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Getting started
There may be different times in your life when you need to think about health insurance, but it may be complicated if you're new to it or your circumstances are changing.
This guide will help answer your questions.
How Medibank can support you
Accident cover boost
Medibank members with hospital cover get the benefits of Gold level cover no matter what level of hospital cover you have, thanks to our Accident Injury Benefit.¹
24/7 Medibank Nurse phone service
Members with hospital cover can call our phone service to speak to a Medibank nurse about their health concerns at any time of the day or night.²
100% back on dental check-ups twice a year
Here’s something to smile about – all Medibank members with extras cover for two months or more get 100% back on up to two dental check-ups every year, including x-rays, at any Members’ Choice Advantage dentist.³
100% back on optical
Everyone deserves to see the world clearly. That's why when you join Medibank Extras you get 100% back on optical items at all recognised providers up to annual limits.⁴
Keen to know more?
Below are some helpful links to help you understand and how to use your health cover.
The basics
What is Hospital and Extras Cover?
What's the difference between health insurance and Medicare?
Canstar awarded ‘Outstanding Value Insurance’ 12 years in a row
We’re proud to deliver outstanding value health insurance products designed to suit your needs. But don’t just take our word for it.
We've been helping Australians find better health for over 40 years
Switching from another fund?
Join the 3.7 million other members who have chosen Medibank to support their health and wellbeing. It’s simple and easy to switch, and you’ll have cover where you’ve already served waiting periods with another insurer. Learn more
Live Better
We know caring for yourself impact everyone around you. That's why we've created Live Better, to help you towards a better, healthier life.
Procedure cost estimator
Find out about the costs involved in treatment of common hospital procedures.
Things you should know
¹ For Accidents that occur in Australia after your cover starts. Must seek medical treatment within 7 days, and receive hospital treatment within 12 months, of the Accident occurring. Excludes claims covered by third parties and our Private Room Promise. Out of pockets may apply.
² OSHC members should call the Student Health & Support Line on 1800 887 283.
³ Limited to two dental check-ups on all extras annually. Maximum two bitewing x-rays per check-up, where clinically needed. Not available in all areas.
⁴ 6 month waiting period applies. Some lens coatings excluded.
Have questions?
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