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compare our travel insurance

Our travel insurance plans feature generous medical cover and competitive inclusions for the experiences that matter most to you.

All Medibank Travel policies include

24/7 emergency assistance

Australian based team to help with medical emergencies, lost or stolen baggage around the clock.

Choice of policy excess level

Lower the cost of your policy by selecting the excess level you wish to pay when making a claim.

Children covered free

Accompanied children or grandchildren under 21 are covered for free

Free Global SIM card

No activation fee or flag fall. Plus save on international calls, SMS and data.

Travel insurance options

Just decide what you want to be covered for, select your inclusions, and enjoy a relaxing trip knowing you’re prepared for the unexpected.

Domestic Comprehensive

Cover for cancellations, amendments and delays, plus up to $3,000 towards any excess for rental car damage or theft.

What’s included

  • 24 hour emergency assistance
  • Children covered free
  • Money back guarantee
  • Pre-existing conditions
Covers Annual limits
Cancellation & Amends $Unlimited
Additional Expenses $10,000
Luggage and Personal Effects $8,000
Rental Car Insurance Excess $3,000
Travel Delay Expenses $2,000
Loss of Income $2,000
Permanent Disability $10,000
Accidental Death $10,000
Personal Liability $5,000,000
Add extra cover

  • Motorcycle / Moped riding
  • Snow sports and snowmobiling
  • Increased rental car excess
  • Increased luggage cover

International Medical only

Cover for medical and dental emergencies while you’re overseas.

What’s included

  • 24 hour emergency assistance
  • Choice of policy excess levels
  • Children covered free
  • Money back guarantee
  • pre-existing conditions
  • Free Global SIM card
  • Cruises covered
Covers Annual limits
Int’l Medical Expenses $Unlimited
Int’l Hospital Expenses $Unlimited
Additional Expenses $Unlimited
Personal Liability $5,000,000

Please note - Cancellations & Amendments are not covered by this plan.

Add extra cover

  • Motorcycle / Moped riding
  • Snow sports and snowmobiling

More than one trip a year?

Annual Multi-Trip cover is a great option for frequent flyers. Get comprehensive cover for every trip you take within a year.

We’ve got your questions covered

If you are taking out a policy, you can check if you have a pre-existing medical condition without the need to visit your doctor or supply a medical report - simply read through the ‘Existing Medical Conditions' section in the Product Disclosure Statement or conduct a self-assessment as part of the online application process.

There are three categories of medical conditions:

  • conditions we automatically cover for FREE.
  • conditions which cannot be covered.
  • conditions we need to assess.

Please review each of these categories to determine which category applies to you.

You can view the Product Disclosure Statement to find a full definition of 'Existing Medical Conditions' and what we automatically cover for free on page 15.

Download PDS

Note: If you have an existing condition that does not fit the criteria under “conditions we automatically for free” and you do not apply for and purchase the appropriate cover, we will not pay any claim arising from, relating to, or associated with, your condition.

Yes, you will receive a 10% discount off travel insurance rates for non-members.

Select the Area which you will spend the most time in. The following areas apply to the single and annual multi-trip policies

Single trip
  • Area 1 – Worldwide including Americas/Africa (it is compulsory to select this option if more than 20% of Your time is spent in the Americas or Africa)
  • Area 2 – Europe, Asia and the Middle East
  • Area 3 – UK and South East Asia
  • Area 4 – Indonesia, South West Pacific and NZ
  • Area 5 – Australia

Note: For domestic cruising, please choose Area 4.

Annual Multi-Trip
  • Area 1 – Worldwide including Americas/Africa (it is compulsory to select this option if more than 20% of Your time is spent in the Americas or Africa)
  • Area 2 – Worldwide excluding the Americas and Africa
  • Area 5 – Australia
  • When you buy a worldwide travel insurance policy you are automatically covered for travel anywhere in the world.

Yes, but we may refuse to pay a claim if you do not take all reasonable precautions to protect your luggage, which means ensuring that you do not leave it unsupervised and taking all necessary steps to avoid any loss or damage.

Note that the loss or theft of luggage, personal effects, travel documents or money must be reported within 24 hours to the police or responsible transport provider and a written report must be obtained at the time.

Other terms and conditions and exclusions may also apply.

For more information, please refer to the details on page 43 of the Product Disclosure Statement.

Download PDS

Yes. Our intention is to cover as many people as possible. However policy prices may increase in line with your age and cover may be subject to medical assessment and trip duration limits.

A safe trip is a good trip

Read important safety warnings, vaccination advice and travel tips to help make the most of your time away

Travel tips

1 - Cover is included for your children or grandchildren identified on the Certificate of Insurance and travelling with you on your Journey is included in the policy provided they are not in full time employment and they are under 21 years of age.

2 - Free Global SIM Card available to eligible Medibank Travel Insurance holders who purchase an international travel insurance policy. Please allow at least 7 days prior to departure to receive your delivery of the Global SIM card. Handsets must be unlocked for the Global SIM Card to work on your mobile. This is a pre-paid service. Network coverage is not available in all areas and rates may change at any time. Visit covermore.com.au/sim to view full pricing details, rates, coverage and terms and conditions. Services are provided by United Global SIM Ltd 1810796. Cover-More Insurance Services Pty Ltd ABN 95 003 114 145 and Travel Insurance Partners Pty Limited ABN 73 144 049 230 are not the providers of any Global SIM products or services and may receive payments which are linked to customer usage and credit purchased.

3 - Automatic cover for a limited number of pre-existing conditions outlined in the Combined FSG/PDS. All other pre-existing conditions need to be disclosed at the time of application. Cover is not guaranteed and subject to a medical assessment.

4 - Item limits apply. See page 11 of Combined FSG/PDS for more information.

5 - Maximum liability collectively for sections Loss of Income, Personal Liability and Accidental Death is $10,000 on the Domestic Plan and $25,000 on the International Comprehensive Plan. Reduced limits may apply for customers 70 years or over. Limits will be shown on the Certificate of Insurance.

6 - Medical cover will not exceed 12 months from the onset of the illness or injury. Reduced limits may apply for customers 70 years or over. Limits will be shown on the Certificate of Insurance.

7 - Limits apply. See pages 41-43 of Combined FSG/PDS for more information. Reduced limits may apply for customers 70 years or over. Limits will be shown on the Certificate of Insurance.

8 - Reduced limits may apply for customers 70 years or over. Limits will be shown on the Certificate of Insurance.

Limits, exclusions and conditions apply. This is general advice only. Medibank Private Limited, ABN 47 080 890 259, an Authorised Representative, AR 286089, of Travel Insurance Partners Pty Limited, ABN 73 144 049 230 AFSL 360138 issues the insurance on behalf of the insurer. The issuer of the travel insurance is Great Lakes Australia (ARBN 127 740 532, ABN 18 964 580 576, AFSL 318603). Please review your own needs and consider the Combined FSG/PDS available from Medibank stores or medibank.com.au/travel to decide if this product is right for you.