Whether you're an overseas student, worker or visitor to Australia, we have a range of articles to give you helpful advice, support and insights into overseas health insurance.

Got questions about Overseas Health Insurance?

The more you know about healthcare in Australia, the better prepared you’ll be if you get sick or injured. Below you’ll find articles about the medical system and health cover in Australia.

Should you go to the doctor, or the hospital emergency department?

There's a lot of confusion about when you should visit a doctor (GP), or call an ambulance to take you to the hospital emergency department.

What to do if you get sick in Australia

Here is a simple guide to help you get the right medical attention if you need it.


What is a Reciprocal Health Care Agreement?

If you get sick or have an accident while in Australia, the medical bills can be quite expensive. But visitors from certain countries may be able to access Medicare, the Australian public health system. Read on to find out if you’re eligible.

What you need to know about the Australian healthcare system

We’ve put together a guide to the Australian healthcare system, so you’ll know how to get help should you or your family need it while you’re here.

Important Australian numbers and websites

A list of national and state numbers in case of an emergency.


What health insurance do I need for my Australian visa?

Are you planning on visiting Australia for work, study or travel? If the answer is yes, you will need to apply for a visa.



Staying in Australia after your course ends

Your course is over, so now what? If you’re eligible for a 485 visa, you could enjoy Australia for a bit longer. Here are our tips on what to do after you finish studying.

Out of pocket expenses

It's any expense for a hospital, medical or extras service or item for which you won't be reimbursed by us. Read on to find out more about possible out-of-pocket expenses.

Making the most of your Overseas Health Cover with Members' Choice

Medibank’s Members’ Choice network can help you get better value from your Overseas Health Cover.

Understanding waiting periods

All health funds have waiting periods. In short, a waiting period is a period of time you need to wait after taking out your cover before you can receive benefits for services or items covered.

Choosing the right cover

You'll need to make sure you choose the right cover while in Australia, depending on your circumstances. Read on to learn more about the different types of cover and discover your options.

Understanding Australia's history and first peoples

Understanding Australia's history and first peoples

To help broaden your understanding, we've pulled together helpful resources for you to learn about Australia's rich history and vibrant culture of Aboriginal and Torres Strait Islander People.

Your guide to navigating Australian healthcare

Most visitors to Australia have no access to Medicare. Like most countries in the world, health care costs in Australia can be expensive.

A visiting couple look at an iPad together
Things you should know

While we hope you find this information helpful, please note that it is general in nature. It is not health advice, and is not tailored to meet your individual health needs. You should always consult a trusted health professional before making decisions about your health care. While we have prepared the information carefully, we can’t guarantee that it is accurate, complete or up-to-date. And while we may mention goods or services provided by others, we aren’t specifically endorsing them and can’t accept responsibility for them. For these reasons we are unable to accept responsibility for any loss that may be sustained from acting on this information (subject to applicable consumer guarantees).