

Medibank 微信公众号


Things you should know

While we hope you find this information helpful, please note that it is general in nature. It is not health advice, and is not tailored to meet your individual health needs. You should always consult a trusted health professional before making decisions about your health care. While we have prepared the information carefully, we can’t guarantee that it is accurate, complete or up-to-date. And while we may mention goods or services provided by others, we aren’t specifically endorsing them and can’t accept responsibility for them. For these reasons we are unable to accept responsibility for any loss that may be sustained from acting on this information (subject to applicable consumer guarantees).