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Member offers

Take advantage of exclusive offers, benefits and discounts just for being a  Medibank health member.

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Discounted Life, Pet and Travel Insurance Premiums

Medibank health insurance members are eligible for discounted Life, Pet or Travel Insurance Premiums every year.

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Easy claims through My Medibank

You can submit health insurance claims on the spot for most extras through the My Medibank app.

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Live Better your way

Free articles, tips and advice to help you eat, move and feel better. Plus, eligible members can earn points toward rewards for healthy actions through Live Better rewards app.*

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Cover support

Take the confusion out of health insurance and get the most out of your cover. 

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Support for changing health needs

Equip yourself with knowledge and understanding of the going to hospital process, including estimating out-of-pocket costs using our Procedure Cost Estimator tool. 

How we're supporting members

With over 40 years of experience, we understand what better health means for our 3.7 million members.

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Accident cover boost

Medibank members with hospital cover get the benefits of Gold level cover no matter what level of hospital cover you have, thanks to our Accidental Injury Benefit.¹

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24/7 Medibank Nurse phone service

Members with hospital cover can call our phone service to speak to a Medibank Nurse about their health concerns at any time of the day or night.²

100% back on dental check-ups twice a year

Here’s something to smile about – all Medibank members with extras cover for two months or more get 100% back on up to two dental check-ups every year, including x-rays, at any Members’ Choice Advantage dentist.³

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100% back on optical

Everyone deserves to see the world clearly. That's why members with extras get 100% back on optical items at all recognised providers up to annual limits.⁴

Save on other insurance

10% off Medibank Life Insurance Premiums

As a Medibank health insurance member, you're entitled to a 10% discount on Medibank's Life Insurance Premiums every year.

10% off Medibank Pet Insurance

As a Medibank health insurance member, you can get 10% off our range of Medibank Pet Insurances every year.

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15% off Travel insurance

As a Medibank health insurance member, you're entitled to a 15% discount on Medibank Travel Insurance.

Medibank health support and services

As an eligible Medibank member, you get more than just health insurance. You get extra support, when you need it most. 

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Mental Health Phone Support

Members with Hospital cover~ can talk with a mental health professional over the phone in relation to any mental health or emotional concern, 24 hours a day 7 days a week on 1800 644 325.

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Telehealth services

Medibank members with eligible extras can now access telehealth services - including psychology, physiotherapy, dietetics, occupational therapy, podiatry, exercise physiology and speech therapy. Medibank members can also access counselling telehealth services undertaken from 15 October 2020, with benefits payable towards Medibank recognised Counsellors only.#

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24/7 Medibank Nurse

Health concerns keeping you up at night? With hospital cover you’re supported by Medibank nurses on our 24/7 Medibank Nurse phone service on 1800 644 325.~

Medibank has a wide range of health and wellbeing services to support eligible members with their mental health.

Things you should know

*Must be 18 years or over and have a valid Australian residential address to register for Medibank Live Better. Must be a Medibank member with hospital cover, extras cover, or hospital and extras cover, be up-to-date with premium payments and have signed up to Medibank Live Better with ‘My Medibank’ or have linked their MyMedibank account with their Live Better account to redeem rewards. Excludes Overseas Visitor health cover, Working Visa health cover, Overseas Student Health Cover (OSHC), Ambulance only cover, ahm covers and other selected covers. Read full Medibank Live Better terms here.

¹ For Accidents that occur in Australia after your cover starts.  Must seek medical treatment within 7 days, and receive hospital treatment within 12 months, of the Accident occurring.  Excludes claims covered by third parties and our Private Room Promise. Out of pockets may apply.  

² OSHC members should call the Student Health & Support Line on 1800 887 283.

³ Limited to two dental check-ups on all extras annually. Maximum two bitewing x-rays per check-up, where clinically needed. Not available in all areas.

⁴ 6 month waiting period applies. Some lens coatings excluded. 

Life Insurance 

Medibank life insurance products are issued by the insurer, Swiss Re Life & Health Australia Limited ABN 74 000 218 306, AFSL 324908 (Swiss Re). Medibank life insurance products are distributed by Greenstone Financial Services Pty Ltd ABN 53 128 692 884, AFSL 343079 (GFS), and promoted by Medibank Private Limited ABN 47 080 890 259, AR 286089 (Medibank Private). Medibank Private is an authorised representative of GFS. Your personal information will be handled in accordance with our Privacy Collection Notice. Any advice provided is general only and doesn’t consider your objectives, financial situation or needs. You should carefully read the relevant Product Disclosure Statement (which sets out the product terms, conditions and exclusions) and Financial Services Guide available here to ensure the product is right for you.

Pet Insurance

Medibank Pet Insurance is general insurance issued by the insurer The Hollard Insurance Company Pty Ltd (ACN 090 584 473; AFSL 241436) (Hollard), is promoted by Medibank Private Limited (ACN 080 890 259; AR 286089) (Medibank) and administered by PetSure (Australia) Pty Ltd (ACN 075 949 923; AFSL 420183) (PetSure). Medibank acts as an authorised representative of PetSure. Medibank will receive a commission which is a percentage of the premium paid to Hollard and PetSure may receive a portion of the underwriting profit, if any - ask PetSure for more details. Any advice provided is general only, has been prepared without taking into account your objectives, financial situation or needs and may not be right for you. Consequently, before acting on this information, you should consider the appropriateness of this information having regard to your objectives, financial situation and needs. You should obtain and consider the Product Disclosure Statement (PDS) in deciding whether to acquire, or continue to hold, Medibank Pet Insurance. PetSure can be contacted by telephone: 132 331 or by mail: Locked Bag 9021, Castle Hill, NSW 1765.

Travel Insurance

Limits, sub-limits, exclusions and conditions apply. This is general advice only. Medibank Private Limited, ABN 47 080 890 259, an Authorised Representative, AR 286089, of Travel Insurance Partners Pty Limited, ABN 73 144 049 230 AFSL 360138 arranges the insurance on behalf of the insurer. The insurer is Zurich Australian Insurance Limited ABN 13 000 296 640, AFSL 232507. Please consider your own needs and the Combined FSG/PDS available from Medibank stores or medibank.com.au/travel to decide if this product is right for you.

~    OSHC members should call the Student Health and Support Line on 1800 887 283.

#    Check your cover summary to see if these services are included on your extras cover and if any waiting periods or annual limits apply.

Have questions?

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