Why Medibank?

Better health. Let's get there together.

We want to help you look after yourself and the ones you love. In fact, we've been helping Australians find better health for over 40 years.

Our staff have the knowledge and expertise to understand the individual needs of our members — all 3.7 million of them.

Accident cover boost

If you have an Accident, you’ll get the benefits of our top level hospital cover, no matter what level of hospital cover you have.~

My Medibank app

Most members can view their extras limits on the go^, plus you can also make a claim on a wide range of extras with the My Medibank app.*

Medibank at Home

With your doctor's support, eligible members can choose whether a treatment is delivered in the hospital or home, with a range of services, such as rehabilitation and chemotherapy.+

I am 100% better

100% back on up to two dental check-ups every year at any Members’ Choice Advantage dentist

All Medibank members with extras cover for two months or more get 100% back on up to two dental check-ups every year, including x-rays, at any Members’ Choice Advantage dentist.#

100% back on optical items

Everyone deserves to see the world clearly. That’s why when you join Medibank extras you get 100% back on optical items at all recognised providers up to annual limits.^

Help on Hand

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24/7 Medibank Nurse

Health concerns keeping you up at night? Members with hospital cover are supported by Medibank nurses on our 24/7 Medibank Nurse phone service.²

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24/7 Medibank Nurse Webchat

Connect with our nurses via the 24/7 Medibank Nurse Webchat for support with a range of health questions and concerns. This service is available to Medibank members with hospital cover 24 hours a day, seven days a week.

Are you ready to get a quote?

Want up to $500 in gift cards?

You could get 50,000 Live Better Points (couples and families) or 25,000 Live Better Points (singles and single parents) to redeem on rewards like gift cards when you join and maintain eligible Hospital and Extras. Plus - we’ll waive your 2 & 6 month waits on extras. Offer ends Sept 14. New members only.‡ Use promo code: LIVEBETTER

Get a quote Find out more
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Things you should know

~ For Accidents that occur after your cover starts and for which treatment is sought within 7 days. Excludes claims covered by third parties such as WorkCover and our Private Room Promise. Out of pockets may apply.

* Some claims, like paper based, may take longer to update. If you have Visitors Health Insurance, Working Visa Health Insurance or Overseas Student Health cover, you may not be able to use all the features.

~Not available in all areas.

+Must have eligible hospital cover, all relevant waiting periods must have been served and treating doctor must consider it appropriate. Out of pocket expenses may apply.

^ 6 month waiting period applies. Some lens coatings excluded.

# Limited to two dental check-ups on all extras annually. Maximum two bitewing x-rays per check-up, where clinically needed. Not available in all areas.

2 Overseas Student Health Cover members can access our Student Health & Support Line on 1800 887 283.

‡ For new Medibank members on new memberships who join and start eligible combined hospital and extras from 11 July 2022 to 14 Sept 2022 and have not held Medibank health cover in the previous 60 days (unless a dependent coming off parent’s cover). Must quote promo code ‘LIVEBETTER’ and set up direct debit when joining. Excludes Hospital only, Extras only, Corporate covers, Accident Cover, Ambulance Cover, Overseas Visitors Health Insurance, Overseas Students Health Cover (OSHC), Working Visa Health Insurance, ahm covers and other selected covers. Not available with any other offer. Medibank employees are not eligible for this offer. Live Better Points terms: Must maintain direct debit and hold eligible product for 28 consecutive days from the policy start date to be eligible for Live Better points. Policyholder will require access to a smartphone and will need to download either the Live Better stand-alone app or the My Medibank App and track any Live Better activity within 28 days from the policy start date. Must be 18 years or over and have a valid Australian residential address to register for Medibank Live Better. Policyholder will need to have registered a My Medibank account and linked their My Medibank account with their Live Better account within 28 days from the policy start date. Live Better points could take up to 8 weeks from the policy start date to be loaded to the policyholder’s Live Better account. Singles and single parents will receive 25,000 Live Better Points, and families and couples will receive 50,000 Live Better Points. Live Better Rewards terms: Must be a Medibank member with hospital cover, extras cover, or hospital and extras cover, be up-to-date with premium payments and have signed up to Medibank Live Better with ‘My Medibank’ or have linked their MyMedibank account with their Live Better account to redeem rewards. Additional terms and conditions may apply to the redemption of a reward depending on the type of reward chosen. Read full Medibank Live Better terms here: https://www.medibank.com.au/livebetter/rewards/terms/ 2&6 month waits waived on extras terms: 2&6 month waiting periods on extras waived. Other waiting periods apply (including 12 months on some dental services). If you're switching from another fund and you’ve used any of your current limits (at that fund), that will count towards your annual limits with us. If you've reached your limits at your previous fund you may not be able to claim straight away on extras.

Have questions?

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