Compare our health insurance

Here are some cover options below, You can refine or expand your search using the filter below.

Prices below are based on

This is used to calculate any Australian Government Rebate (AGR) you may be entitled to.If you’re unsure how to calculate your income, this ATO calculator can help.


We can help - Leave your details and a Medibank expert will contact you to help you find the right cover. In providing your telephone number, you consent to Medibank contacting you about health insurance.

The amount you pay before Medibank contributes to your hospital costs.

The amount you can claim back at Members’ Choice providers, up to annual limits.

The amount you can claim back at any recognised providers, up to annual limits.

^Tasmania and Queensland have State schemes that cover ambulance services for residents of those States.

+For Accidents that occur after your cover starts and for which treatment is sought within 7 days. Excludes claims covered by third parties such as WorkCover and our Private Room Promise. Out of pockets may apply.

#Medibank has Members' Choice providers for these services only. By choosing a Members' Choice provider you are guaranteed to receive the percentage back shown on the cover. 

~Some items and services may require a Referral Letter and may have a benefit replacement period. Please see the Cover Summary or Member Guide for more information.

Not what you're looking for?

Want 4 weeks free?

Join eligible combined hospital & extras cover by August 31st and you could get 4 weeks free. Plus - we'll waive 2&6 month waiting periods on extras. New members only.‡ Use promo code: 4FREE

Get a quote Find out more
Things you should know

! - A Limited Service is a service where we pay the minimum benefit set by the government towards hospital accommodation. If you're treated in a private hospital for a Limited Service, you are likely to incur substantial out-of-pocket expenses because this minimum benefit will not be enough to cover all hospital costs. For Limited services as a private patient in a public hospital we will pay minimum shared room benefits.

‡ For new members on new memberships who join and start eligible combined hospital and extras from 14 July - 31 August 2021 and who have not held Medibank health cover in previous 60 days (unless they are dependents coming off their parent’s cover). Must quote promo code 4FREE and set up direct debit when joining. Excludes Corporate covers, Accident Cover, Ambulance Cover, Overseas Visitors Health Insurance, Overseas Students Health Cover (OSHC), Working Visa Health Insurance, ahm covers and other selected covers. Not available with any other offer. 4 weeks free: Must maintain direct debit and hold eligible product for 28 continuous days from the policy start date to get next 4 weeks free. 2&6 month waits waived on extras: 2&6 month waiting periods on extras waived. Other waiting periods apply (including 12 months on some dental services). If you’ve reached your limits from a previous fund you may not be able to claim straight away.

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