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Your 2018 Hospital cover premium

Your premium is set to change on 1st April, 2018. We’ll help you understand the changes, and show you how to get the most value from your health cover. To view your new premium click below.

Are you getting the most out of your cover?

Make sure your cover has what you need, and get the most value with these simple tips.

Know your cover before you need your cover

When things go pear shaped, the last thing you want to worry about is what's included in your cover. Login to to refresh your knowledge of your cover and check our handy tips to help you make the most of your current cover.

See handy tips.

Start healthy, stay healthy

Aside from the necessities, including things like Ambulance*, upgrading to Extras can help you look after your health when you're not sick. Your Extras cover comes in handy for things like dental, optical, physio and natural therapies.

Talk to us about Extras.


Get help when you need it most

Working closely with GPs, we’ve also developed CareComplete, a range of integrated health support services to help eligible members with chronic conditions better manage their illness. CareComplete is currently available in most major metropolitan and regional centres2.

CareComplete info.

Better support before and after hospital

Our Health Concierge3 program gives extra support to eligible members when they need it most. If you’re preparing for, or recovering from a hospital stay, we'll aim to make it as comfortable and stress-free as possible. You can also get a head start with these helpful tips

Read hospital tips.


Does your cover have what you need?

Everyone benefits from a quick health check now and then. And the same goes for your health insurance.

Simply complete our quick questionnaire to find out whether your cover is still right for you, and request a callback to chat about your options.

Why you should stay covered

There are plenty of reasons to keep your Hospital cover in 2018 and beyond.

You could get seen sooner

Wait times for procedures such as knee replacements and cataract removal are generally shorter in a private hospital with Hospital cover, so you won’t have to wait weeks or months to see a doctor. In fact, in a private hospital, you’ll be treated as soon as you and your specialist are ready.

Choose your hospital

With Hospital cover, where you’re treated is up to you and your doctor if you’re a private patient. So if you want to be seen at a hospital near home or at one with specific facilities, you’ll have peace of mind that it’s possible.

Don't let hospital expenses cost you an arm and a leg

Hospital bills can be expensive but with Hospital cover you can rest easy knowing you won't be shouldering the full costs of private treatment on your own. This is more important than ever, as Australian health care costs in general continue to rise due to things like new technologies, an increase in chronic conditions and an ageing population.

Pick the right specialist for you

With something as important as your health, it should be up to you (and your doctor) who takes care of it. That’s why our Hospital cover lets you pick the right specialist for you as a private patient.

Ever wondered what's sending people like you to hospital? Use our handy tool to see common procedures, and find out how much they may cost. 

How our members count on us

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Total benefits Medibank paid towards Extras for 2016/17

Medibank Mobile App

Update your details, check your limits and see what your cover includes from your mobile – anywhere, anytime. Download now: Google Play or Apple App Store.

Why premiums are changing

No one likes a price increase, but reviewing premiums allows us to keep pace with rising healthcare costs. Doing so means we can continue to help members like you with the costs of accessing a world-class health system. Here’s what affects the cost of premiums.

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Better quality healthcare

In Australia, we enjoy some of the best healthcare in the world. New and improving technologies mean better treatment, but they can come at a price. These technologies are often expensive to implement, and contribute to higher overall costs in the health sector.

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A rise in chronic conditions

While we’re living longer, Australians are also being admitted to hospital in record numbers. Chronic conditions such as heart disease and diabetes are increasing year by year.

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Our ageing population

As they say, 50 is the new 30, 60 is the new 40, and so on. It’s great news that Australians, on the whole, are living longer. But the longer we live, the more healthcare we’re likely to need.

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Decreasing government rebates

The Australian Government Rebate for health insurance has been steadily decreasing each year, which means your premiums may be higher.

Frequently asked questions

Things you should know

2 - Subject to meeting CareComplete eligibility criteria. Not available in the Northern Terrtory.

3 - Subject to meeting Health Concierge eligiblity criteria.

* - Tasmania and Queensland have State schemes providing ambulance services for residents.