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Growing families

Supporting your pregnancy every step of the way

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We can help - Leave your details and a Medibank expert will contact you to help you find the right cover. In providing your telephone number, you consent to Medibank contacting you about health insurance.

Our Growing Family packages

Thinking about having a baby? With Medibank’s growing family packages you can choose a cover to suit your needs, preferences and budget, whether that's in a public or a private hospital. Note a 12 month waiting period applies to obstetric services - see FAQs.

Growing Family Core

Family cover for life's more common hospital treatments, but you don't want obstetrics or IVF services. You'll still enjoy some support during your pregnancy through your Extras cover.

from

Core Hospital

  • Public hospital (as a public patient) for the birth. Stay within your budget by excluding obstetrics cover and IVF
  • Cover for thousands of in-hospital services for all the family

 

Growing Family Essentials Plus

Hospital & Extras cover that lets you choose your own obstetrician, while giving birth in a public hospital as a private patient. It also provides a broader range of hospital services, like heart-related admissions and Extras cover that supports your pregnancy journey.

from

Standard Hospital

  • Public hospital (as a private patient) for the birth, with your choice of obstetrician. Learn more in our article understanding your hospital birth options
  • Cover for thousands of in-hospital services for all the family

Growing Family Complete

This comprehensive Hospital & Extras cover gives you the full private childbirth experience, providing welcome support to your family's pregnancy journey from beginning to end.

from

Complete Hospital

  • Private hospital for the birth, with your choice of obstetrician
  • No restricted or excluded services for all the family

 

Tasmania and Queensland have State schemes that cover ambulance services for residents of those States.

All of the packages above also include these extras services:

  • Antenatal and postnatal services including lactation consultants, pregnancy compression garments and clinical pilates with a physio.
  • Benefits towards an Australian Breastfeeding Association membership.
  • Choice of 60 or 70% back on extras like dental & physio at Members' Choice providers.^
  • 100% back on extras for kids at Members’ Choice providers.+

Better off with Medibank

Icon Hospital

Your choice of a public or private experience

Public hospital (as a private patient) for the birth, with your choice of obstetrician.

Icon Pregnancy

Wellness for mums and mums-to-be

Mums-to-be deserve all the support they can get! Which is why our extras cover on all of our Growing Family packages includes lactation consultations, birthing classes, remedial massage and even clinical pilates with a physio.

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Peace of mind for the family

All currently available Medibank covers include unlimited emergency ambulance, cover for Accidents# and no excess for kids on any family membership.

Pregnancy FAQs

Need a little extra help?

With Medibank by your side, you’ll have access to a wide range of benefits including special offers and information for soon-to-be parents and growing families.

^Guaranteed percentage back on specified services provided by Medibank Members' Choice providers only up to annual limits.

+Up to annual limits. Available on Growing Family and Settled Families covers for child and student dependants. Waiting periods apply including 12 months for some dental services. Members’ Choice providers are not available in some areas – ask us for details.

#Excludes claims covered by third parties such as Workcover. Cover only for Accidents that occur after join date. Tasmania and Queensland have State schemes that cover ambulance services for residents of those States.

~Provided that you join Medibank within two months of leaving your previous private health insurance fund.