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Using your cover

How to get the most from your Medibank health cover.

We’re here for you throughout your parenting journey

Your health cover isn’t just for those times when you’re unwell. If you are planning to get pregnant, are currently pregnant or have recently welcomed a new little member of the family, there are several ways you can use your cover to help keep you and your baby healthy and happy.

A pregnant woman and her partner

Choosing health insurance for pregnancy

Medibank has have designed a range of packages to give you all the support and cover you will need during your pregnancy, birth and beyond.

A couple researching their cover

Adding your baby to your cover

Did you know that your health cover doesn’t automatically include your baby? This is important if your baby needs to be admitted to hospital as an inpatient.

A mother and newborn baby

Is it worth having private health insurance for pregnancy?

We look at how the private and public systems compare when it comes to some aspects of pregnancy and childbirth.

Check your cover

If you’re looking to start or extend your family it’s worth checking if your current policy includes pregnancy. Log in to My Medibank or give us a call to discuss your options on 132 331.

Medibank health support and services

As a Medibank member with hospital cover, you get more than just health insurance. You get extra support, when you need it most. 


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24/7 Medibank Nurse

Health concerns keeping you up at night? With hospital cover you’re supported by Medibank nurses on our 24/7 Medibank Nurse phone service. ~

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Mental Health Phone Support

Members with Hospital cover~ can talk with a mental health professional over the phone in relation to any mental health or emotional concern, 24 hours a day 7 days a week.

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Health concierge

Eligible members with hospital cover can now talk to a member of our Health Concierge team for advice on how to have a healthy pregnancy, at no extra cost. #

Medibank has a wide range of health and wellbeing services to support eligible members who are planning on starting a family, expecting a new addition, or caring for their growing family.

Check your cover

If you’re looking to start or extend your family it’s worth checking if your current policy includes pregnancy. Log in to My Medibank or give us a call to discuss your options on 132 331.

Looking for more information?

We’ve collected useful information to help guide parents through the pregnancy stage of becoming a parent.

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Looking for something else?

Visit our Planning, Pregnancy and Parenthood homepage to find more tools and advice to help you at every stage of your journey.

Help the way you want it

Contact Medibank when and how it suits you; online 24/7, in-store, by phone or through the My Medibank app.

Things you should know

~    OSHC members should call the Student Health and Support Line on 1800 887 283.

#   Health Concierge is available to all eligible Medibank members who hold hospital cover. Excludes Overseas Visitor Health Cover, Working Visa Health Cover and Overseas Student Health Cover (OSHC). Some referred services may involve out of pocket costs.

∓    The Medibank sleep support line is available to eligible members with Bronze hospital cover and above. Excludes Overseas Visitor Health Cover, Working Visa Health Cover and Overseas Student Health Cover (OSHC). Waiting periods may apply. Some referred services may involve out of pocket costs.

While we hope you find this information helpful, please note that it is general in nature. It is not health advice, and is not tailored to meet your individual health needs. You should always consult a trusted health professional before making decisions about your health care. While we have prepared the information carefully, we can’t guarantee that it is accurate, complete or up-to-date. And while we may mention goods or services provided by others, we aren’t specifically endorsing them and can’t accept responsibility for them. For these reasons we are unable to accept responsibility for any loss that may be sustained from acting on this information (subject to applicable consumer guarantees). 

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