Compare our health insurance

Here are some cover options below, You can refine or expand your search using the filter below.

Prices below are based on

This is used to calculate any Australian Government Rebate (AGR) you may be entitled to.If you’re unsure how to calculate your income, this ATO calculator can help.


We can help - Leave your details and a Medibank expert will contact you to help you find the right cover. In providing your telephone number, you consent to Medibank contacting you about health insurance.

The amount you pay before Medibank contributes to your hospital costs.

The amount you can claim back at Members’ Choice providers, up to annual limits. Fixed amounts apply at non-Members’ Choice providers, up to annual limits.

The amount you can claim back at any recognised providers, up to annual limits.

^Tasmania and Queensland have State schemes that cover ambulance services for residents of those States.

+For Accidents that occur after your cover starts and for which treatment is sought within 7 days. Excludes claims covered by third parties such as WorkCover and our Private Room Promise. Out of pockets may apply.

#Medibank has Members' Choice providers for these services only. By choosing a Members' Choice provider you are guaranteed to receive the percentage back shown on the cover. 

~Some items and services may require a Referral Letter and may have a benefit replacement period. Please see the Cover Summary or Member Guide for more information.

Not what you're looking for?

Want 6 weeks free?

Join eligible Medibank hospital & extras by 10 July to get six weeks free and your 2&6 month waits waived on extras.‡ Don't forget, we're also pausing premium increases until October 2022.± New members only. Use promo code: 6FREE

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Things you should know

! - A Limited Service is a service where we pay the minimum benefit set by the government towards hospital accommodation. If you're treated in a private hospital for a Limited Service, you are likely to incur substantial out-of-pocket expenses because this minimum benefit will not be enough to cover all hospital costs. For Limited services as a private patient in a public hospital we will pay minimum shared room benefits.

± Excludes some Overseas Covers ‡ For new members on new memberships who join and start eligible combined hospital and extras from 11 May – 10 July 2022 and who have not held Medibank health cover in previous 60 days (unless they are dependents coming off their parent’s cover). Must quote promo code 6FREE and set up direct debit when joining. Excludes Corporate covers, Accident Cover, Ambulance Cover, Overseas Visitors Health Insurance, Overseas Students Health Cover (OSHC), Working Visa Health Insurance, ahm covers and other selected covers. Not available with any other offer. 6 weeks free: Must maintain direct debit and hold eligible product for 30 continuous days from the policy start date to get next 6 weeks free. 2&6 month waits waived on extras: Other waiting periods apply (including 12 months on some dental services). If you’ve reached your limits from a previous fund you may not be able to claim straight away.

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