Senior Travel Insurance

15% off travel insurance for Medibank and ahm health members

Senior couple walking on beach

Get seniors travel insurance with Medibank

As we get older, we often travel more. With more free time, comes more opportunity to explore the best the world has to offer. And with more tours and travel experiences being curated for senior travellers than ever before, there’s never been a better time to go!

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Existing medical conditions

Cover for some existing medical conditions like high blood pressure and allergies¹

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$Unlimited overseas medical expenses

Cover for costs of overseas hospital treatment and medical evacuation² 

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Rental car insurance excess

If your rental vehicle is in an accident, damaged or stolen you could be liable to pay an excess. We’ll provide cover up to $5,000 for a Domestic Plan and up to $6,000 for an International Comprehensive Plan. 

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Cruise travel insurance

For an additional premium, you can add ‘Cruise Cover’ to your policy. You’ll need to take out cover if you’re going on a multi-night sea or ocean cruise in order to be eligible to claim for events arising from or related to cruise travel.³

Multi-award winning travel insurance

We're proud to be winners of Mozo's Experts Choice Awards in 2022 & 2023 and Mozo's People's Choice Award in 2024.

Our travel insurance options

Whether you travel once a year or you’re a frequent flyer, you've got cover with single and annual multi-trip options.

Senior couple traveling overseas

International Comprehensive

Cover for overseas medical and dental emergencies, plus inclusions for unforeseen cancellations and valuables like laptops and cameras.

 

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Domestic Travel Insurance

Cover for unforeseen cancellations, amendments and delays, plus up to $5,000 towards any rental car insurance excess for rental car damage or theft.

 

Cruise - annual multi trip

Annual Multi Trip

A Medibank Multi-Trip policy is a convenient way to protect against travel surprises. It provides comprehensive cover for international and domestic trips over 250km from home, or that include at least one nights paid accommodation.4

21 day cooling off period: Receive a full refund if you change your mind within 21 days of the date of purchase, as long as you’ve not yet made a claim or departed on your journey. 

24/7 emergency assistance

Our team of experienced doctors, nurses, travel consultants and case managers are here for you, 24/7. 

If you need help finding appropriate medical treatment or you need to be medically evacuated, replacing lost travel documents or credit cards, our emergency assist team will help you out.

If you need emergency assistance please call +61 2 8907 5672

Seniors travel insurance FAQs

Things you should know

Automatic cover for a limited number of pre-existing conditions outlined in the Combined FSG/PDS. All other pre-existing conditions need to be disclosed at the time of application. Cover for conditions not automatically included is not guaranteed and subject to a medical assessment.

Medical cover will not exceed 12 months from the onset of the illness or injury. Medical evacuation cover subject to claim approval.

3  You must take out an International Plan and add Cruise Cover if you’re travelling on a domestic or international multi-night ocean or sea cruise to have any cover for the benefits under the policy (unless that cruise is entirely within Australian costal waters in which case a Domestic Plan may be purchased and no Cruise Cover variation is required). 

4 Cover is limited to a maximum duration of up to 30, 45 or 60 days for international trips or 15 or 30 days on domestic trips depending on the duration choice you make.

Limits, sub-limits, exclusions and conditions apply. This is general advice only. Medibank Private Limited, ABN 47 080 890 259, an Authorised Representative, AR 286089, of Travel Insurance Partners Pty Limited, ABN 73 144 049 230 AFSL 360138 arranges the insurance on behalf of the insurer. The insurer is Zurich Australian Insurance Limited ABN 13 000 296 640, AFSL 232507. Please consider your own needs and the Combined FSG/PDS to decide if this product is right for you. For information on the Target Market and Target Market Determinations, visit medibank.com.au/travel-insurance/help/