The symptoms of COVID-19 to look out for include:

• Fever

• Runny nose

• Sore throat 

• Coughing

• Chills or sweats

• Shortness of breath

• Loss in sense of taste or smell 

If you’re feeling any one of these symptoms, please make sure you get tested as soon as possible.

Most importantly, if you have serious symptoms such as difficulty breathing, call 000 for urgent medical help.

Put simply, good hygiene and physical distancing.

Good hygiene

Practising good hygiene is one of the most effective ways to protect against infection and prevent the spread of coronavirus.  All of us have a role to play in maintaining high standards to protect our own health and the health of each other.  These measures include:

• covering your coughs and sneezes with your elbow or a tissue

• disposing of tissues properly

• washing your hands often with soap and water, including before and after eating and after going to the toilet

• using alcohol-based hand sanitisers

• cleaning and disinfecting surfaces

Physical distancing

Another way to protect the community is physical distancing, which is essentially reducing the contact you have with other people.  It includes:

• staying at home if you are unwell, and avoiding close contact with anyone who is unwell

• avoiding large public gatherings if they’re not essential

• keeping a distance of 1.5 metres between you and other people whenever possible

• minimising physical contact, especially with people at higher risk such as older people and people with existing health conditions 

Self-isolation

Self-isolation means you must stay at home for 14 days. You must self-isolate if you have COVID-19, or you have been in close contact with a confirmed case of COVID-19. The Australian Government has prepared some information around what this means and the advice you should follow.

To support customers during the COVID-19 crisis, we’ve temporarily expanded our coverage to pay benefits towards heart, kidney, lung and chest hospital admissions, regardless of your existing level of hospital cover (waiting periods apply).  This includes members with Basic and Bronze levels of cover where these services are currently excluded or restricted.

If you are admitted to a public hospital and treated as a public patient, your treatment is fully covered by Medicare and you don’t have to use your private health insurance. In fact, you may end up paying extra if you do use your private cover (for instance, if your policy includes an excess).

During this time, it’s more important than ever that you feel supported in any decisions involving your health. So please don’t hesitate to call us on 1800 789 414. 

Please note: this is not applicable to Overseas Health Cover policy holders.

More testing centres are now open. 

Many states have increased their testing capabilities, with more and more testing centres opening around Australia. So, if you have any symptoms, please find the nearest centre https://www.health.gov.au/initiatives-and-programs/coronavirus-covid-19-gp-respiratory-clinics

In order to return safely to our normal daily routines, we need to increase the community’s ability to track and contain any future COVID-19 outbreaks. The Health Department’s COVIDSafe app is designed to do just that; by tracing the possible movements of COVID-19 and helping to alert people who’ve been in close contact with someone with COVID-19 

You can find more information at https://www.health.gov.au/resources/apps-and-tools/covidsafe-app

South Australian residents

During this Circuit Breaker six-day lockdown in South Australia, all elective surgery except cancer treatments, will be put on hold. Your treating specialist or hospital will be in touch if this affects you.

We generally recommend calling your specialist or admitting hospital about the timing of your elective surgery.

Victorian residents

Non-urgent category 2 and some category 3 elective surgeries have resumed in regional Victoria, with Melbourne metro to follow suit by the end of September. Category 1 surgeries will continue unaffected by this approach.

From 28 September, all hospitals will steadily increase their elective surgery capacity, and we expect all Victorian hospitals to be back to 100% operating capacity by 23 November. 

Your specialist or hospital will be in touch if this change may affect your upcoming admission. 

If you have eligible hospital cover and are either going to hospital or you have recently been discharged, our Hospital Assist service is here for you. If you have any concerns about your hospital stay, please don’t wait, you can call us on 1800 789 414.