International Travel Insurance

Get more peace of mind for your next overseas trip with Medibank International Travel Insurance.

Plus, Medibank and ahm health members save 15% all year round.

International Travel Insurance For Overseas Travel
Do all travellers currently live in Australia and hold a valid Australian Medicare Card or visa allowing them to live, work or study in Australia?

Are you a current Medibank or ahm member?

Medibank International Travel Insurance offers overseas hospital, accident, and medical evacuation expense cover. If you're travelling overseas, find the right fit with our options of International Comprehensive Plan and International Medical Only Plan.

International Comprehensive Travel Insurance

International Comprehensive Plan

Travel cover for overseas medical and dental emergencies, plus inclusions for unforeseen cancellations and lost/stolen valuables.

  • 24-hour emergency assistance
  • 21 day cooling off period1
  • Overseas medical/dental expenses
  • COVID-19 benefits
  • Up to $15k luggage cover2
  • Rental car insurance excess
  • Cancellation & amendment fees3
  • Cover for missed connections4
International Medical Only Travel Insurance

International Medical Only Plan

Our basic international travel insurance provides cover for Overseas Medical and Hospital Expenses that occur whilst you're travelling. 

  • 24-hour emergency assistance
  • 21 day cooling off period1
  • Overseas medical/dental expenses
  • COVID-19 benefits
  • Cover for luggage
  • Rental car insurance excess
  • Cancellation & amendment fees
  • Cover for missed connections
Annual Multi-Trip Travel Insurance

International Annual Multi-Trip

Annual Multi Trip Plan includes the same benefits as International Comprehensive Plan for multiple trips (up to the duration specified) within 12 months.5

  • 24-hour emergency assistance
  • 21 day cooling off period1
  • Overseas medical/dental expenses
  • COVID-19 benefits
  • Up to $15k luggage cover2
  • Rental car insurance excess
  • Cancellation & amendment fees3
  • Cover for missed connections4

All Medibank international travel covers include:

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$Unlimited overseas medical expenses

Get support for medical emergencies whilst you're overseas. Cover is provided for the cost of hospital treatment and medical evacuation.7

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COVID-19 cover

Cover for certain COVID-19 related scenarios, including overseas medical costs if you’re diagnosed with COVID-19 by a qualified medical practitioner while travelling.

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Free cover for children

Children (or grandchildren) under the age of 21 can be included on your policy for free.8

Multi-award winning travel insurance

We're proud to be winners of Mozo's Experts Choice awards in 2022 & 2023 and Canstar's 2023 Most Satisfied Customer - Travel Insurance award.

If you'd prefer to chat through our overseas travel insurance options with a team member, give us a call on 132 331

Both our international travel insurance policies give you $Unlimited medical expenses7 and return-to-home cover if something goes wrong9, plus our comprehensive plan also provides cover for a range of other surprises.

Inclusion International
Medical Only
COVID-19 Benefits As applicable6 As applicable6
Overseas Medical and Hospital Expenses
$Unlimited7 $Unlimited7
Additional Expenses
$Unlimited10 $Unlimited10
Cancellation & Amendment Fees
X $Unlimited3
Luggage and Personal Effects
X $15,0002
Rental Car Insurance Excess
X $6,000
Travel Delay Expenses
X $2,000
Hospital Cash Allowance
X $5,000
Loss of Income
X $10,00011
Permanent Disability
X $25,00011
Accidental Death
X $25,00011
Personal Liability
$5,000,000 $5,000,000

Additional cover options

For an additional premium, you can add cover for additional scenarios like snow sports activities, moped riding and multi-night sea or ocean cruises. And if you're travelling with valuables, you can also opt to increase your item limits for your luggage and personal effects. 

travel insurance that covers covid-19

COVID-19 Travel Insurance
Benefits and inclusions

Whether you're planning a trip within Australia, or heading overseas, our COVID-19 travel insurance benefits can help you relax and enjoy your much needed break. 


Emergency assitance whilst travelling

Every Medibank Travel Insurance policy comes with 24 hour emergency assistance. 

Our team of experienced doctors, nurses, travel consultants and case managers are ready to help you 24 hours a day, 365 days a year. We can help if you need support finding appropriate medical treatment, if you need to organise medical evacuation, or if you require assistance replacing lost travel documents and credit cards. 

Learn more about our 24/7 emergency assistance.

Popular travel destinations

Medibank Travel Insurance has been helping protect Aussie travellers for over 15 years.

Things you should know

1 21 day cooling off period applies if you cancel your policy within 21 days of purchase provided you have not made a claim or travelled on the policy. 

2 Item limits and sub-limits apply. See the Combined FSG/PDS for terms, conditions and more information.

3 Conditions apply to cancellation cover. Sub-limits apply.

4 Limits apply. See the Combined FSG/PDS for terms, conditions, exclusions and more information.

5 Cover is limited to a maximum duration of up to 30, 45 or 60 days for international trips or 15 or 30 days on domestic trips depending on the duration choice you make.

6  See the PDS/FSG for the full details of what is and isn't covered. Limits, sub-limits, exclusions and conditions apply.

7 Medical cover will not exceed 12 months from the onset of the illness or injury. Medical evacuation cover subject to claim approval.

8 Cover on the policy is included for your children or grandchildren identified on the Certificate of Insurance and travelling with you on your Journey provided they are not in full time employment, they are financially dependent on you.

9 Subject to approval. 

10 Limits apply. See the Combined FSG/PDS for more information. Limits will be shown on the Certificate of Insurance.

11 Maximum liability collectively for sections Loss of Income, Personal Liability and Accidental Death is $25,000 on the International Comprehensive Plan. Limits will be shown on the Certificate of Insurance.

Limits, sub-limits, exclusions and conditions apply. This is general advice only. Medibank Private Limited, ABN 47 080 890 259, an Authorised Representative, AR 286089, of Travel Insurance Partners Pty Limited, ABN 73 144 049 230 AFSL 360138 arranges the insurance on behalf of the insurer. The insurer is Zurich Australian Insurance Limited ABN 13 000 296 640, AFSL 232507. Please consider your own needs and the Combined FSG/PDS to decide if this product is right for you. For information on the Target Market and Target Market Determinations, visit