The Australian Government may subsidise the cost of your health cover, depending on your age and how much you earn. This is called the Australian Government Rebate (AGR). If you're eligible for the AGR, it can be claimed in one of two ways:
As an upfront reduction on your premium, or
At the end of the financial year, when you lodge your tax return.
Private Health Insurance Rebate effective from 01 April 2020 – 31 March 2021*
Less than 65 years
65 - 69 years
Get cover sooner to avoid extra costs
Once you turn 30, a 2% loading is added to your hospital cover premiums for every year you’re without cover. This charge is called Lifetime Health Cover (LHC) loading. The good news is you have until July 1 following your 31st birthday to sign up, and keep up your hospital cover, and avoid an LHC loading.
Having hospital cover could save you money. If you don’t have private hospital cover (for you and any dependants*) and you earn more than $90,000 (or $180,000 as a couple/family/single parent)*, the Australian Tax Office may add an extra charge to your tax bill. It’s called the Medicare Levy Surcharge and it could be up to 1.5% of your income*. This may end up being more than the cost of getting hospital cover.
* 'income' and 'dependants' for Medicare Levy Surcharge purposes. Learn more. The income threshold for single parents, couples and families is increased by $1,500 for each MLS dependant child after the first child.
Fill in the form below or get in touch by calling our dedicated line 1300 110
086. We are open on Sundays.
In providing your telephone number, you consent to Medibank contacting
you about health insurance.
We'll have someone call you soon to help with any questions you have.
Or, check out our FAQs and guides to help get you started.
COVID-19 Health Assist - Expression of interest
Complete this form to express your interest in one of our programs.
If you're eligible, a member of our team will call you within 2-3 business days.
What program are you interested in?
Sorry, only members with current
Hospital cover are eligible to participate in these programs
Eligible Medibank members with Extras cover are able to access a
range of telehealth services included on their cover -
you can find out more here.
Alternatively, if you would like to talk to one of our team about your cover,
we're here on 132 331.
Your membership details
Please provide your details so we can know how to contact you.
Your contact details
By clicking Submit, I understand that Medibank or its subsidiaries may contact me to discuss
my eligibility for the Covid-19 Heath Assist program(s), and will disclose my personal
information within the Medibank Group of companies and to third party service providers.
my personal information, and how to contact Medibank: https://www.medibank.com.au/privacy/
Thank you for expressing your interest in one of our COVID-19 Health Assist programs.
If you are eligible, one of our health professionals will call you in 2-3 business days to
discuss your situation and help to enrol you in the relevant program.
There is no cost to participate, however some referred services may incur an out of pocket cost.