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Why Medibank?

Better health. Let's get there together.

We want to help you look after yourself and the ones you love. In fact, we've been helping Australians find better health for over 40 years.

Our staff have the knowledge and expertise to understand the individual needs of our members — all 3.8 million of them.

  More ways to save

Claim for treatment at all recognised providers across Australia. And get even more back on a wide range of extras through our huge network of Members' Choice providers.

  Healthcare that never sleeps

Our hospital cover gives you access to around-the-clock advice from Medibank nurses, through our 24/7 Health Advice Line. And we're always here if you need help with any questions — chat to us online 24/7, give us a call, or drop into one of our stores.

  Get cover for accidents

If an accident does happen, you'll get all the benefits of our Complete Hospital cover no matter what level of cover you have*. You'll also get unlimited emergency ambulance — because the last thing you should worry about is the cost of getting to hospital^.

I am 100% better

100% back on up to two dental check-ups every year at any Members’ Choice Advantage dentist

All Medibank members with extras cover for two months or more get 100% back on up to two dental check-ups every year, including x-rays, at any Members’ Choice Advantage dentist.~

100% back on optical items

Get 100% back on optical items at all recognised providers Australia-wide#. Available on selected covers, annual limits and waiting periods apply.

Help on Hand

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24/7 Health Advice Line

Medibank members with hospital cover can call one of our experienced nurses anytime for health advice. **

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24/7 Chat Online

Chat with our friendly staff online anytime for advice and help with your health cover, whether you're already a member, or looking to join.

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Health Advice Line Webchat

Connect with our nurses via the Health Advice Line Webchat for support with a range of health questions and concerns. This service is available to Medibank members with hospital cover for a trial period Mon to Fri 10am to 4pm AEST.

Are you ready to get a quote?

What you need to know

* Excludes claims covered by third parties such as Workcover. Cover only for accidents that occur after join date.

^ Waiting periods apply. For ambulance attendance or transportation to a hospital where immediate professional attention is required and your medical condition is such that you couldn't be transported any other way. Tasmania and Queensland have state schemes to cover ambulance services for residents of those states.

Excludes some items.

~ Limited to two dental check-ups on all extras annually. Maximum two bitewing x-rays per check-up, where clinically needed. Not available in all areas.

** Overseas Student Health Cover members can access our Student Health & Support Line on 1800 887 283.