Students Travel Insurance

15% off travel insurance for Medibank and ahm health members

Backpacker tropical

We cover travel insurance for students

There’s nothing like finishing that last exam or handing in that final assignment, knowing you’re heading off on an epic trip.  Whether you’re taking off for a week to relax poolside or strapping your backpack on for months of adventure, Medibank Travel Insurance has a range of plans to help protect your trip. Depending on the plans available to choose from, you could have cover for:

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$Unlimited overseas medical expenses

Cover for the costs of overseas hospital treatment and medical evacuation.¹

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Luggage and personal items

Whether it’s a laptop, phone, handbag or skateboard, we cover up to $15k of lost, stolen or damaged luggage & items.²

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$Unlimited cancellation cover

Expense cover for accommodation and other pre-paid travel costs if you have to cancel due to unforeseen circumstances.³

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Travel documents and credit cards

Cover for up to $5k for lost passports, credit cards and traveller's cheques.4

Canstar Award

Multi-award winning travel insurance

We're proud to be winners of Mozo's Experts Choice Awards in 2022 & 2023 and Mozo's People's Choice Award in 2024.

We're proud winners of Mozo's Experts Choice awards in 2022 and 2023.

Compare our popular student travel insurance options

Whether you travel once a year or you’re a frequent flyer, you've got cover with single and annual multi-trip options.

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International Medical Only

Travel Cover for medical and dental emergencies while you're overseas.
  • $Unlimited overseas medical and hospital expense cover
  • 24-hour emergency assistance


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International Comprehensive

Cover for medical and dental emergencies, plus inclusions for unforeseen cancellations and valuables like laptops and cameras.
  • Everything in International Medical Only
  • Up to $15,000 cover for luggage and personal effects2

21 day cooling off period: Receive a full refund if you change your mind within 21 days of the date of purchase, as long as you’ve not yet made a claim or departed on your journey

Motorcycle/moped riding

Motorcycle, scooter or moped riding can be a great way to get around and see the sights of a country. But it’s important to note that any claims involving motorcycle, scooter or moped riding are only included if you pay the additional premium for this activity.

Even when you pay the extra premium, you will only have cover if:

  • Whilst in control of a motorcycle or moped you hold a valid Australian motorcycle licence or Australian motor vehicle driver licence, 
  • Whilst you are a pillion passenger the driver holds a valid licence for riding that vehicle;
  • The engine capacity is 250cc or less;
  • You are wearing a helmet; not participating in a professional capacity; not participating in motocross and not racing.

Learn more about moped & scooter cover

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Skiing and snowboarding

If you are planning on skiing, snowboarding or snowmobiling in your travels – you need to get additional snow sports cover. Unfortunately, these activities are not automatically covered under Medibank Travel Insurance and will need to be added to your policy as an extra premium.  

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Extra Luggage Insurance

To make sure your electronics and other more expensive items are insured, you can vary your luggage and personal effects cover. For an added premium you can increase your cover for individual items (up to $4,500 per item). 

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Cruise travel insurance

For an additional premium, you can add ‘Cruise Cover’ to your policy. You’ll need to take out cover if you’re going on a multi-night sea or ocean cruise in order to be eligible to claim for events arising from or related to cruise travel.5

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24/7 emergency assistance

Our team of experienced doctors, nurses, travel consultants and case managers are here for you, 24/7.

If you need help finding appropriate medical treatment or you need to be medically evacuated, replacing lost travel documents or credit cards, our emergency assist team will help you out.

If you need emergency assistance please call +61 2 8907 5672

Things you should know

1 Medical cover will not exceed 12 months from the onset of the illness or injury. Medical evacuation cover subject to claim approval.

Item limits apply. See Combined FSG/PDS for more information.

Conditions apply to cancellation cover. Only applies to the International Comprehensive and Domestic policies. 

Only applies to the Comprehensive International Plan. Sub-limits apply.

You must take out an International Plan and add Cruise Cover if you’re travelling on a domestic or international multi-night ocean or sea cruise to have any cover for the benefits under the policy (unless that cruise is entirely within Australian costal waters in which case a Domestic Plan may be purchased and no Cruise Cover variation is required). 

Limits, sub-limits, exclusions and conditions apply. This is general advice only. Medibank Private Limited, ABN 47 080 890 259, an Authorised Representative, AR 286089, of Travel Insurance Partners Pty Limited, ABN 73 144 049 230 AFSL 360138 arranges the insurance on behalf of the insurer. The insurer is Zurich Australian Insurance Limited ABN 13 000 296 640, AFSL 232507. Please consider your own needs and the Combined FSG/PDS to decide if this product is right for you. For information on the Target Market and Target Market Determinations, visit