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Visit Medibank Planning, Pregnancy and Parenting for a range of tools and advice to help you at every stage of your pregnancy journey.
Help the way you want it
Things you should know
There is a 12-month waiting period for pregnancy and birth services, which are included in Medibank’s Gold level hospital cover.
Private health insurance funds are only permitted to pay benefits towards inpatient services. This means you need to have been admitted to a hospital in order for the benefit to be paid. During pregnancy, you are likely to have many outpatient appointments (when you are not admitted to hospital), including scans, tests, and visits with your obstetrician or GP. Private health insurance funds are not able to provide benefits for these appointments. However, you may get Medicare rebates for some of these services.
You will still have to pay an excess (if this applies to your hospital cover).
Medibank doesn’t endorse any one model of care over another or the providers listed above.
While we hope you find this information helpful, please note that it is general in nature. It is not health advice, and is not tailored to meet your individual health needs. You should always consult a trusted health professional before making decisions about your health care. While we have prepared the information carefully, we can’t guarantee that it is accurate, complete or up-to-date. And while we may mention goods or services provided by others, we aren’t specifically endorsing them and can’t accept responsibility for them. For these reasons we are unable to accept responsibility for any loss that may be sustained from acting on this information (subject to applicable consumer guarantees).
~ OSHC members should call the Student Health and Support Line on 1800 887 283.
# Health Concierge is available to all eligible Medibank members who hold hospital cover. Excludes Overseas Visitor Health Cover, Working Visa Health Cover and Overseas Student Health Cover (OSHC). Some referred services may involve out of pocket costs.
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