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Life Insurance Code of Practice
The Life Insurance Code of Practice is the life insurance industry’s commitment to customer service standards and it’s designed to protect you, the customer.
Things you should know
This calculator provides a general guide only to help you estimate your cover needs for term life insurance and does not consider your personal objectives, financial situation or needs. This calculator does not constitute financial product advice. Before making any decisions, you should read the relevant Product Disclosure Statement (PDS). This calculator provides a guide to determining the sum insured for term life insurance only, and does not represent a quote or pre-qualification. It also does not consider other cover or life insurance needs, such as income protection, trauma, or total and permanent disability cover. This is a simple calculator based on your responses and does not capture anything outside the scope of the questions asked. Your estimated cover need is calculated on the basis of a number of assumptions. If these do not apply to you, or there are other matters relevant to you that have not been considered, the result you obtain may not be suitable for your intended purpose. The result you obtain from this calculator is dependent on the accuracy of the information you have provided and only relates to the disclosed circumstances at a point in time. It is likely that other circumstances apply to you which will not be considered by this calculator. Insurance needs also change over time and you should regularly revisit your insurance needs, particularly after making a significant lifestyle change such as upgrading your home.
Any advice provided is general only and doesn’t consider your objectives, financial situation or needs. You should carefully read the relevant Product Disclosure Statement (which sets out the product terms, conditions and exclusions), Target Market Determination and Financial Services Guide available here to ensure the product is right for you. Medibank life insurance products are issued by the insurer, Swiss Re Life & Health Australia Limited ABN 74 000 218 306, AFSL 324908 (Swiss Re). Medibank life insurance products are distributed by Greenstone Financial Services Pty Ltd ABN 53 128 692 884, AFSL 343079 (GFS), and promoted by Medibank Private Limited ABN 47 080 890 259, AR 286089 (Medibank Private). Medibank Private is an authorised representative of GFS.
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