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Health insurance has changed for the better

The new changes aim to make health insurance simpler to understand and easier to compare hospital products, so you can find the cover that best suits your needs.

We’re implementing all health insurance reforms to give you better value health cover

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Discounts for younger Australians

We’ll be able to offer discounts to 18-29 year-olds taking out eligible hospital cover. 

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$750 excess

We’ll also offer hospital products with a $750 excess. Choosing a product with a higher excess can help reduce your health cover premiums.

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Changes to some natural therapy services

From 1 April 2019, as part of the government changes, all private health insurers will no longer be permitted to pay benefits towards some natural therapy services.

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Standard Definitions and changes to product names

We’ll begin to use ‘standard clinical definitions’ across our website and whenever you hear from us. We may also update the name of your product so it can be classified as ‘Basic’, ‘Bronze’, ‘Silver’ or ‘Gold’, to make it easier to compare. 

Compare our new hospital covers

Comparing hospital cover has never been easier, with the introduction of Basic, Bronze, SIlver and Gold levels of cover.

Find the level of cover that best suits your individual or family's needs. 

Understanding the changes

‡ For new members on new memberships who join and start eligible combined Gold and Silver hospital and extras from 1 April – 31 May 2019 and who have not held Medibank health cover in the previous 60 days. The Gold and Silver tier relates to the Hospital cover component only. Must quote promo code ONEMONTH and set up direct debit when joining. Must maintain direct debit and hold eligible product for 30 continuous days from the policy start date to get second month free. 2&6 month waits waived on extras: 2&6 month waiting periods on extras waived. Other waiting periods apply (including 12 months on some dental services). If you’ve reached your limits from a previous fund you may not be able to claim straight away. Excludes Corporate covers, Accident Cover, Ambulance Cover, Overseas Visitors Health Insurance, Overseas Students Health Cover (OSHC), Working Visa Health Insurance, ahm covers and other selected covers. Not available with any other offer.