Using Your Cover

How health cover can help you get fit

Can you use your private health insurance to improve your fitness?

Written by Medibank

Moving more and improving your fitness can benefit your whole life – it can help you feel better and lower your risk of many chronic health conditions. Yet with the abundance of exercise options and information, it can all get a bit overwhelming– and that makes it hard to get started, or to find that extra motivation.

The good news is, if you have private health insurance, you may be able to use your cover to help.

Read on to find out how Medibank might be able to help you improve your fitness.

Discover Medibank’s Live Better activities

If you are looking for free, fun and social activities to get your body moving, check out Medibank’s Live Better activities. With events all around Australia, there’s bound to be something nearby. Once you start, it’s simple to keep going, especially when you get friends involved.

Explore discounted fitness options

If the gym is your thing, find out how Medibank Live Better Rewards members can save up to 20% off select gym memberships with our gym partners.~

Get pain under control

If pain is holding you back from getting enough exercise, you could see a physiotherapist. A physio can provide treatment aimed to relieve the pain, as well as teaching you how to look after yourself and prevent future injuries.

Depending on your level of health cover, and whether you have extras, your private health insurance might be able to help with costs associated with your treatment. By choosing a Members' Choice provider you may be eligible to receive a fixed percentage back on the total bill of eligible services, up to your annual limit and subject to any waiting periods – this could be 55%, 70%, 85% or 100% depending on your cover. You can find your nearest Members’ Choice provider here.

Health and wellness advice and inspiration

If expert exercise advice is what you’re after – visit Medibank’s Live Better. Here you’ll find a wealth of information including expert articles, running guides, stretching guides and more. You can also discover health and wellness information and inspiration, online courses and delicious healthy recipe ideas.

Chat to a health expert

If you have any questions about your health in general, Medibank health insurance members can chat to a registered nurse over the phone or online and get guidance on what they can do next. Chat online or call 1800 644 325 anytime of the day or night, 7 days a week at no extra cost.*

For more information, or to check that you have the best cover for you, talk to our team on 134 190 or chat to our friendly staff online 24/7 for advice and help with your health cover.

Written by Medibank

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Things you should know:

* Some referred services may involve out-of-pocket costs.

~20% gym discount with Fitness First and Good Life Health Clubs applies to new, full price 12 & 18 month Platinum memberships purchased by eligible Medibank members with hospital or extras cover. 15% off applies to 12 or 18 month Platinum Plus memberships at Goodlife and Fitness First or any 12 or 18 month membership at Zap Fitness. Not available in conjunction with any other offers or discounts. To obtain the discount, simply present your photo ID and Medibank Membership Card when signing up at any participating gym. The name and email address used to sign up at the gym must exactly match the details attached to your Medibank account in order to earn Live Better Rewards points for attending the gym. Existing gym members wishing to take up this offer will need to re-join on a new 12 or 18 month membership, applying the Medibank promo code in order to receive the offer benefits. By signing up to this offer you permit Fitness & Lifestyle Group to share your personal information (including name, date of birth, contact details, gym location and gym attendance records) with Medibank and Live Better Rewards. Medibank and Live Better Rewards will collect this information to assess your eligibility for Live Better points, award the Live Better Rewards points and to monitor uptake of the Live Better Rewards program. If you elect not to share this information you will not be eligible for the discounted gym membership or Live Better points. Medibank's Privacy Policy (https://www.medibank.com.au/livebetter/rewards/terms/) contains information about how you can seek access to, and correction of, your personal information, or make a complaint about a breach of the Australian Privacy Principle. Full gym membership terms and conditions can be found at https://www.fitnessfirst.com.au/terms-and-conditions/. This offer may be withdrawn at any time.