Understanding life insurance

It might seem like a lot to think about when learning about life insurance, but worrying about the people you love is worse. We have a range of articles to help you out.

Got questions about life, income protection or funeral insurance?

Below you'll find articles to help you understand more about the different types of life insurance.

Life, income and funeral insurance: what’s the difference?

Products like life insurance, income protection and funeral insurance are often grouped together under the umbrella of ‘life insurance’, but provide different coverage for a range of scenarios.

What is life insurance?

In a nutshell, life insurance cover can help provide financial security for yourself, your partner and your family if something were to happen to you. The funds could be used to keep the household running, cover bills, and help mortgage or rent payments stay on track.

Life insurance and your medical history

Applying for life insurance can be easy, especially if you have the right information at hand to help answer any questions that your insurer needs to ask. 

Young couple carrying son and daughter in field

Why do I need income protection insurance?

Everyone’s reason for taking out income protection insurance is different. You could have a tight financial situation or dependants that rely on your income.

Life Insurance: fact vs fiction

Having a family means planning for the future. But what happens if things don’t go to plan? We answer some common questions about life insurance and how it could give you, and your loved ones, peace of mind.

When to consider life insurance?

Wherever you are in life, whether you’re looking to start a family, advance your career or buy a home, having the right insurance can help protect and maintain quality of life.

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How much income protection do I need?

When deciding on how much income protection cover to select you can consider your personal expenses that are usually covered by your income.

Does your family really need life insurance?

Having a family means planning for the future. But what happens if things don’t go to plan? We answer some common questions about life insurance and how it could give you, and your loved ones, peace of mind.

Things you should know

Any advice provided is general only and doesn’t consider your objectives, financial situation or needs. You should carefully read the relevant Product Disclosure Statement (which sets out the product terms, conditions and exclusions) and Financial Services Guide available here to ensure the product is right for you.

Medibank life insurance products are issued by the insurer, Swiss Re Life & Health Australia Limited ABN 74 000 218 306, AFSL 324908 (Swiss Re). Medibank life insurance products are distributed by Greenstone Financial Services Pty Ltd ABN 53 128 692 884, AFSL 343079 (GFS), and promoted by Medibank Private Limited ABN 47 080 890 259, AR 286089 (Medibank Private). Medibank Private is an authorised representative of GFS.

Your personal information will be handled in accordance with our Privacy Collection Notice.

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