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This is used to calculate any Australian Government Rebate (AGR) you may be entitled to.If you’re unsure how to calculate your income, this ATO calculator can help.
We can help - Leave your details and a Medibank expert will contact you to help you find the right cover. In providing your telephone number, you consent to Medibank contacting you about health insurance.
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The amount you can claim back at Members’ Choice providers, up to annual limits.
The amount you pay before Medibank contributes to your hospital costs.
All of the packages above also include these extras services:
- Antenatal and postnatal services including lactation consultants, pregnancy compression garments and clinical pilates with a physio.
- Benefits towards an Australian Breastfeeding Association membership.
- Choice of 60 or 70% back on extras like dental & physio at Members' Choice providers.^
- 100% back on extras for kids at Members’ Choice providers.#
Better off with Medibank
Better Health Support
Medibank's Hospital Assist makes going to hospital a little less stressful for members⁺, with personalised phone support before and after your stay, digital info packs, a qualified nurse on call, and hospital info and patient reviews, all at no extra cost.
Wellness for mums and mums-to-be
Mums-to-be deserve all the support they can get! Which is why our extras cover on all of our Growing Family packages includes lactation consultations, birthing classes, remedial massage and even clinical pilates with a physio.
Peace of mind for the family
All currently available Medibank covers include unlimited emergency ambulance¹, Accident cover boost² and no excess for kids on any family membership.
Pregnancy FAQs
If you’re planning on starting or extending your family, it’s important that you’re aware there is a 12 month waiting period for obstetrics-related services that must be served before the baby is born. Remember babies can come early, so it’s important to take this into account when you start planning your family.
If you’re joining Medibank from another Australian health fund at the same level of cover or lower, you don’t need to re-serve waiting periods you’ve already served.~
Although private health insurance will cover part of your pregnancy, you should be aware that you will still have out-of-pocket expenses to pay. We recommend that you talk to your obstetrician, the hospital and us about what the costs might be.
For more on this topic read our article Understanding the Costs of Having a Baby
Choosing where to have your baby is a big decision and you’ll need to make a call on the things that are most important to you. Maybe it’s having the full private experience (hospital and obstetrician), or it’s a time when budgets might be tighter.
We’ll take you through your options in our article Understanding Your Hospital Birth Options
No they’re not. To ensure your little one is covered please call us as soon as possible to add them to your cover.
Need a little extra help?
With Medibank by your side, you’ll have access to a wide range of benefits including special offers and information for soon-to-be parents and growing families.
Things you should know
~ Waiting periods apply, see your cover summary for full details.
^ You'll recieve a fixed percentage back on specified services provided by Medibank Members' Choice providers only up to annual limits. Members’ Choice providers are not available in some areas – ask us for details.
# Up to annual limits. Available on Medibank Silver Plus Families and Growing Family covers for child and student dependants. Waiting periods apply including 12 months for some dental.
+ Health Concierge is available to all eligible Medibank members who hold hospital cover. Excludes Overseas Visitor Health Cover, Working Visa Health Cover and Overseas Student Health Cover (OSHC).
1 Waiting periods apply. For ambulance attendance or transportation to a hospital where immediate medical attention is required and your condition is such that you couldn't be transported any other way. TAS and QLD have State schemes that provide ambulance services for residents of those States.
2 Covers with Restricted or Excluded services will be treated as Included services where treatment is required for injuries sustained in an Accident that occurs after joining this cover. Treatment must be sought within 7 days of the Accident. Excludes claims covered by third parties such as Workcover and our Private Room Promise. Out of pockets may apply. Refer to your Cover Summary.
3 Provided that you join Medibank within two months of leaving your previous health insurance.
Have questions?
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