Travel Insurance for Bali

Bali has fast become one of Australia’s most visited and loved holiday spots. Medibank Travel Insurance covered over 16,000 Australians visiting Indonesia in 2023, and Bali is the main attraction. Learn more about cover options and helpful tips on travelling to Bali from Australia. Medibank and ahm health members can save 15% on travel insurance.

Sunrise at Bali temple

Travelling to Bali from Australia

From the lush landscapes and vibrant culture, to the serene beauty of its temples and beaches, Bali will captivate you with its diversity and charm. With an abundance of experiences awaiting, getting a travel insurance policy for your Bali trip could provide you with some peace of mind. 

When travelling to Bali from Australia, Medibank International Comprehensive Travel Insurance can offer cover for various unforeseen circumstances, such as medical emergencies, flight disruptions, baggage loss, and more. Additionally, you can add extra cover to your policy for certain activities you intend to partake in, such as riding a moped or scooter.

Bali travel insurance options

Choosing travel insurance for your next trip to Bali is simple, select 'Indonesia' as your destination when getting your quote. All Medibank International Travel Insurance includes overseas hospital, accident and medical expense cover.6

International Comprehensive Travel Insurance

International Comprehensive Plan

Travel cover for overseas medical and dental emergencies, plus inclusions for unforeseen cancellations and valuables like laptops and cameras.

  • 24-hour emergency assistance
  • 21 day cooling off period1
  • Overseas medical/dental expenses
  • COVID-19 benefits
  • Up to $15k luggage cover2
  • Rental car insurance excess
  • Cancellation & amendment fees3
  • Cover for missed connections4
International Annual Multi-Trip

International Annual Multi-Trip

Annual Multi Trip Plan includes the same benefits as International Comprehensive Plan for multiple trips (up to the duration specified) within 12 months.5

  • 24-hour emergency assistance
  • 21 day cooling off period1
  • Overseas medical/dental expenses
  • COVID-19 benefits
  • Up to $15k luggage cover2
  • Rental car insurance excess
  • Cancellation & amendment fees3
  • Cover for missed connections4
Medical only plan travel insurance

International Medical Only Plan

Our basic international travel insurance provides cover for Overseas Medical and Hospital Expenses that occur whilst you're travelling. 

  • 24-hour emergency assistance
  • 21 day cooling off period1
  • Overseas medical/dental expenses
  • COVID-19 benefits
  • Cover for luggage
  • Rental car insurance excess
  • Cancellation & amendment fees
  • Cover for missed connections

Why choose Medibank Travel Insurance for Bali?

Medibank Travel Insurance has been helping protect Australian travellers for over 15 years. Our Bali travel insurance gives you $unlimited overseas medical cover6 and depending on which plan you choose you could also have cover for:

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COVID-19 cover

COVID-19 can disrupt even the best laid travel plans. All Medibank's international policies include benefits related to COVID-19 - such as $unlimited cover for overseas medical costs6 if you're diagnosed with COVID-19 by a qualified medical practitioner while travelling. 

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$Unlimited cancellation costs

What happens if you have to cancel your overseas adventure due to certain unforeseen circumstances like a family emergency? With Medibank's Comprehensive Travel Insurance plans, you'll have cover for the unused portion of accommodation and other prepaid costs.3

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Luggage insurance and personal effects cover

Help protect your valuables, with cover for lost, stolen or damaged items. Get up to $15,000 cover on our International Comprehensive Plan.2

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Emergency assistance whilst travelling

Every travel insurance policy with Medibank comes with 24-hour emergency assistance. That means you can speak to our dedicated team of doctors, nurses, travel consultants and case managers 24 hours a day, 365 days a year. 

Multi-award winning travel insurance

We're proud to be winners of Mozo's Experts Choice Awards in 2022 & 2023 and Mozo's People's Choice Award in 2024.

Bali travel advice

What is the weather like in Bali?

In Bali, the weather tends to be hot and tropical all year round, with a daily average temperature of 32 degrees Celsius. The wet season in Bali typically spans from November to March. During this time, Bali experiences frequent showers, high humidity levels and occasional thunderstorms. 

Do I need a visa for Bali?

Yes, Australian citizen need a visa to visit Bali. In some international airports, you can get a Visa on Arrival (VOA), but in general you need to apply for an e-Visa on Arrival (e-VOA) online at least 48 hours before your trip. You can find more information on SmartTraveller.

Is it safe to travel in Bali?

As a popular travel destination for Australian travellers looking for beautiful beaches and tropical weather, Bali has a lot to offer to all types of travellers. The beachside city of Kuta is a popular spot for night life, while Seminyak has built a reputation for its resorts and blissful retreats. But the 'Land of the Gods' also presents risks to tourists, such as:

  • Theft and petty crime: Like any tourist hotspots, petty crime can be a concern for travellers. The main cities in Bali, like Kuta, Seminyak, Denpasar and Ubud, require travellers to be alert to this risk. 
  • Natural disasters: Depending on the area you travel to, Bali can be at risk of tsunamis, earthquakes and volcano eruptions. These risks are due to Indonesia's geographical location, so be sure to check travel alerts for any Bali volcano and travel warnings. 
  • Terrorist events: Unfortunately, terrorism is a risk in Bali, and the Australian Government recommends a high degree of caution in Indonesia. You can find more updates and Bali travel safety information on SmartTraveller. 


Some helpful tips to help you stay healthy in Bali.

  • Pre-trip vaccinations: We always advise visiting a GP for the most up-to-date information on vaccinations and their suitability for you individual circumstances.
  • Do your best to avoid mosquito bites: During the wet season (October-April), Dengue fever could be an issue. As it's transmitted by mosquitoes, the best way to avoid this is to avoid getting bitten. Cover up when it's cooler, burn mosquito repellent, and always sleep under a mosquito net. 
  • Safe eating and drinking practices: Bali is known for its fantastic food, but contaminated food and drinks are a common cause of gastrointestinal illnesses and the famed 'Bali belly.' To minimise your risk, it's recommended to implement safe eating and drinking practices such as only drink bottled or boiled water, avoid ice cubes and uncooked food. 
  • Restrain from interacting with wild animals: Wild and stray animals with diseases like rabies are plentiful in this paradise unfortunately. So while you may want to cuddle that dog on the sidewalk, our advice is don't!


Riding on scooter indonesia
Riding on scooter indonesia

Thinking of riding a scooter in Bali? Consider additional motorcycle and moped insurance.

Motorcycle, scooter or moped riding can be a great way to get around and see the sights of Bali. But it’s important to note that any claims involving motorcycle, scooter or moped riding are only included if you add this activity when purchasing your travel insurance policy.

Our terms are simple; we'll help protect you if:

  • The engine capacity is 250cc or less
  • While in control of a motorcycle or moped, you hold a valid Australian motorcycle licence or Australian motor vehicle driver licence
  • While you are a passenger, the driver holds a valid licence, for riding that vehicle
  • You are wearing a helmet; not participating in a professional capacity; not racing; and not participating in motocross.

Bliss out in Bali with 15% off Medibank Travel Insurance

Bali is something of a magical mystery tour. Even if you’ve been there before, you’re likely to find something new on this latest trip. And while you’re enjoying your amazing adventures, the last thing you want to be worried about is your travel insurance for Bali. Plus if you're a Medibank health member, you receive 15% off your travel insurance!

Travel Insurance for Bali

Bali travel insurance FAQs

Things you should know

1 21 day cooling off period applies if you cancel your policy within 21 days of purchase provided you have not made a claim or travelled on the policy.

2 Item limits and sub-limits apply. See the Combined FSG/PDS for terms, conditions and more information.

3 Conditions apply to cancellation cover. Doesn't apply to Medical Only plans. Sub-limits apply. See the Combined FSG/PDS for more information.

4 Limits apply. See the Combined FSG/PDS for terms, conditions and more information. 

5 Cover is limited to a maximum duration of up to 30, 45 or 60 days for international trips or 15 or 30 days on domestic trips depending on the duration choice you make. International policies include trips within Australia too. 

6 Cover will not exceed 12 months from the onset of the illness or injury. Medical evacuation cover subject to claim approval. 

Limits, sub-limits, exclusions and conditions apply. This is general advice only. Medibank Private Limited, ABN 47 080 890 259, an Authorised Representative, AR 286089, of Travel Insurance Partners Pty Limited, ABN 73 144 049 230 AFSL 360138 arranges the insurance on behalf of the insurer. The insurer is Zurich Australian Insurance Limited ABN 13 000 296 640, AFSL 232507. Please consider your own needs and the Combined FSG/PDS to decide if this product is right for you. For information on the Target Market and Target Market Determinations, visit