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A healthy start is a better start

Get Healthy Start Extras cover from around $11 a fortnight.

Why get health cover?

There's more to health cover than just covering your costs when you get sick. In fact, you'd be surprised how many of life's big questions can be answered by health cover.

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Like a good selfie or 20?

Then make sure your smile is up to it. Medibank members with extras cover for 2 months or more can get 100% back on up to two dental check-ups every year, including x-rays, at any Members’ Choice Advantage dentist.¹

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Are you afraid of commitment?

Work out on your terms with GymBetter® and enjoy pay-as-you-go access to gyms across Australia for as little as $8.50 a visit.

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Are you a serial shopper?

Enjoy special offers from some of your favourite brands, including Fitbit®, Palace Cinemas, and Sunglass Hut, plus member discounts on Medibank Pet & Travel Insurance.

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Do you like being chauffeured around?

If you’re accident prone and have the ambulance on speed dial, you’ll be glad to know Medibank will cover unlimited Emergency Ambulance^ callouts.

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Are you a weekend warrior or sports star?

Get a tune-up for a big match, or panel beating afterwards. Our Extras cover can help take the edge off the cost of physio, chiro, and remedial massages.

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Does trouble always end up finding you?

With Medibank you can get cover for accidents# as part of your hospital cover should the unexpected happen.

Refine your details

This is used to calculate any Australian Government Rebate (AGR) you may be entitled to.If you’re unsure how to calculate your income, this ATO calculator can help.


We can help - Leave your details and a Medibank expert will contact you to help you find the right cover. In providing your telephone number, you consent to Medibank contacting you about health insurance.

Better health starts here ...

When it comes to better value health cover, we've got your back (shoulders, eyes, teeth and more)

Show price after April 1

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Healthy Start Extras

A great starting point for anyone new to health cover, offering flexible Extras that's better suited for the young and healthy.

from

What's included

Extras 60% claimback ø

Guaranteed percentage back on specified services provided by Medibank Members' Choice providers only up to annual limits.

Covers Annual limits

General dental

Major dental

Physiotherapy

Dietetics

Chiropractic & Osteopathy

And more ...

$500 combined limit

Optical items

Remedial massage

Natural therapies

$150 combined limit

Emergency Ambulance^

Unlimited

Hospital Essentials and Healthy Start Extras

Hospital cover designed for the young and healthy combined with Extras cover with the added flexibility in how you use your Extras.

from

What's included

Extras 60% claimback ø

Guaranteed percentage back on specified services provided by Medibank Members' Choice providers only up to annual limits.

Covers Annual limits

General dental

Major dental

Physiotherapy

Dietetics

Chiropractic & Osteopathy

And more ...

$500 combined limit

Optical

Remedial massage

Natural therapies

$150 combined limit

Emergency Ambulance^

Unlimited

Hospital Essentials

  • Shoulder and Knee reco
  • Cover for accidents*
  • Surgical removal of wisdom teeth (hospital charges only)
  • And more ...

 

Everyday Comprehensive

Cover for singles and couples looking for extra peace of mind from their Hospital and Extras cover, such as heart-related admissions plus greater flexibility in how you use your Extras.

from

What's included

Extras 70% claimback ø

Guaranteed percentage back on specified services provided by Medibank Members' Choice providers only up to annual limits.

Covers Annual limits
General dental $750
Major dental $500

Physiotherapy

Chiropractic & Osteopathy

And more ...

$600 combined limit (increases by $50 per year to $850)

Optical 

$225

Emergency Ambulance^

Unlimited
And more ...  

Hospital Essentials

  • All the services covered by Hospital Essentials
  • Heart related admissions
  • Appendicitis treatment
  • And more ...

Claim 70% back on the costs of included treatments at Medibank Members' Choice providers, up to annual limits.                       

We've negotiated a capped price so you won't be charged more than the agreed price.

If your provider is not part of our Members' Choice network, we still pay benefits up to a fixed benefit, which may be less than the provider charges, but may help reduce your out-of-pocket expenses.

Claim 60% back on the costs of included treatments at Medibank Members' Choice providers, up to annual limits.                       

We've negotiated a capped price so you won't be charged more than the agreed price.

If your provider is not part of our Members' Choice network, we still pay benefits up to a fixed benefit, which may be less than the provider charges, but may help reduce your out-of-pocket expenses.

We've got your questions covered

Live Better with member perks

As a member, treat yourself to some great offers and discounts to support your health and wellbeing. And have a little fun too.

GymBetter

Save up to 25% on casual visits with GymBetter.

Fitbit

25% off Fitbit trackers and Aria scales.

Palace Cinemas

Enjoy discounted tickets at Palace Cinemas.

^ Waiting periods apply. For ambulance attendance or transportation to a hospital where immediate professional attention is required and your medical condition is such that you couldn't be transported any other way. Tasmania and Queensland have state schemes to cover ambulance services for residents of those states.

# Covers which have services that are normally Restricted or Excluded will be treated as an Included service where treatment is required for injuries sustained in an Accident that occurs after joining this cover. Excludes claims covered by third parties such as Workcover. Refer Cover Summary for full details.

* Excludes claims covered by third parties such as Workcover. For accidents that occur after join date. Treatment must be sought within 7 days of accident.

¹  Limited to two dental check-ups on all extras annually. Maximum two bitewing x-rays per check-up, where clinically needed. Not available in all areas.