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Your 2018 Extras cover premium

Your premium is set to change on 1st April, 2018. We’ll help you understand the changes, and show you how to get the most value from your health cover. To view your new premium click below.

Are you getting the most out of your cover?

Make sure your cover has what you need, and get the most value with these simple tips.

Know your cover and make the most of it

Getting better value from your cover can be as simple as understanding what’s included. Login to medibank.com.au/members to refresh your knowledge and check our handy tips to help you make the most of your current cover.

See handy tips.

Get more back with Members’ Choice

Get 100% back on your annual dental check up when you visit a Members’ Choice dentist1. We've also negotiated maximum agreed prices at Members' Choice providers so you can be clear about what your out of pocket may be for a wide range of Extras services. It helps to have access to a large network of health service providers across the country – find one closest to you.

Find a provider.

Make sure your cover suits your needs

Kids moving out? Planning to start a family? Have your health needs changed? It’s always a good idea to see if your cover is moving in the same direction as your life. Chat to one of our team members on 13 23 31 to explore your options, or visit us at a store near you.

Find your store.

You could avoid Lifetime Health Cover loading

Have you turned 31? If you're over 30, every year you don't have Hospital cover a 2% loading may be added to your premium.

Find out more.

Does your cover have what you need?

Everyone benefits from a quick health check now and then. And the same goes for your health insurance.

Simply complete our quick questionnaire to find out whether your cover is still right for you, and request a callback to chat about your options.

Why you should stay covered

There are plenty of reasons to keep your Extras cover in 2018 and beyond.

Start healthy, stay healthy

Aside from the necessities - including things like Emergency Ambulance# – Extras is about looking after your health when you’re not sick. This is why we encourage you to use your cover for things like going to the dentist, remedial massage and natural therapies, to look after your day-to-day health.

More of what you need

We’ll send you regular reminders of what's included in your cover and your available limits to help you make the most of your Extras. This way you know you have cover for what you need - and what you’ll actually use. Visit My Medibank or the Medibank Mobile App and click on 'My Account' to update your communication preferences.

More of what you want

Knowing your cover means you can choose more of what’s important to you – like remedial massage. You can check what's included in your cover anywhere, at anytime, by downloading the Medibank Mobile App. You can also visit medibank.com/members.

Claim on the spot

Usually, your Members' Choice provider can settle your claim while you're there.  If not, it’s quick and easy to do it online – just go to medibank.com.au/members and have your receipt handy.

Want to know more about Extras, or what out-of-pocket costs are? We've answered some commonly asked questions to help you understand how health insurance works.

How our members count on us

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$1,082,699,167

Total benefits Medibank paid towards Extras for 2016/17

Medibank Mobile App

Update your details, check your limits and see what your cover includes from your mobile - anywhere, anytime. Download now: Google Play or Apple App Store.

Why premiums are changing

No one likes a price increase, but reviewing premiums allows us to keep pace with rising healthcare costs. Doing so means we can continue to help members like you with the costs of accessing a world-class health system. Here’s what affects the cost of premiums.

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Better quality healthcare

In Australia, we enjoy some of the best healthcare in the world. New and improving technologies mean better treatment, but they can come at a price. These technologies are often expensive to implement, and contribute to higher overall costs in the health sector.

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A rise in chronic conditions

While we’re living longer, Australians are also being admitted to hospital in record numbers. Chronic conditions such as heart disease and diabetes are increasing year by year.

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Our ageing population

As they say, 50 is the new 30, 60 is the new 40, and so on. It’s great news that Australians, on the whole, are living longer. But the longer we live, the more healthcare we’re likely to need.

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Decreasing government rebates

The Australian Government Rebate for health insurance has been steadily decreasing each year, which means your premiums may be higher.

Frequently asked questions

Things you should know

1 - Two month waiting period applies. Excludes x rays.

# - Waiting period applies. For ambulance attendance or transportation to a hospital where immediate medical attention is required and your condition is such that you couldn't be transported any other way.Tasmania and Queensland have State schemes providing ambulance services for residents.