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Why Medibank?

Better health. Let's get there together.

We want to help you look after yourself and the ones you love. In fact, we've been helping Australians find better health for over 40 years.

Our staff have the knowledge and expertise to understand the individual needs of our members — all 3.8 million of them.

Accident cover boost

If you have an Accident, you’ll get the benefits of our top level hospital cover, no matter what level of hospital cover you have~.

My Medibank app

Most members can view their extras limits on the go^, plus you can also make a claim on a wide range of extras with the My Medibank app.

Medibank at Home

With your doctor's support, eligible members can choose whether a treatment is delivered in the hospital or home, with a range of services, such as rehabilitation and chemotherapy.+

I am 100% better

100% back on up to two dental check-ups every year at any Members’ Choice Advantage dentist

All Medibank members with extras cover for two months or more get 100% back on up to two dental check-ups every year, including x-rays, at any Members’ Choice Advantage dentist.#

100% back on optical items

Everyone deserves to see the world clearly. That’s why when you join Medibank extras you get 100% back on optical items at all recognised providers up to annual limits^.

Help on Hand

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24/7 Medibank Nurse

Health concerns keeping you up at night? Members with hospital cover are supported by Medibank nurses on our 24/7 Medibank Nurse phone service.²

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24/7 Chat Online

Chat with our friendly staff online anytime for advice and help with your health cover, whether you're already a member, or looking to join.

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24/7 Medibank Nurse Webchat

Connect with our nurses via the 24/7 Medibank Nurse Webchat for support with a range of health questions and concerns. This service is available to Medibank members with hospital cover 24 hours a day, seven days a week.

Are you ready to get a quote?

Things you should know

~ For Accidents that occur after your cover starts and for which treatment is sought within 7 days. Excludes claims covered by third parties such as WorkCover and our Private Room Promise. Out of pockets may apply.

* Some claims, like paper based, may take longer to update. If you have Visitors Health Insurance, Working Visa Health Insurance or Overseas Student Health cover, you may not be able to use all the features.

~Not available in all areas.

+Must have eligible hospital cover, all relevant waiting periods must have been served and treating doctor must consider it appropriate. Out of pocket expenses may apply.

^ 6 month waiting period applies. Some lens coatings excluded.

# Limited to two dental check-ups on all extras annually. Maximum two bitewing x-rays per check-up, where clinically needed. Not available in all areas.

2 Overseas Student Health Cover members can access our Student Health & Support Line on 1800 887 283.