Hospital cover
Procedure costs
Specialists & hospitals
Preparing for hospital
Planning your recovery
A hip replacement costs approximately: $24,092 - $29,208
These are approximate costs~ based on claims data by Medibank members with eligible+ hospital cover for a hospital admission at a Medibank Members' Choice Hospitals. They don’t include doctors’ fees and outpatient appointments where you aren’t admitted into hospital.
The chart below shows how costs are typically split between Medibank, Medicare and your out-of-pocket costs:
* Excess is based on your policy and varies from $0 - {{excess_max_cost}}. Some policies may have a Per-Day Payment arrangement. Medibank members can check their cover inclusions in their Cover Summary in My Medibank or call 132 331 to discuss their cover.
Out-of-pocket costs and how to reduce them
Whether you’ll pay any out-of-pocket costs depends on whether your treatment is Included, Restricted, or Excluded under your hospital cover.
Ask us about our No Gap Joint Replacement program
Eligible Medibank members with hospital cover1 could pay no out-of-pocket costs2 for included treatments and medical services as part of a hospital admission3 for elective surgery for a knee or hip replacement with participating surgeons at participating hospitals.
Ask your specialist/s if they’ll participate in GapCover for your procedure
The GapCover scheme is designed to help reduce or eliminate gap payments. Each specialist involved in your care (for example, your surgeon and your anaesthetist) can choose whether to use GapCover for your procedure, so ask your specialist/s about GapCover before you book your procedure.
Consider if a Members’ Choice hospital is right for you
You can generally get better value at a Members’ Choice hospital than a non-Members’ Choice hospital. We have arrangements with most private hospitals and day surgeries in Australia.
Check your cover
Get a personalised assessment on your upcoming hospital visit based on your admission details and what’s included in your cover by completing a hospital eligbility check. You’ll need the Medicare Benefits Schedule (MBS) item codes from your specialist.
Don't have your codes? You can still check which procedures we pay benefits towards by viewing your cover summary in My Medibank.
Rehab at Home
After surgery a period of rehabilitation may be required to help you recover and optimise your health and independence. Instead of remaining in hospital for rehab, members with eligible hospital cover could receive this treatment in the comfort their own home, where clinically appropriate.4
Now that you’ve covered
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Looking for something else?
Find more tools and information to support your hospital stay, from planning through to recovery.
Things you need to know
1 Must have hospital cover with Joint Replacements listed as Included. Must have served the relevant waiting period.
2 An excess or per-day payment may still be payable, depending on the product a member has chosen and whether they are claiming under their hospital cover for the first time in a calendar year. The Medibank Member Guide and Fund Rules set out hospital benefit exclusions, which apply to all hospital admissions for Medibank members. There may be out-of-pocket costs associated with outpatient appointments, such as your initial visit with a participating surgeon in their consulting rooms.
3 Excludes joint replacements resulting from an emergency admission.
4 Must hold residential hospital cover that includes Rehabilitation as an Included or Restricted service and have served the relevant waiting period. Admission into Rehab at Home is determined by your treating doctor during your hospital admission and is also subject to other eligibility requirements. Depending on the hospital where you receive treatment, you may need a referral from your doctor or member of the hospital care team. Providers are not located in all areas and may change without notice. Out-of-pocket costs may apply depending on your level of cover, such as hospital excess or per day payments.
While we hope you find this information helpful, please note that it is general in nature. It is not health advice, and is not tailored to meet your individual health needs. You should always consult a trusted health professional before making decisions about your health care. While we have prepared the information carefully, we can’t guarantee that it is accurate, complete or up-to-date. And while we may mention goods or services provided by others, we aren’t specifically endorsing them and can’t accept responsibility for them. For these reasons we are unable to accept responsibility for any loss that may be sustained from acting on this information (subject to applicable consumer guarantees).