Live Better

Type 2 Diabetes: how health cover can help

Tips on managing Type 2 Diabetes, and how Medibank might be able to help.

Type 2 diabetes is the most common form of diabetes and makes up 85 to 90 per cent of all diabetes cases. There is currently no cure for type 2 diabetes, but it can be managed through diet, exercise and prescribed medications including tablets and insulin injections.

If you’re looking for support to manage your condition, and you have private health insurance, there are many ways you might be able to use your cover to help.

Here are some tips on managing Type 2 Diabetes–and how Medibank might be able to help.

Visit your GP

If you think you might have Type 2 Diabetes, your first step should be to visit your GP to discuss your symptoms. Sometimes, they may refer you to other health professionals to help in the management of your condition– like a credentialed diabetes educator, dietician, podiatrist and eye specialist.

Follow a healthy diet

A dietitian can prescribe tailored nutrition advice for medical conditions, such as diabetes. If you have extras cover with Medibank, you may be able to claim benefits towards consultations with a dietitian up to annual limits and subject to waiting periods.

Another great way to control what you’re eating is to plan your own meals and cook for yourself, so check out Medibank’s Live Better for plenty of delicious healthy recipe ideas for you to try.

Exercise regularly

Adopting a healthy lifestyle and exercising regularly is key to preventing and managing Type 2 diabetes.  Not only does exercise make you feel better, it also plays a crucial role in maintaining a healthy weight. If you are looking for fun social events to get your body moving, check out Medibank’s Free + Active. Medibank members can also visit our Member Offers for great deals such as discounted gym entry, 20% off Michelle Bridges 12WBT and discounts on fitness and sports products.

Look after your feet

You could also see a podiatrist to reduce foot complications. The podiatrist can provide education on self-foot care as well as provide ongoing nail and skin care when required.

Again, if you have extras cover, your private health insurance might be able to help with costs associated with your treatment. By choosing a Members’ Choice provider you can also be assured of getting a fixed percentage back on the total bill for included services, up to your annual limit and subject to waiting periods– this could be 55%, 60%, 70%, 85% or even 100% depending on your cover. You can find your nearest Members’ Choice provider here.

Protect your eyes

Because your vision and eye health can be impacted by diabetes, it’s important to make sure that you’re seeing an optometrist regularly. While your optometrist visit should usually be covered by Medicare, our extras policy can help if y­­ou need glasses. In fact, Medibank extras give you 100% back for prescription glasses and contacts with any recognised provider, up to annual limits. Some services, like lens coating, aren’t included, and you may need to serve a waiting period.

If you need to go to hospital

Complications from diabetes could lead to hospitalisation. If you end up going to hospital, make sure you’re fully informed before you go.

Before you commit to a specialist or procedure, ask your doctor any questions you might have. And if you’re a Medibank member, it’s always a good idea to call us on 132 331We can help you understand what out-of-pocket costs you are likely to encounter, and what you can expect from your hospital stay.

Medibank’s LiveBetter is also a valuable resource to prepare you for your hospital admission. You can look up what you might pay out-of-pocket and how health insurance could help manage the costs using our interactive tool. And you can get lots of practical information and advice from our going to hospital guide.

For more information, or to check that you have the best cover for your condition, talk to our team on 134 190 or chat to our friendly staff online 24/7  for advice and help with your health cover.

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